Finder is committed to editorial independence. While we receive compensation when you click links to partners, they do not influence our opinions or reviews. Learn how we make money.

OCBC Credit Cards

Compare the range of credit cards from OCBC including cash rebate, travel and rewards cards.

Updated . What changed?

Fact checked

Whether you are an avid online shopper, a householder looking for discounted groceries at your favourite mart or a frequent flyer; an OCBC Credit Card could have you covered.

Use this article to explore the unique features of the various OCBC Credit Cards, eligibility requirements and some common questions you might have before applying.

Finder does not currently have access to this credit card provider. Please review the product details, application criteria and terms and conditions on the provider website if you are considering applying for this product.

What cards are available from OCBC?

A leading provider of premium banking services in Singapore, OCBC Bank also offers an impressive product line of credit cards with rewards backed by leading online merchants and stores in Singapore. Let’s take a closer look.

  • OCBC Titanium Rewards Credit Card

With the OCBC Titanium Rewards Credit Card, you can earn 50 OCBC$ (worth 20 miles) for every S$5 spent on eligible online or retail purchases, whether in Singapore or overseas. All other category spend will earn you 5 OCBC$. In addition, the card also comes with e-Commerce Protection, safeguarding you against non-delivery or defective products. The OCBC Titanium Rewards Credit Card is available in two colours – blue and pink for a more personalised look.

  • OCBC Arts Credit Card

Love watching movies, plays and concerts? The OCBC Arts Credit Card allows you to be a connoisseur of art without burning a hole in your pocket. Use the OCBC Arts Credit Card to get up to 20% off show tickets, priority booking for selected shows while also earning 15 OCBC$ per S$5 spent on SISTIC purchases.

  • OCBC Platinum Credit Card

Earn 5 OCBC$ for every S$5 spent on the OCBC Platinum Credit Card and enjoy exciting deals in travel bookings, dining out, family fun activities, as well as health and wellness events all year-round. Take advantage of discounted tickets at popular attractions including Universal Studios Singapore, and benefit from discounts and 0% instalment plans for slimming, weight management and holistic skincare services.

  • OCBC BEST Denki Credit Card

This ultimate electronics card offers 3% cash rebates for all purchase made at BEST Denki and special invites to member-only events. On top of that, you’ll also earn an additional 2% rebate for annual spend of S$10,000 and above, and 2.5% rebate for annual spend of S$20,000 and above at BEST Denki.

The OCBC BEST Denki Credit Card also offers free delivery for bulky items with a minimum of S$200 spent in a single receipt.

Learn more about rewards credit cards

  • NTUC Plus! Visa Credit Card

The NTUC Plus! Visa Card is an exclusive NTUC Union member only credit card. It’s essentially a groceries rewards card that offers rebates at Fairprice, Unity and Warehouse Club outlets when you meet a monthly qualifying spend. Cardholders can also save up to 20.3% on fuel at Esso and Caltex.

  • OCBC Plus Visa Credit Card

Similar to the NTUC Plus! Visa Card, the OCBC Plus! Visa Card also offers attractive rebates for purchases at Fairprice, Cheers, Popular and other participating Plus! merchants. Cardholders can also benefit from fuel savings at Esso and Caltex.

In addition, you’ll also accrue Link Points with both the NTUC Plus! Visa Credit Card and the OCBC Plus Visa Credit Card at over 200 participating Plus! merchants. This translates into more savings on daily essentials.

  • OCBC 365 Credit Card

The OCBC 365 Credit Card offers attractive cashback across multiple spending categories. Get 6% cashback on everyday dining (including local, overseas and online food delivery), 3% cashback on groceries, land transport, online travel and utilities, plus 5% cashback on all fuel spend.

In addition, you can unlock premium features such as complimentary travel personal accident insurance up to S$500,000 and up to S$400 coverage on baggage loss when you charge round-trip air, sea or land travel tickets to your OCBC 365 Credit Card. Round-the-clock Visa Signature Concierge service is also available with this card.

  • OCBC Cashflo Credit Card

The OCBC Cashflo Credit card is an auto instalment card offering split monthly payments over 3 to 6 months with 0% interest. You can also enjoy up to 1% cash rebate (capped S$100 monthly) on all spending.

  • FRANK Credit Card

Designed for young adults looking to reap greater rewards without a high-spend budget, the FRANK Credit card offers up to 6% rebates on all online, foreign currency and contactless spending. Simply spend a minimum of S$600 per month to qualify for these rebates.

  • OCBC Great Eastern Credit Card

OCBC Great Eastern Cashflo Credit Card allows you to pay and earn rebates for selected GE Life and GE General insurance premiums, and access exclusive health and wellness offers. It is also a 0% interest auto-instalment card that automatically split your bills into 3 or 6 month instalments, all while earning a rebate on the purchases.

