Best credit cards*

Compare cashback cards, rewards cards, dining cards and more side by side to find the right card for you.

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To choose the right credit card for your needs, consider the features you want, your spending habits and your financial history. Compare available cards here and apply today.

HSBC Revolution Credit Card

HSBC Revolution Credit Card

Receive S$150 cash back or a Samsonite Prestige 69cm Spinner Exp (worth SS670) luggage

Offer ends 30 June 2020

Eligibility criteria, terms and conditions, fees and charges apply.

HSBC Revolution Credit Card

  • Principal Annual Fee: S$0 annual fee for 2 years - S$160.50 thereafter.
  • Cashback Rate: 0%
  • Annual Interest Rate: 25.9%
  • Minimum Income (Singaporean & PR): S$30,000
  • Minimum Income (Non-Singaporean): S$40,000
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Compare some of the best credit cards

Name Product Reward Cashback Offer Annual Fee Min Income - Singaporean and PR
HSBC Revolution Credit Card
Up to 5X Rewards points (2 miles per S$1 spent) on qualifying purchases
S$150 cashback when you make S$800 within the qualifying spend period. Ends 30 June 2020
S$0 annual fee for the first 2 years and S$160.50 thereafter
S$30,000
Get 2 air miles for every dollar you spend on dining, entertainment and online shopping. And pay no annual fee for three years if you meet the spending requirements of this card.
Standard Chartered Unlimited Cashback Credit Card
Shopping, travel and lifestyle offers at over 3,000 outlets in Asia
Earn 1.5% cashback on all of your credit card spend with no minimum spend. Additionally, get 1% cashback on your approved Funds Transfer Amount.

S$0 annual fee for the first 2 years and S$192.60 thereafter
S$30,000
Enjoy an unlimited rebate of 1.5% on all your spending. This cashback card also has multiple perks, including fuel discounts and 1-for-1 offers at selected restaurants and bars across Singapore.
HSBC Visa Platinum Credit Card
Earn 1 Reward point for every $1 on all spend.
Up to S$150 cash back when you spend
S$800 within the qualifying spend period. Ends 30 June 2020

S$0 annual fee for the first 2 years and S$192.60 thereafter
S$30,000
Earn up to S$250 in cash rebates per quarter. In addition to a sign up gift of free luggage (or S$150 cashback), you won't pay an annual fee for two years with this card.
Citi PremierMiles Card
Deals and discounts in 95 countries. Plus, 10% off on hotel bookings with Expedia
Up to 10% cash back at selected merchants
S$0 annual fee for the first 1 year and S$192.60 thereafter
S$30,000
The air miles you earn with this card never expire and you could get up to 37,300 Citi Miles as a welcome gift. Cardholders also get Priority Pass membership, which includes two free visits to airport lounges per year.
UOB PRVI Miles American Express Card
6 air miles for every S$1 spent through Expedia, Agoda and UOB Travel
Get S$150 cash credit if you spend a minimum of S$1,500 within 30 days. First 800 new customers only.
S$0 annual fee for the first 1 year and S$256.80 thereafter
S$30,000
Take advantage of a generous 1.4 air miles per S$1 spent in Singapore, or 2.4 miles on each dollar spent overseas. This card has a dedicated travel assistance hotline, plus, you could get up to S$500,000 in complimentary travel cover.
KrisFlyer UOB Credit Card
Earn 3 KrisFlyer miles per S$1 when you spend with Singapore Airlines, Scoot, SilkAir or KrisShop and 1.2 KrisFlyer miles per S$1 on all other spend.
Get S$150 cash credit if you spend S$1,500 or more within 30 days. First 800 new customers only.
S$0 annual fee for the first 1 year and S$192.60 thereafter
S$30,000
Earn 3 KrisFlyer miles per dollar spent with Singapore Airlines, Scoot, SilkAir or KrisShop. You won't pay an annual fee in your first year with this card - in future years, you’ll get 10,000 bonus air miles after you pay the typical annual charge of S$192.60.
Citi Cash Back Card
Get up to 20.88% off fuel. Plus, travel offers in 95 countries
8% cash back on dining, groceries and petrol transactions
S$0 annual fee for the first 1 year and S$192.60 thereafter
S$30,000
Get up to 8% cashback when you spend on dining, groceries and petrol. To enjoy this superb rate, you'll need to spend a minimum of S$888 on your card per month.
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What is the best credit card for me?

To choose the right credit card, you need to look at how you plan to use the card, your current financial situation and your future goals. This will allow you to compare benefits and features based on your circumstances so that you can find a credit card that suits your needs.

For example, if you want a credit card that offers rewards and perks, you could look at frequent flyer cards or gold, platinum and black options. Or, if you want a card to help you manage your expenses, you could compare 0% purchase, balance transfer or low rate cards. Check out the types of cards that you’re interested in for a description and some tips on how to choose the right card to meet your needs.

Cashback credit cards, as the name suggests, reward users with cash back to the tune of 1.5% to 6% of spending on the card. Some cards may require a minimum spend or put a cap on maximum cash back allowed. Most credit cards would also specify whether it is applicable on only local purchases or includes overseas spending as well. The cards would generally offer cash back both on retail and online purchases.

As cashback cards come with a cap, it is important to see just how much that monthly cap is. The other parameters to compare include annual fees and rate of interest payable on credit cards. An obvious choice of card would be one which also offers cashback on overseas and online spends and additional perks and discounts the year round.

