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Citibank credit cards

Compare Citibank credit cards to find a card that meets your lifestyle needs.

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Whether you’re seeking a credit card with travel deals and air miles, or want cashback, shopping discounts and savings on everyday spending, Citibank offers a large variety of cards to suit your lifestyle needs.

Find out what’s on offer from Citibank’s range of cards and learn the eligibility requirements for applying.

Compare Citibank credit cards

Name Product Reward Cashback Offer Annual Fee Min Income - Singaporean and PR
Citi PremierMiles Card
Earn 1.2 Citi Miles for every S$1 spent locally, 2 Citi Miles for every S$1 spent overseas and 4 Citi Miles for every S$1 spent on food delivery & home entertainment.
Up to 26% cashback at selected merchants
S$192.60 annual fee
Get 45,000 miles when you spend S$9,000 in the first 3 months. Annual fee applies.
Citi Cash Back Card
Get up to 20.88% fuel discounts at Esso and Shell, 6% cashback on dining and 8% cashback on groceries.
6% cash back on dining, 8% cashback on groceries and petrol transactions. 0.25% cashback on other retail purchases, capped at S$80 for all transactions per statement month.
S$0 annual fee for the first 1 year and S$192.60 thereafter
Get a welcome gift of S$120 cash back when you spend S$1,200 in the first 3 months. T&Cs apply.
Citibank SMRT Card
Up to 5% savings on groceries, online shopping, taxis (including private hire rides), and EZ-Link Auto Top-up/SimplyGo. Plus, 0.3% savings on all other spend
Up to 5% savings on groceries, online shopping, taxis (including private hire rides), and EZ-Link Auto Top-up/SimplyGo. Plus, 0.3% savings on all other spend
S$0 annual fee for the first 2 years and S$192.60 thereafter
Get a welcome gift of S$120 cash back when you spend S$1,200 in the first 3 months. T&Cs apply. End 30 Nov 2021.
Citi Rewards Credit Card
10X Rewards on eligible online and retail purchases, capped at 10,000 points per statement month.
1X Rewards for other retail purchases.
Up to 26% cashback at selected merchants
S$0 annual fee for the first 1 year and S$192.60 thereafter
Get 30,000 Citi Thank You points when you spend S$3,000 in the first 3 months. T&Cs apply. Ends 31 Oct 2021.
Citi Prestige Card
Deals and discounts in more than 90 countries. Also, get six complimentary golf games across Asia
Up to 20% cashback at selected merchants
S$535 annual fee
Get a welcome gift of 62,500 Citi ThankYou Points (25,000 Miles) or Gadget Welcome Gift. T&Cs apply. Ends 30 Sep 2021.
Citi Lazada Card
Earn 10x rewards on eligible Lazada purchases and 5x rewards on qualifying dining, entertainment and commute purchases
Enjoy shipping rebates on eligible purchases of at least S$50 at Lazada.
S$0 annual fee for the first 1 year and S$192.60 thereafter
New Citibank customers can get up to S$250 Lazada & RedMart vouchers upon minimum spend of S$250. T&Cs apply. Ends 31 Oct 2021.
Citi Cash Back+ Card
Get up to 20.88% fuel discounts at Esso and Shell and 1.6% cash back on eligible retail purchases.
1.6% cash back on selected retail purchases
S$0 annual fee for the first 1 year and S$192.60 thereafter
Receive 4.5% cash back on up to S$5,000 spend (up to S$225 cash back) in the first 3 months. T&Cs apply. Valid until 30 Nov 2021.

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Types of Citibank credit cards

Citibank offers a wide range of credit cards — from student cards requiring no minimum income, to cashback credit cards that reward spending while offering a host of perks across dining, travel, shopping and lifestyle spending. Compare your options based on the following types of cards and your financial circumstances.

Features of a Citibank credit card

      If you’re unsure whether a Citibank credit card suits your needs, consider the following features before making a decision.


      • Citibank Instant Rewards. Redeem points and instantly offset your purchases at participating outlets. You can also instantly redeem shopping vouchers and receive cash rebates via SMS.
      • Citibank Thank You Rewards. Turn your points or air miles into rewards including flights, hotels, car rentals and merchandise of your choice.
      • Citibank rebates. You could receive cashback on your Citibank credit card spending on top of your existing card benefits.
      • Citibank World Privileges. Enjoy shopping, dining and travel deals anywhere around the world.
      • Shopping and lifestyle exclusives. Available year-round when you spend on fashion, beauty and lifestyle and on monthly retail therapy specials with your Citibank credit card.