  • OCBC VOYAGE Card

The OCBC VOYAGE Card is an exclusive travel reward credit card that rewards up to 1.3 VOYAGE miles for every S$1 spent locally and 2.2 VOYAGE miles for every S$1 spent in foreign currency. VOYAGE miles do not expire and can be redeemed for flight tickets, cash or retail vouchers on branded luxury items.

There are also no black-out dates, which means that you can redeem VOYAGE Miles for flights on any airline, anytime.

  • OCBC 90°N Card

The OCBC 90°N Card allows cardholders to earn flexible Travel$ rewards, which can be used to redeem for miles, cash rebates and credit card bill offsets. Earn 1.2 Travel$ per S$1 spent locally and 2.1 Travel$ per S$1 on foreign currency spend, with no expiry or conversion fees for miles.

Jetsetters can also benefit from a host of travel perks such as earning up to 7 Travel$ per S$1 spent on Agoda accommodations and airport lounge access.

What are the benefits that comes with OCBC credit cards?

  • Rewards. The bank offers a diverse basket of rewards and cash rebate credit cards, backed by merchants VISA and MasterCard.
  • Security and fraud protection. Secure online transactions for purchases made with OCBC Credit Cards are ensured through CardSecure.
  • Interest-free instalment plans. Enjoy several interest-free instalment plans at more than 1,000 merchant outlets across Singapore with OCBC Credit Cards.
  • Credit limit review. It is possible to ask for an increase in your credit limit for greater financial flexibility. The limit can be raised temporarily in case of any requirement or permanently.
  • Tap and ride. You can use your contactless OCBC cards or mobile wallet to pay for bus and train rides conveniently with SimplyGo, a service launched by Land Transport Authority (LTA) and TransitLink.

How to apply for an OCBC credit card

If you’re an existing OCBC customer, you can apply for another credit card promptly through OCBC’s online banking services.

New applicants (Singapore citizens and PRs) can apply with their SingPass, a simple and secure application process that speeds up the process by retrieving your personal details and income information directly from MyInfo. Alternatively, you can also fill up an online application form listed on OCBC website if you don’t have a SingPass account.

Before applying, make sure that you meet the eligibility criteria for the specific credit card that you’re interested in and have all the relevant documents on hand.

Eligibility criteria

The eligibility criteria may vary depending on the specific OCBC credit card you’re applying for, but you’d typically need to meet these requirements:

  • Age. You must be at least 21 years of age
  • Residency. Singapore citizen, permanent resident or foreigner.
  • Minimum income. For Singaporean or Singapore PR, you must have an annual income of at least S$30,000. If you are a foreigner, you must have an annual income of S$45,000 and above.
  • Other requirements. In case applying for the NTUC Visa Plus! Card, you’ll need to be an existing NTUC Union member.

Required documents

Make sure you have the following information and documents ready when you apply:

    • For salaried persons. Latest computerised/electronic payslip and latest Income Tax Notice of Assessment or latest 6 months’ CPF contribution history statement.
    • For self-employed. Latest computerised/electronic payslip and latest Income Tax Notice of Assessment or latest 12 months’ CPF contribution history statement.
    • For foreigners. Employment Pass with at least 6-month validity, latest Income Tax Notice of Assessment, a latest bank statement that shows salary crediting in the last month.
    Back to top

    Frequently asked questions

    More guides on Finder

    • OCBC 365 Card Review

      With the OCBC 365 Card you’re rewarded for using your card for everyday transactions such as paying bills, dining out, getting groceries or filling the petrol tank.

    • OCBC Cashflo Credit Card Review

      With the OCBC Cashflo Credit Card, you can enjoy the flexibility of splitting payments over 3 or 6 months with 0% interest.

    • OCBC Plus! Visa Credit Card Review

      Save on groceries, fuel and more when you sign up for the OCBC Plus! Visa Credit Card.

    • OCBC FRANK Credit Card Review

      With the FRANK Credit Card from OCBC, you can get cash rebates on entertainment and online purchases.

    • OCBC 90°N Card Review

      Earn up to 8 miles per S$1 you spend when you book flights and accommodation using your OCBC 90°N Card.

    Ask Finder

    You are about to post a question on finder.com:

    • Do not enter personal information (eg. surname, phone number, bank details) as your question will be made public
    • finder.com is a financial comparison and information service, not a bank or product provider
    • We cannot provide you with personal advice or recommendations
    • Your answer might already be waiting – check previous questions below to see if yours has already been asked

    Finder.com provides guides and information on a range of products and services. Because our content is not financial advice, we suggest talking with a professional before you make any decision.

    By submitting your comment or question, you agree to our Privacy Policy and Terms.

    Questions and responses on finder.com are not provided, paid for or otherwise endorsed by any bank or brand. These banks and brands are not responsible for ensuring that comments are answered or accurate.
    Go to site