Compare cashback credit cards
Name Product Cashback Offer Cashback Cap Annual Fee Min Income - Singaporean and PR
UOB Yolo Card
Enjoy up to 8% cashback on dining, travel, shopping and entertainment. Plus, a further 3% cashback in selected categories
N/A
S$0 annual fee for the first 1 year and S$192.60 thereafter
S$30,000
Apply today and get up to S$230 in bonus cash credits. T&Cs apply.
HSBC Revolution Credit Card
S$150 cashback when you make S$800 within the qualifying spend period. Ends 30 June 2020
S$150 for the entire promo period
S$0 annual fee for the first 2 years and S$160.50 thereafter
S$30,000
New cardholders will be awarded with a Samsonite Prestige 69cm Spinner Exp with built-in scale (worth SS670) or S$150 cashback with minimum spend of S$800 within the qualifying spend period. Receive an additional S$20 worth of grab rides when you apply online with MyInfo via SingPass. T&Cs apply. Ends 30 June 2020.
Citi PremierMiles Card
Up to 10% cash back at selected merchants
no cap
S$0 annual fee for the first 1 year and S$192.60 thereafter
S$30,000
Get 37,300 miles when you spend S$9,000 in the first 3 months. Annual fee applies. Ends 30 June 2020.
Citibank SMRT Card
Redeem S$10 cash back for shopping vouchers with every 10 SMRT$ earned
600 SMRT$ per year
S$0 annual fee for the first 2 years and S$192.60 thereafter
S$30,000
Get a welcome gift of S$120 cash back when you spend S$1,200 in the first 3 months. T&Cs apply. Ends 31 January 2021.
HSBC Advance Credit Card
Enjoy up to 3.5% cashback on all purchases with no minimum spend
S$125 per month, S$150 for the entire promo period
S$0 annual fee for the first 1 year (permanently waived for HSBC Advance banking customers) and S$192.60 thereafter
S$30,000
New cardholders will be awarded with a Samsonite Prestige 69cm Spinner Exp with built-in scale (worth SS670) or S$150 cashback with minimum spend of S$800 within the qualifying spend period. Receive an additional S$20 worth of grab rides when you apply online with MyInfo via SingPass. T&Cs apply. Ends 30 June 2020.
Citi Cash Back Card
8% cash back on dining, groceries and petrol transactions
S$25 per category per month
S$0 annual fee for the first 1 year and S$192.60 thereafter
S$30,000
Get a welcome gift of S$120 cash back when you spend S$1,200 in the first 3 months. T&Cs apply. Ends 31 January 2021.
HSBC Visa Platinum Credit Card
Up to S$150 cash back when you spend
S$800 within the qualifying spend period. Ends 30 June 2020

S$250 per quarter


S$150 for the entire promo period
S$0 annual fee for the first 2 years and S$192.60 thereafter
S$30,000
New cardholders will be awarded with a Samsonite Prestige 69cm Spinner Exp with built-in scale (worth SS670) or S$150 cashback with minimum spend of S$800 within the qualifying spend period. Receive an additional S$20 worth of grab rides when you apply online with MyInfo via SingPass. T&Cs apply. Ends 30 June 2020.
Citi Rewards Credit Card
Up to 10% cash back at selected merchants
no cap
S$0 annual fee for the first 1 year and S$192.60 thereafter
S$30,000
Get 30,000 Citi Thank You points when you spend S$3,000 in the first 3 months. T&Cs apply. Ends 30 June 2020.
American Express Singapore Airlines KrisFlyer Credit Card
S$150 cashback for use at singaporeair.com when you spend a minimum of S$12,000 untill 30 June 2020
S$150 for the entire promo period
S$0 annual fee for the first 1 year and S$176.55 thereafter
S$30,000
Earn 8,000 bonus KrisFlyer miles when you spend S$5,000 in the first 3 months of card membership and additional 8,000 bonus KrisFlyer miles in 4th to 6th month. Ends 30 June 2020.
American Express True Cashback Card
Earn 1.5% cashback on all eligible spending with no minimum spend or cap
no cap
S$0 annual fee for the first 1 year and S$171.20 thereafter
S$30,000
Apply today and get a 3% Cashback bonus when you spend S$5,000 in the first six months.
UOB One Card
New customers can get up to S$230 in bonus cash credits. Until 30 June 2020. Ts&Cs apply
S$0 annual fee for the first 1 year and S$192.60 thereafter
S$30,000
Apply today and get up to S$230 in bonus cash credits. T&Cs apply.
KrisFlyer UOB Credit Card
Get S$150 cash credit if you spend S$1,500 or more within 30 days. First 800 new customers only.
S$0 annual fee for the first 1 year and S$192.60 thereafter
S$30,000
Apply today and enjoy up to 3,000 KrisFlyer miles if you charge at least S$1,500 to your credit card in the first month.
UOB Lady's Card
New customers can get up to S$230 in bonus cash credits. Until 30 June 2020. Ts&Cs apply
S$0 annual fee for the first 1 year and S$192.60 thereafter
S$30,000
Apply today and get up to S$230 in bonus cash credits. Plus, 0% interest on some purchases for up to 12 months.
UOB PRVI Miles American Express Card
Get S$150 cash credit if you spend a minimum of S$1,500 within 30 days. First 800 new customers only.
S$0 annual fee for the first 1 year and S$256.80 thereafter
S$30,000
Apply today and enjoy free transfers to Changi Airport. Plus, 20,000 bonus air miles if you charge S$50,000 to your card in a year.
Citi Prestige Card
Up to 20% cashback at selected merchants
S$535 annual fee
S$120,000
Get a welcome gift of 62,500 Citi ThankYou Points (25,000 Miles) or Gadget Welcome Gift. T&Cs apply. Ends 30 June 2020.
UOB PRVI Miles Visa Card
Get S$150 cash credit when you apply. Minimum S$1,500 spend within 30 days. First 800 eligible applicants only
S$0 annual fee for the first 1 year and S$256.80 thereafter
S$30,000
Apply today and enjoy up to S$150 in cash credits. Plus, free travel cover.
UOB PRVI Miles World Mastercard
Get S$150 cash credit when you apply. Minimum S$1,500 spend within 30 days. First 800 eligible applicants only.
S$0 annual fee for the first 1 year and S$256.80 thereafter
S$30,000
Apply today and enjoy up to S$150 in cash credits. Plus, free travel cover.
American Express CapitaCard
Get a referral bonus of S$50 worth of CapitaVouchers when you refer a friend
18,000 STAR$ per month
S$0 annual fee for the first 1 year and S$171.20 thereafter
S$30,000
Receive an American Tourister Hypebeat 79/29 Spinner luggage (worth S$239) upon S$3,000 minimum spend within the first 3 months of card approval. Ends 30 June 2020.
POSB Everyday Card
Get AirPods or S$200 Cashback when you apply now!
S$0 annual fee for the first 1 year and S$192.60 thereafter
S$30,000
Get AirPods or S$200 cashback when you sign up by 30 June 2020.
DBS Woman's Card
Get AirPods or S$200 Cashback when you apply now!
S$0 annual fee for the first 1 year and S$160.50 thereafter
S$30,000
Get AirPods or S$200 cashback when you sign up by 30 June 2020.
DBS Live Fresh Card
Get AirPods or S$200 Cashback when you apply now!
Simply spend a minimum of S$600 in a calendar month to receive up to S$60 cashback.
Monthly cashback earned on DBS Live Fresh Card will be capped at S$20 on eligible Online spend, S$20 on eligible Visa payWave spend and S$20 on all other spend.
S$0 annual fee for the first 1 year and S$192.60 thereafter
S$30,000
Get AirPods or S$200 cashback when you sign up by 30 June 2020.
DBS Altitude Card
Get AirPods or S$200 Cashback when you apply now!
S$0 annual fee for the first 1 year and S$192.60 thereafter
S$30,000
Get AirPods or S$200 cashback when you sign up by 30 June 2020.
Get fee waiver for the first year and up to S$192.60 thereafter, with 10,000 bonus miles.
Standard Chartered Unlimited Cashback Credit Card
Earn 1.5% cashback on all of your credit card spend with no minimum spend. Additionally, get 1% cashback on your approved Funds Transfer Amount.

