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Whether you’re looking for a credit card that gives you cashback or one that earns air miles and rewards, HSBC has a broad range of benefits for different types of spenders. Vouchers and permanent annual fee waivers are just a few examples of the perks available from this card issuer.
Read on to find out which cards are on offer from HSBC, and learn the eligibility requirements before applying.
Offer ends 31 Aug 2021
Eligibility criteria, terms and conditions, fees and charges apply.
HSBC offers a wide variety of credit cards in Singapore, including cashback, air miles and rewards cards, and even a credit card that potentially offers a perpetual fee waiver. Cardholders can also benefit from a large range of value-added financial services with their cards, including cash instalment plans, balance transfer, balance conversion and even a tax payment program. Compare your options based on the following types of cards and your financial needs.
HSBC has several cashback credit cards including the HSBC Visa Platinum Credit Card and HSBC Advance Credit Card. These provide cash rebates on various types of spending both locally and online, including on daily expenses, such as groceries, petrol, dining and bill payments, as well as on shopping and entertainment. Some unique privileges that cardholders could benefit from include earning rebates on paying recurring bills, transit payments and insurance (which is usually excluded by banks in Singapore) and accumulating both cashback and air miles with one card.
While some individuals may prefer directly earning cash rebates with a cashback card, others might want a rewards credit card that lets you accumulate points and air miles quickly. Rewards cards can provide more flexible and exclusive redemption options such as flight and travel deals, discounts on hotels, dining, entertainment and vouchers to redeem a wide range of merchandise and services. Some HSBC rewards cards, including the HSBC Revolution Credit Card, also have no minimum spend requirements and no cap on the points you can earn.
HSBC also offers several air miles cards, including the HSBC Visa Infinite credit card as well as the HSBC Revolution Credit Card and HSBC Visa Platinum Credit Card. With an air miles card from HSBC, cardholders can expect to earn points on a wide range of local and online spending, including online shopping, food delivery services such as Foodpanda and when paying recurring bills. Members may also benefit from an annual fee waiver if minimum spend requirements are met. Other privileges and perks may include unlimited access to VIP airport lounges worldwide, complimentary travel insurance coverage, welcome offers on qualifying spends and no additional fees for eligible supplementary cardholders.
If you’re unsure whether an HSBC credit card is right for you, consider the following features:
You can apply for an HSBC credit card online in about 15 minutes.
Follow these steps to apply for an HSBC credit card:
Before applying, make sure you’ve met the following eligibility requirements and have all the necessary documents on hand.
While specific requirements may vary depending on the specific HSBC card you apply for, most HSBC credit cards have the following requirements:
Make sure you have the following information and documents ready when you apply:
Find out how you can maximise your savings and earn cash rebates on your daily expenses with this free-for-life credit card.
If you want a prestigious card with valuable benefits you should consider the HSBC Visa Infinite Credit Card. This card offers complimentary travel-centric extras and a range of dining and lifestyle benefits.
If you want a flexible card with cash rebates on daily spending, consider the HSBC Visa Platinum Credit Card.
If you’re looking for a high rewards card with a two-year annual fee waiver, the HSBC Revolution Credit Card might be ideal for you. Read the full review of the card here.
With no annual fee for the first year and subsequent waivers for eligible cardholders, the HSBC Advance Credit Card is designed to help you save. Learn more about its features and benefits with this guide.