      Complimentary extras

      • Citibank Equal Payment Plan. This is a 0% interest instalment plan with flexible payments at over 1,000 locations including shopping, educational institutions and more.
      • Manage Citibank cards easily. All Citibank credit card members can make use of e-Statements, Citi Alerts, balance transfers, supplementary cards and quick cash loans.
      • FAST. Fast And Secure Transfers lets you pay your bills with your non-Citibank account almost instantly.
      • Citibank One Bill. Avoid service fees, long queues or late payments using Citibank One Bill to pay recurring bills to your telco, town council, SPH and insurance provider automatically.
      • Citibank SMS Pay. Pay your bills with a simple SMS.
      • Increase your credit limit online or via mail. Increase your financial flexibility by upgrading your card to a higher credit limit of up to four times your monthly income.
      • Visa Checkout. A digital payment service designed to simplify your entire payment process when shopping online. This is available for both Visa and non-Visa Citibank cards.
      • EZ-Pay. Register for EZ-Pay with your Citibank Credit Card and spend less time on card top-ups.


      • Card protection. Citibank credit cards have a host of features to safeguard your card against unauthorised transactions. Citibank Alerts sends you an immediate SMS/email notifications with each transaction on your Citibank credit card. All Citibank credit cards are now EMV (Europay, Mastercard and Visa) enabled, assuring your security and protection against fraud on local and overseas purchases.

      Applying for Citibank credit cards

      You can easily apply for a Citibank credit card online in about 15 minutes.

      Follow these steps to apply for a Citibank credit card:

      1. Compare your Citibank credit card options in the comparison table above.
      2. Select the credit card that best suits you, considering your lifestyle, credit needs, spending patterns and personal circumstances.
      3. Check the eligibility criteria for your chosen credit card to ensure you meet those requirements by selecting “Compare” in the table.
      4. When you’re ready to apply, click “Go to site” to start your online application with Citibank.

      As mentioned above, make sure you meet the following eligibility requirements and have the relevant documents you need on hand.

      Eligibility criteria

      While specific requirements may vary depending on the Citibank card you apply for, most Citibank credit cards have the following requirements:

      • Age. You must be at least 21 years of age (or at least 18 years of age for the Citibank Clear card).
      • Minimum income. Except for students applying for the Citibank Clear card, most Citibank credit cards require the following minimum income levels:
        • S$30,000 for Singapore citizens or permanent residents (SPRs)
        • S$42,000 for foreigners in employment for at least one year
      • Residential status. Singaporean citizens, permanent residents and foreigners can apply for a Citibank credit card. However, foreigners may be subject to higher income requirements and stricter employment criteria.
      • Credit history. Applicants must have a good credit rating.

      Required documents

      Make sure you have the following information and documents ready when you apply:

      • Personal details. You’ll need to provide personal details including your name, email address, phone number, residential address, NRIC or passport and Employment Pass Number with the date of expiry (if applicable).
      • Credit card information. You’ll need to provide your credit card number and disclose information including your annual income bracket, whether you currently hold a Citibank credit card and the type of card you wish to apply for (travel, rewards, cashback or student for example).

      Supporting documents

          Frequently asked questions

          More guides on Finder

          • Citi PremierMiles Card Review

            If you’re after a travel card that can help you accumulate miles and save at the same time, the Citi PremierMiles Card is worth looking into.

          • Citi Prestige Card Review

            The Citi Prestige Credit Card offers users the chance to earn extra rewards points and air miles on all transactions.

          • Citi Rewards Credit Card Review

            Designed with the frequent shopper in mind, the Citi Rewards card offers a range of cardholder perks. Here’s what you need to know.

          • Citi Cash Back Card Review

            Find out how you can save on your everyday spending with Citi Cash Back card’s competitive cash rebates and promotions.

          • Citibank SMRT Card Review

            Save on your daily expenditure, earn SMRT$ and redeem vouchers or cash back with the Citibank SMRT card.

          • Citi Lazada Card Review

            Earn up to 10X rewards points when shopping on Lazada. Other perks include savings on delivery and complimentary travel cover.

          • Citi Cash Back+ Credit Card Review

            The Citi Cash Back+ Credit Card lets your earn 1.6% cashback – with no limit or minimum spend – in any category.

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