No cashback cap.
S$0 annual fee for the first 2 years and S$192.60 thereafter
S$30,000
Apply today via MyInfo and receive up to S$170 cashback. Ends 30 June 2020.
Standard Chartered Rewards+ Credit Card
Apply today via MyInfo and receive up to S$170 cashback. Ends 30 June 2020.
no cashback cap
S$0 annual fee for the first 2 years and S$192.60 thereafter
S$30,000
Apply today and enjoy a range of perks including 1-for-1 movie tickets with Cathay Cineplexes. Plus, complimentary travel medical insurance.
Standard Chartered NUS Alumni Platinum Credit Card
Apply today via MyInfo and receive up to S$170 cashback. Ends 30 June 2020.
S$0 annual fee for the first 2 years and S$192.60 thereafter
S$30,000
Apply today via MyInfo and receive up to S$170 cashback. Ends 30 June 2020.
Standard Chartered Spree Credit Card
Apply today via MyInfo and receive up to S$170 cashback. Ends 30 June 2020.
S$60 for the entire promo period.
S$0 annual fee for the first 2 years and S$192.60 thereafter
S$30,000
Enjoy up to 3% cashback on all online spend in foreign currency and all vPost spend. Plus, up to 25% off on postal services and lots more.
Maybank Business Platinum Mastercard
Get up to S$50 cash credits to offset your credit card payments
S$50
S$0 annual fee for the first 2 years and S$180 thereafter
N/A
Get up to S$1 million in Travel Accident Insurance when you purchase flights or travel packages using your card.
Maybank eVibes Card - The Student Card
1% cash rebate on all spend
no cap
S$0 annual fee for the first 2 years and S$20 thereafter
N/A
Get an Adidas wristwatch worth S$120 when you use your card in the first month. First 500 successful applicants only.
Maybank Platinum Visa Card
Up to 3.33% cash rebates on local spending - up to a monthly limit of S$100
S$100 per quarter


S$50 per month
S$0 annual fee for the first 3 years and S$80 thereafter
S$30,000
Get S$100 cash credit when you apply, charge to your card and withdraw from your CreditAble account with a minimum of S$250 for each of the first two months upon approval. T&Cs apply. Ends 31 Aug 2020.
Maybank Family & Friends Credit Card
Up to 8% cashback with minimum spend of S$800 per month
S$50 per month
S$0 annual fee for the first 3 years and S$180 thereafter
S$30,000
Get S$100 cash credit when you apply, charge to your card and withdraw from your CreditAble account with a minimum of S$250 for each of the first two months upon approval. T&Cs apply. Ends 31 Aug 2020.
Maybank DUO Platinum Mastercard
5% cash rebate on petrol transactions in Singapore and Malaysia
no cap
S$120 annual fee
S$30,000
Get S$100 cash credit when you apply, charge to your card and withdraw from your CreditAble account with a minimum of S$250 for each of the first two months upon approval. T&Cs apply. Ends 31 Aug 2020.
Maybank FC Barcelona Visa Signature Card
1.6% cash rebate on all spend locally. No minimum spend or cap
no cap
S$120 annual fee
S$30,000
Get S$100 cash credit when you apply, charge to your card and withdraw from your CreditAble account with a minimum of S$250 for each of the first two months upon approval. T&Cs apply. Ends 31 Aug 2020.
Maybank Visa Infinite Credit Card
Earn up to 5X TREATS Points (2 air miles) on all spend
no cap
S$0 annual fee for the first 1 year and S$600 thereafter
S$150,000
Get S$100 cash credit when you apply, charge to your card and withdraw from your CreditAble account with a minimum of S$250 for each of the first two months upon approval. T&Cs apply. Ends 31 Aug 2020.
Maybank Horizon Visa Signature Card
Earn up to 3.2 Air Miles (8X TREATS Points) per dollar spent in Singaporean restaurants, petrol stations, public transport charges and Agoda hotel bookings.
S$100
S$0 annual fee for the first 3 years and S$180 thereafter
S$30,000
Get S$100 cash credit when you apply, charge to your card and withdraw from your CreditAble account with a minimum of S$250 for each of the first two months upon approval. T&Cs apply. Ends 31 Aug 2020.
Maybank World Mastercard
10X TREATS Points (4 air miles) on every S$1 spent at selected merchants
S$0 annual fee for the first 1 year and S$240 thereafter
S$80,000
Get S$100 cash credit when you apply, charge to your card and withdraw from your CreditAble account with a minimum of S$250 for each of the first two months upon approval. T&Cs apply. Ends 31 Aug 2020.
Maybank Manchester United Platinum Visa Card
1% cash rebate and 1X TREATS Points for every dollar spend.
S$0 annual fee for the first 2 years and S$80 thereafter
S$30,000
Get S$100 cash credit when you apply, charge to your card and withdraw from your CreditAble account with a minimum of S$250 for each of the first two months upon approval. T&Cs apply. Ends 31 Aug 2020.
Standard Chartered Prudential Visa Signature Card
Apply today via MyInfo and receive up to S$170 cashback. Ends 30 June 2020.
S$0 annual fee for the first 2 years and S$192.60 thereafter
S$30,000
Apply today via MyInfo and receive up to S$170 cashback. Ends 30 June 2020.
Standard Chartered Visa Infinite X Credit Card
Get Cashback/Reward points/Bonus Interest on IRAS, Education, Insurance & Rental payment. T&Cs apply
S$695.50 annual fee
S$30,000
Apply today via MyInfo and receive S$20 cashback.
UOB Delight Credit Card
Up to 10% SMART$ rebate at over 300 participating outlets islandwide.
S$0 annual fee for the first 1 year and S$85.60 thereafter
S$30,000
Standard Chartered Manhattan $500 Card
Earn 0.25% cashback on everything you spend.
S$0 annual fee for the first 1 year and S$32.10 thereafter
S$18,000
Standard Chartered Priority Banking Visa Infinite Credit Card
Apply today and receive up to S$80 cashback. Ends 30 June 2020.
S$321 annual fee
S$30,000
Apply today and receive up to S$80 cashback. Ends 30 June 2020.
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Dining credit cards are reward credit cards that offer cash back, coupons, discounts and other perks on various dining options. Issuers may specify which restaurants and joints are eligible for discounted payment. These may include both local and overseas outlets. If you love eating out or ordering in, dining credit cards could be your credit card of choice. Not only do the cards make your meals more affordable, but they also come with extra perks and cash back.

Dining credit cards usually offer an array of rewards and discounts, not only on dining but for grocery shopping, at petrol stations. Comparison points would be thus the variety of rewards offered by the card, the annual fee for the card and interest payable including whether foreign transaction fee will be applicable or exempted.

Compare dining cards
Name Product Reward Cashback Offer Annual Fee Min Income - Singaporean and PR
DBS Live Fresh Card
Up to 10% Cashback on online and contactless spend (including SimplyGo rides)
Get AirPods or S$200 Cashback when you apply now!
S$0 annual fee for the first 1 year and S$192.60 thereafter
S$30,000
Get AirPods or S$200 cashback when you sign up by 30 June 2020.
UOB PRVI Miles American Express Card
6 air miles for every S$1 spent through Expedia, Agoda and UOB Travel
Get S$150 cash credit if you spend a minimum of S$1,500 within 30 days. First 800 new customers only.
S$0 annual fee for the first 1 year and S$256.80 thereafter
S$30,000
Apply today and enjoy free transfers to Changi Airport. Plus, 20,000 bonus air miles if you charge S$50,000 to your card in a year.
UOB Yolo Card
Wide range of discounts. Plus, complimentary travel insurance
Enjoy up to 8% cashback on dining, travel, shopping and entertainment. Plus, a further 3% cashback in selected categories
S$0 annual fee for the first 1 year and S$192.60 thereafter
S$30,000
Apply today and get up to S$230 in bonus cash credits. T&Cs apply.
Standard Chartered Unlimited Cashback Credit Card
Shopping, travel and lifestyle offers at over 3,000 outlets in Asia
Earn 1.5% cashback on all of your credit card spend with no minimum spend. Additionally, get 1% cashback on your approved Funds Transfer Amount.

S$0 annual fee for the first 2 years and S$192.60 thereafter
S$30,000
Apply today via MyInfo and receive up to S$170 cashback. Ends 30 June 2020.
Citi Cash Back Card
Get up to 20.88% off fuel. Plus, travel offers in 95 countries
8% cash back on dining, groceries and petrol transactions
S$0 annual fee for the first 1 year and S$192.60 thereafter
S$30,000
Get a welcome gift of S$120 cash back when you spend S$1,200 in the first 3 months. T&Cs apply. Ends 31 January 2021.
HSBC Revolution Credit Card
Up to 5X Rewards points (2 miles per S$1 spent) on qualifying purchases
S$150 cashback when you make S$800 within the qualifying spend period. Ends 30 June 2020
S$0 annual fee for the first 2 years and S$160.50 thereafter
S$30,000
New cardholders will be awarded with a Samsonite Prestige 69cm Spinner Exp with built-in scale (worth SS670) or S$150 cashback with minimum spend of S$800 within the qualifying spend period. Receive an additional S$20 worth of grab rides when you apply online with MyInfo via SingPass. T&Cs apply. Ends 30 June 2020.
Citibank SMRT Card
Up to 5% savings on groceries, fast food, movies, and coffee. Plus, 3% savings on online shopping
Redeem S$10 cash back for shopping vouchers with every 10 SMRT$ earned
S$0 annual fee for the first 2 years and S$192.60 thereafter
S$30,000
Get a welcome gift of S$120 cash back when you spend S$1,200 in the first 3 months. T&Cs apply. Ends 31 January 2021.
HSBC Visa Platinum Credit Card
Earn 1 Reward point for every $1 on all spend.
Up to S$150 cash back when you spend
S$800 within the qualifying spend period. Ends 30 June 2020

S$0 annual fee for the first 2 years and S$192.60 thereafter
S$30,000
New cardholders will be awarded with a Samsonite Prestige 69cm Spinner Exp with built-in scale (worth SS670) or S$150 cashback with minimum spend of S$800 within the qualifying spend period. Receive an additional S$20 worth of grab rides when you apply online with MyInfo via SingPass. T&Cs apply. Ends 30 June 2020.
Citi Rewards Credit Card
10X Rewards on certain shopping spend, including online purchases
Up to 10% cash back at selected merchants
S$0 annual fee for the first 1 year and S$192.60 thereafter
S$30,000
Get 30,000 Citi Thank You points when you spend S$3,000 in the first 3 months. T&Cs apply. Ends 30 June 2020.
Standard Chartered Spree Credit Card
Up to 24.2% petrol savings at Caltex stations.
Apply today via MyInfo and receive up to S$170 cashback. Ends 30 June 2020.
S$0 annual fee for the first 2 years and S$192.60 thereafter
S$30,000
Enjoy up to 3% cashback on all online spend in foreign currency and all vPost spend. Plus, up to 25% off on postal services and lots more.
Citi Prestige Card
Deals and discounts in more than 90 countries. Also, get six complimentary golf games across Asia
Up to 20% cashback at selected merchants
S$535 annual fee
S$120,000
Get a welcome gift of 62,500 Citi ThankYou Points (25,000 Miles) or Gadget Welcome Gift. T&Cs apply. Ends 30 June 2020.
Citi PremierMiles Card
Deals and discounts in 95 countries. Plus, 10% off on hotel bookings with Expedia
Up to 10% cash back at selected merchants
S$0 annual fee for the first 1 year and S$192.60 thereafter
S$30,000
Get 37,300 miles when you spend S$9,000 in the first 3 months. Annual fee applies. Ends 30 June 2020.
DBS Woman's Card
Up to 10X DBS Points (or 20 miles) per S$5 spent on online and overseas purchases
Get AirPods or S$200 Cashback when you apply now!
S$0 annual fee for the first 1 year and S$160.50 thereafter
S$30,000
Get AirPods or S$200 cashback when you sign up by 30 June 2020.
Citi Lazada Card
Earn 10x rewards on eligible Lazada purchases and 5x rewards on qualifying dining, entertainment and travel purchases
N/A
S$0 annual fee for the first 1 year and S$192.60 thereafter
S$30,000
DBS Live Fresh Student Card
Get an AirPods with charging case (worth S$239) or S$40 worth of foodpanda vouchers when you sign up by 30 June 2020 and meet the minimum spend requirement.
5% cashback on Golden Village, McDonald’s, McDelivery, Starbucks and your favourite music, movies & TV series streaming services.
S$0 annual fee for the first 5 years and S$192.60 thereafter
N/A
Get an AirPods with charging case (worth S$239) or S$40 worth of foodpanda vouchers when you sign up by 30 June 2020. Plus, stand to win a pair of Marshall headphones with a custom pouch with every S$20 spent online.
UOB Delight Credit Card
Up to 8% rebate at Cold Storage, Market Place, Jasons, Giant and Guardian.
Up to 10% SMART$ rebate at over 300 participating outlets islandwide.
S$0 annual fee for the first 1 year and S$85.60 thereafter
S$30,000
DBS Altitude Card
Earn up to 4 miles per S$1 spend, with no expiry
Get AirPods or S$200 Cashback when you apply now!
S$0 annual fee for the first 1 year and S$192.60 thereafter
S$30,000
Get AirPods or S$200 cashback when you sign up by 30 June 2020.
Get fee waiver for the first year and up to S$192.60 thereafter, with 10,000 bonus miles.
POSB Everyday Card
Enjoy up to 15% cash rebates on daily essentials such as groceries and online food delivery
Get AirPods or S$200 Cashback when you apply now!
S$0 annual fee for the first 1 year and S$192.60 thereafter
S$30,000
Get AirPods or S$200 cashback when you sign up by 30 June 2020.
American Express True Cashback Card
Enjoy free travel insurance benefits of up to S$350,000
Earn 1.5% cashback on all eligible spending with no minimum spend or cap
S$0 annual fee for the first 1 year and S$171.20 thereafter
S$30,000
Apply today and get a 3% Cashback bonus when you spend S$5,000 in the first six months.
American Express Singapore Airlines KrisFlyer Credit Card
Enjoy money-saving offers on Hertz, Grab and at restaurants in Singapore and overseas
S$150 cashback for use at singaporeair.com when you spend a minimum of S$12,000 untill 30 June 2020
S$0 annual fee for the first 1 year and S$176.55 thereafter
S$30,000
Earn 8,000 bonus KrisFlyer miles when you spend S$5,000 in the first 3 months of card membership and additional 8,000 bonus KrisFlyer miles in 4th to 6th month. Ends 30 June 2020.
Standard Chartered Visa Infinite X Credit Card
3 miles per $1 spent on foreign currency.
Get Cashback/Reward points/Bonus Interest on IRAS, Education, Insurance & Rental payment. T&Cs apply
S$695.50 annual fee
S$30,000
Apply today via MyInfo and receive S$20 cashback.
American Express Platinum Credit Card
Up to 50% off your food bill for unlimited visits at hotels around Singapore
N/A
S$321 annual fee
S$50,000
Get up to 80,000 Membership Rewards points with minimum spend in your first 6 months and when you successfully refer a friend. T&Cs apply.
Standard Chartered Priority Banking Visa Infinite Credit Card
Earn 2.5 points for every $1 spent on your credit card
Apply today and receive up to S$80 cashback. Ends 30 June 2020.
S$321 annual fee
S$30,000
Apply today and receive up to S$80 cashback. Ends 30 June 2020.
Standard Chartered Prudential Visa Signature Card
Up to 10x rewards points on foreign spend, with no minimum spend required
Apply today via MyInfo and receive up to S$170 cashback. Ends 30 June 2020.
S$0 annual fee for the first 2 years and S$192.60 thereafter
S$30,000
Apply today via MyInfo and receive up to S$170 cashback. Ends 30 June 2020.
American Express CapitaCard
Earn 3X STAR$ when you shop at participating CapitaLand malls, and more
Get a referral bonus of S$50 worth of CapitaVouchers when you refer a friend
S$0 annual fee for the first 1 year and S$171.20 thereafter
S$30,000
Receive an American Tourister Hypebeat 79/29 Spinner luggage (worth S$239) upon S$3,000 minimum spend within the first 3 months of card approval. Ends 30 June 2020.
Maybank Business Platinum Mastercard
Get your business logo printed on your card. Plus, enjoy a global concierge service
Get up to S$50 cash credits to offset your credit card payments
S$0 annual fee for the first 2 years and S$180 thereafter
N/A
Get up to S$1 million in Travel Accident Insurance when you purchase flights or travel packages using your card.
Maybank eVibes Card - The Student Card
Up to 8% off accommodation bookings globally with Agoda.
1% cash rebate on all spend
S$0 annual fee for the first 2 years and S$20 thereafter
N/A
Get an Adidas wristwatch worth S$120 when you use your card in the first month. First 500 successful applicants only.
Maybank Manchester United Platinum Visa Card
Chance to win a trip for 2 to watch Manchester United FC every season
1% cash rebate and 1X TREATS Points for every dollar spend.
S$0 annual fee for the first 2 years and S$80 thereafter
S$30,000
Get S$100 cash credit when you apply, charge to your card and withdraw from your CreditAble account with a minimum of S$250 for each of the first two months upon approval. T&Cs apply. Ends 31 Aug 2020.
Maybank DUO Platinum Mastercard
Car servicing vouchers, vehicle merchandise and more
5% cash rebate on petrol transactions in Singapore and Malaysia
S$120 annual fee
S$30,000
Get S$100 cash credit when you apply, charge to your card and withdraw from your CreditAble account with a minimum of S$250 for each of the first two months upon approval. T&Cs apply. Ends 31 Aug 2020.
Maybank FC Barcelona Visa Signature Card
Chance to win a trip for 2 to watch FC Barcelona every season
1.6% cash rebate on all spend locally. No minimum spend or cap
S$120 annual fee
S$30,000
Get S$100 cash credit when you apply, charge to your card and withdraw from your CreditAble account with a minimum of S$250 for each of the first two months upon approval. T&Cs apply. Ends 31 Aug 2020.
Maybank Visa Infinite Credit Card
Complimentary two-way airport limousine transfers. S$3,000 minimum spend per month
Earn up to 5X TREATS Points (2 air miles) on all spend
S$0 annual fee for the first 1 year and S$600 thereafter
S$150,000
Get S$100 cash credit when you apply, charge to your card and withdraw from your CreditAble account with a minimum of S$250 for each of the first two months upon approval. T&Cs apply. Ends 31 Aug 2020.
Maybank Horizon Visa Signature Card
Complimentary access to selected VIP airport lounges. Plus, travel cover of up to S$1,000,000. Ts&Cs apply
Earn up to 3.2 Air Miles (8X TREATS Points) per dollar spent in Singaporean restaurants, petrol stations, public transport charges and Agoda hotel bookings.
S$0 annual fee for the first 3 years and S$180 thereafter
S$30,000
Get S$100 cash credit when you apply, charge to your card and withdraw from your CreditAble account with a minimum of S$250 for each of the first two months upon approval. T&Cs apply. Ends 31 Aug 2020.
Maybank World Mastercard
A range of dining, shopping and travel deals - including up to S$1,000,000 of travel insurance
10X TREATS Points (4 air miles) on every S$1 spent at selected merchants
S$0 annual fee for the first 1 year and S$240 thereafter
S$80,000
Get S$100 cash credit when you apply, charge to your card and withdraw from your CreditAble account with a minimum of S$250 for each of the first two months upon approval. T&Cs apply. Ends 31 Aug 2020.
Standard Chartered Platinum Visa Credit Card
Earn 1 Rewards point for every S$1 charged to your card
N/A
S$0 annual fee for the first 2 years and S$192.60 thereafter
S$30,000
Earn 1 Rewards point for every S$1 charged to your card.
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Grocery credit cards or supermarket credit cards are cards that reward the user for shopping for groceries or at the specified supermarket. Generally, they provide a percentage of actual spending on the card as cash back, reward with discounts and offers to stretch your dollar more. If you head to the supermarket every few days to stock up on your groceries, the grocery credit card could be for you.

Look for the annual fee component of your card, the interest payable, the cap on cash backs and if there is a minimum monthly spend required to trigger the rewards. Also, check for the validity of the card as some grocery cards tie up with other retailers, dining outlets, petrol stations and even offer cash back and discounts on taxi rides.

Compare grocery credit cards
Name Product Cashback Offer Cashback Cap Principal Annual Fee Min Income - Singaporean and PR
Maybank Family & Friends Credit Card
Up to 8% cashback with minimum spend of S$800 per month
S$50 per month
S$180
S$30,000
Get S$100 cash credit when you apply, charge to your card and withdraw from your CreditAble account with a minimum of S$250 for each of the first two months upon approval. T&Cs apply. Ends 31 Aug 2020.
American Express CapitaCard
Get a referral bonus of S$50 worth of CapitaVouchers when you refer a friend
18,000 STAR$ per month
S$171.2
S$30,000
Receive an American Tourister Hypebeat 79/29 Spinner luggage (worth S$239) upon S$3,000 minimum spend within the first 3 months of card approval. Ends 30 June 2020.
Citi PremierMiles Card
Up to 10% cash back at selected merchants
no cap
S$192.6
S$30,000
Get 37,300 miles when you spend S$9,000 in the first 3 months. Annual fee applies. Ends 30 June 2020.
Citibank SMRT Card
Redeem S$10 cash back for shopping vouchers with every 10 SMRT$ earned
600 SMRT$ per year
S$192.6
S$30,000
Get a welcome gift of S$120 cash back when you spend S$1,200 in the first 3 months. T&Cs apply. Ends 31 January 2021.
Citi Cash Back Card
8% cash back on dining, groceries and petrol transactions
S$25 per category per month
S$192.6
S$30,000
Get a welcome gift of S$120 cash back when you spend S$1,200 in the first 3 months. T&Cs apply. Ends 31 January 2021.
HSBC Visa Platinum Credit Card
Up to S$150 cash back when you spend
S$800 within the qualifying spend period. Ends 30 June 2020

S$250 per quarter


S$150 for the entire promo period
S$192.6
S$30,000
New cardholders will be awarded with a Samsonite Prestige 69cm Spinner Exp with built-in scale (worth SS670) or S$150 cashback with minimum spend of S$800 within the qualifying spend period. Receive an additional S$20 worth of grab rides when you apply online with MyInfo via SingPass. T&Cs apply. Ends 30 June 2020.
UOB Delight Credit Card
Up to 10% SMART$ rebate at over 300 participating outlets islandwide.
S$85.6
S$30,000
POSB Everyday Card
Get AirPods or S$200 Cashback when you apply now!
S$192.6
S$30,000
Get AirPods or S$200 cashback when you sign up by 30 June 2020.
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Frequent flyer credit cards or air miles credit cards help you earn air miles on everyday purchases, either directly or by transferring card reward points to your chosen airline loyalty program. Anyone who wants to maximise their air miles to enjoy free flights and other benefits. To find the best miles card for you, consider the following:

  • Which frequent flyer program is available? Some credit cards are tied directly to a specific airline rewards scheme. Others allow you to transfer credit card reward points to partner frequent flyer programs, such as American Express Membership Rewards.
  • Compare the earn rate. The earn rate is the number of points you earn per S$1 spent. Also check whether there’s a cap on how many points you can earn each month or each year.
  • Other valuable features. What other features do you want from your card? Are there any bonus points on offer, complimentary insurance, airport lounge passes or an annual fee waiver?
Compare air miles credit cards
Name Product Reward Cashback Offer Annual Fee Min Income - Singaporean and PR
Citi PremierMiles Card
Deals and discounts in 95 countries. Plus, 10% off on hotel bookings with Expedia
Up to 10% cash back at selected merchants
S$0 annual fee for the first 1 year and S$192.60 thereafter
S$30,000
Get 37,300 miles when you spend S$9,000 in the first 3 months. Annual fee applies. Ends 30 June 2020.
UOB PRVI Miles American Express Card
6 air miles for every S$1 spent through Expedia, Agoda and UOB Travel
Get S$150 cash credit if you spend a minimum of S$1,500 within 30 days. First 800 new customers only.
S$0 annual fee for the first 1 year and S$256.80 thereafter
S$30,000
Apply today and enjoy free transfers to Changi Airport. Plus, 20,000 bonus air miles if you charge S$50,000 to your card in a year.
KrisFlyer UOB Credit Card
Earn 3 KrisFlyer miles per S$1 when you spend with Singapore Airlines, Scoot, SilkAir or KrisShop and 1.2 KrisFlyer miles per S$1 on all other spend.
Get S$150 cash credit if you spend S$1,500 or more within 30 days. First 800 new customers only.
S$0 annual fee for the first 1 year and S$192.60 thereafter
S$30,000
Apply today and enjoy up to 3,000 KrisFlyer miles if you charge at least S$1,500 to your credit card in the first month.
UOB PRVI Miles Visa Card
6 air miles for every S$1 spent through Expedia, Agoda and UOB Travel
Get S$150 cash credit when you apply. Minimum S$1,500 spend within 30 days. First 800 eligible applicants only
S$0 annual fee for the first 1 year and S$256.80 thereafter
S$30,000
Apply today and enjoy up to S$150 in cash credits. Plus, free travel cover.
Citi Prestige Card
Deals and discounts in more than 90 countries. Also, get six complimentary golf games across Asia
Up to 20% cashback at selected merchants
S$535 annual fee
S$120,000
Get a welcome gift of 62,500 Citi ThankYou Points (25,000 Miles) or Gadget Welcome Gift. T&Cs apply. Ends 30 June 2020.
UOB PRVI Miles World Mastercard
6 air miles for every S$1 spent through Expedia, Agoda and UOB Travel
Get S$150 cash credit when you apply. Minimum S$1,500 spend within 30 days. First 800 eligible applicants only.
S$0 annual fee for the first 1 year and S$256.80 thereafter
S$30,000
Apply today and enjoy up to S$150 in cash credits. Plus, free travel cover.
HSBC Revolution Credit Card
Up to 5X Rewards points (2 miles per S$1 spent) on qualifying purchases
S$150 cashback when you make S$800 within the qualifying spend period. Ends 30 June 2020
S$0 annual fee for the first 2 years and S$160.50 thereafter
S$30,000
New cardholders will be awarded with a Samsonite Prestige 69cm Spinner Exp with built-in scale (worth SS670) or S$150 cashback with minimum spend of S$800 within the qualifying spend period. Receive an additional S$20 worth of grab rides when you apply online with MyInfo via SingPass. T&Cs apply. Ends 30 June 2020.
DBS Altitude Card
Earn up to 4 miles per S$1 spend, with no expiry
Get AirPods or S$200 Cashback when you apply now!
S$0 annual fee for the first 1 year and S$192.60 thereafter
S$30,000
Get AirPods or S$200 cashback when you sign up by 30 June 2020.
Get fee waiver for the first year and up to S$192.60 thereafter, with 10,000 bonus miles.
American Express Singapore Airlines KrisFlyer Credit Card
Enjoy money-saving offers on Hertz, Grab and at restaurants in Singapore and overseas
S$150 cashback for use at singaporeair.com when you spend a minimum of S$12,000 untill 30 June 2020
S$0 annual fee for the first 1 year and S$176.55 thereafter
S$30,000
Earn 8,000 bonus KrisFlyer miles when you spend S$5,000 in the first 3 months of card membership and additional 8,000 bonus KrisFlyer miles in 4th to 6th month. Ends 30 June 2020.
Standard Chartered Visa Infinite X Credit Card
3 miles per $1 spent on foreign currency.
Get Cashback/Reward points/Bonus Interest on IRAS, Education, Insurance & Rental payment. T&Cs apply
S$695.50 annual fee
S$30,000
Apply today via MyInfo and receive S$20 cashback.
American Express Platinum Credit Card
Up to 50% off your food bill for unlimited visits at hotels around Singapore
N/A
S$321 annual fee
S$50,000
Get up to 80,000 Membership Rewards points with minimum spend in your first 6 months and when you successfully refer a friend. T&Cs apply.
American Express Singapore Airlines KrisFlyer Ascend Credit Card
Complimentary stay at a Hilton hotel in Asia Pacific each year. Plus, enjoy four airport lounge passes
N/A
S$337.05 annual fee
S$50,000
Earn 16,000 KrisFlyer miles if you spend at least S$10,000 within the first three months. Ends 30 June 2020.
Standard Chartered Priority Banking Visa Infinite Credit Card
Earn 2.5 points for every $1 spent on your credit card
Apply today and receive up to S$80 cashback. Ends 30 June 2020.
S$321 annual fee
S$30,000
Apply today and receive up to S$80 cashback. Ends 30 June 2020.
Maybank Business Platinum Mastercard
Get your business logo printed on your card. Plus, enjoy a global concierge service
Get up to S$50 cash credits to offset your credit card payments
S$0 annual fee for the first 2 years and S$180 thereafter
N/A
Get up to S$1 million in Travel Accident Insurance when you purchase flights or travel packages using your card.
Maybank Visa Infinite Credit Card
Complimentary two-way airport limousine transfers. S$3,000 minimum spend per month
Earn up to 5X TREATS Points (2 air miles) on all spend
S$0 annual fee for the first 1 year and S$600 thereafter
S$150,000
Get S$100 cash credit when you apply, charge to your card and withdraw from your CreditAble account with a minimum of S$250 for each of the first two months upon approval. T&Cs apply. Ends 31 Aug 2020.
Maybank Horizon Visa Signature Card
Complimentary access to selected VIP airport lounges. Plus, travel cover of up to S$1,000,000. Ts&Cs apply
Earn up to 3.2 Air Miles (8X TREATS Points) per dollar spent in Singaporean restaurants, petrol stations, public transport charges and Agoda hotel bookings.
S$0 annual fee for the first 3 years and S$180 thereafter
S$30,000
Get S$100 cash credit when you apply, charge to your card and withdraw from your CreditAble account with a minimum of S$250 for each of the first two months upon approval. T&Cs apply. Ends 31 Aug 2020.
Maybank World Mastercard
A range of dining, shopping and travel deals - including up to S$1,000,000 of travel insurance
10X TREATS Points (4 air miles) on every S$1 spent at selected merchants
S$0 annual fee for the first 1 year and S$240 thereafter
S$80,000
Get S$100 cash credit when you apply, charge to your card and withdraw from your CreditAble account with a minimum of S$250 for each of the first two months upon approval. T&Cs apply. Ends 31 Aug 2020.
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Rewards credit cards offer reward points based on the amount you spend. You can redeem your points for shopping, travel, gift vouchers and many other rewards. Reward programs differ greatly in the variety of rewards they offer, from flights to shopping, gift cards and experiences. Make sure the rewards available are of interest to you.

Check how many points your card offers per S$1 spent. Many rewards credit cards also have point’s caps that only allow you to earn a specified amount of points during a statement period, so check for this limitation too. Also, consider the other features of the card, such as complimentary insurances or balance transfer offers, as well as rates and fees.

Compare rewards credit cards
Name Product Welcome Offer Reward Annual Fee
HSBC Advance Credit Card
New cardholders will be awarded with a Samsonite Prestige 69cm Spinner Exp with built-in scale (worth SS670) or S$150 cashback with minimum spend of S$800 within the qualifying spend period. Receive an additional S$20 worth of grab rides when you apply online with MyInfo via SingPass. T&Cs apply. Ends 30 June 2020.
Enjoy annual fee waivers, up to 20.2% off your fuel, 1-for-1 lifestyle offers, and more
S$0 annual fee for the first 1 year (permanently waived for HSBC Advance banking customers) and S$192.60 thereafter
Earn up to 3.5% cashback and pay S$0 annual fee for (at least) the first year. Plus, no minimum spend applies.
HSBC Visa Platinum Credit Card
New cardholders will be awarded with a Samsonite Prestige 69cm Spinner Exp with built-in scale (worth SS670) or S$150 cashback with minimum spend of S$800 within the qualifying spend period. Receive an additional S$20 worth of grab rides when you apply online with MyInfo via SingPass. T&Cs apply. Ends 30 June 2020.
Earn 1 Reward point for every $1 on all spend.
S$0 annual fee for the first 2 years and S$192.60 thereafter
Get up to S$1,000 p.a. in cash rebates from your dining, grocery and petrol spending.
Citi Cash Back Card
S$120 cash back when you apply & spend S$1,200 in the first 3 months upon card approval. Terms and conditions apply. Ends 31 January 2021.
Get up to 20.88% off fuel. Plus, travel offers in 95 countries
S$0 annual fee for the first 1 year and S$192.60 thereafter
Earn up to 8% cashback on everyday spending categories and enjoy an array of promotions with this credit card.
HSBC Revolution Credit Card
New cardholders will be awarded with a Samsonite Prestige 69cm Spinner Exp with built-in scale (worth SS670) or S$150 cashback with minimum spend of S$800 within the qualifying spend period. Receive an additional S$20 worth of grab rides when you apply online with MyInfo via SingPass. T&Cs apply. Ends 30 June 2020.
Up to 5X Rewards points (2 miles per S$1 spent) on qualifying purchases
S$0 annual fee for the first 2 years and S$160.50 thereafter
Earn up to 5x reward points when you charge online, dining and entertainment expenses to the HSBC Revolution Credit Card.
Citibank SMRT Card
S$120 savings when you apply & spend S$1,200 in the first 3 months upon card approval. Terms and conditions apply. Ends 31 January 2021.
Up to 5% savings on groceries, fast food, movies, and coffee. Plus, 3% savings on online shopping
S$0 annual fee for the first 2 years and S$192.60 thereafter
Receive up to 5% cash back on your daily spends, whether it's online shopping, groceries, SMRT rides or movies.
Citi Rewards Credit Card
Get up to 30,000 Citi ThankYou Points with minimum spend of S$3,000 in the first three months. Ends 30 June 2020.
10X Rewards on certain shopping spend, including online purchases
S$0 annual fee for the first 1 year and S$192.60 thereafter
Enjoy 10X Rewards on your shopping worldwide. Plus take advantage of a first year-annual fee waiver.
Citi PremierMiles Card
All new cardholders can earn up to 37,300 Citi Miles as a welcome bonus. When you charge at least S$9,000 within the first three months from the card approval, you’ll receive at least 10,800 Citi Miles (based on 1.2 miles per S$1 spent locally) and an additional 26,500 Citi Miles if you meet the qualifying spend and after payment of the annual fee. Alternatively, you can opt for a first-year annual fee waiver and earn 10,000 Citi Miles when you spend a minimum of S$3,000 within the first three months. Terms and conditions apply and offers are subject to change from time to time at the bank’s discretion. Ends 30 June 2020.
Deals and discounts in 95 countries. Plus, 10% off on hotel bookings with Expedia
S$0 annual fee for the first 1 year and S$192.60 thereafter
Receive up to 37,300 bonus miles that never expire with Citi PremierMiles Card.
Citi Prestige Card
Receive a Welcome Gift of 62,500 ThankYouSM Points (25,000 Miles) or Gadget Welcome Gift.Ends 30 June 2020..
Deals and discounts in more than 90 countries. Also, get six complimentary golf games across Asia
S$535 annual fee
Accelerate your reward points and air miles earning with the Citibank Citi Prestige Credit Card.
American Express True Cashback Card
Get up to S$60 CapitaVouchers when you spend a minimum of S$1,000 in the first month.
Enjoy free travel insurance benefits of up to S$350,000
S$0 annual fee for the first 1 year and S$171.20 thereafter
Apply today and get a 3% Cashback bonus when you spend S$5,000 in the first six months.
American Express Singapore Airlines KrisFlyer Credit Card
Earn 5,000 KrisFlyer bonus miles the very first time you charge to your card.
Enjoy money-saving offers on Hertz, Grab and at restaurants in Singapore and overseas
S$0 annual fee for the first 1 year and S$176.55 thereafter
Earn 8,000 bonus KrisFlyer miles when you spend S$5,000 in the first 3 months of card membership and additional 8,000 bonus KrisFlyer miles in 4th to 6th month. Ends 30 June 2020.
American Express Platinum Credit Card
Receive 25,000 Membership Rewards points upon spending S$6,000 in the first 3 months of membership and additional 25,000 upon spending S$6,000 in the 4th to 6th month of membership. T&Cs apply. Ends 30 June 2020.
Up to 50% off your food bill for unlimited visits at hotels around Singapore
S$321 annual fee
Get up to 80,000 Membership Rewards points with minimum spend in your first 6 months and when you successfully refer a friend. T&Cs apply.
American Express Singapore Airlines KrisFlyer Ascend Credit Card
Get 5,000 bonus KrisFlyer miles when you make your first charge to your card.
Complimentary stay at a Hilton hotel in Asia Pacific each year. Plus, enjoy four airport lounge passes
S$337.05 annual fee
Earn 16,000 KrisFlyer miles if you spend at least S$10,000 within the first three months. Ends 30 June 2020.
American Express CapitaCard
Receive an American Tourister Hypebeat 79/29 Spinner luggage (worth S$239) upon S$3,000 minimum spend within the first 3 months of card approval. Ends 30 June 2020.
Earn 3X STAR$ when you shop at participating CapitaLand malls, and more
S$0 annual fee for the first 1 year and S$171.20 thereafter
Receive an American Tourister Hypebeat 79/29 Spinner luggage (worth S$239) upon S$3,000 minimum spend within the first 3 months of card approval. Ends 30 June 2020.
POSB Everyday Card
Get AirPods or S$200 cashback when you sign up by 30 June 2020.
Enjoy up to 15% cash rebates on daily essentials such as groceries and online food delivery
S$0 annual fee for the first 1 year and S$192.60 thereafter
Get AirPods or S$200 cashback when you sign up by 30 June 2020.
DBS Woman's Card
Get AirPods or S$200 cashback when you sign up by 30 June 2020.
Up to 10X DBS Points (or 20 miles) per S$5 spent on online and overseas purchases
S$0 annual fee for the first 1 year and S$160.50 thereafter
Get AirPods or S$200 cashback when you sign up by 30 June 2020.
DBS Live Fresh Card
Get AirPods or S$200 cashback when you sign up by 30 June 2020, use the correct promo code and meet the minimum spend requirements.
Up to 10% Cashback on online and contactless spend (including SimplyGo rides)
S$0 annual fee for the first 1 year and S$192.60 thereafter
Get AirPods or S$200 cashback when you sign up by 30 June 2020.
DBS Altitude Card
Get AirPods or 38,000 miles when you sign up by 30 June 2020.
Earn up to 4 miles per S$1 spend, with no expiry
S$0 annual fee for the first 1 year and S$192.60 thereafter
Get AirPods or S$200 cashback when you sign up by 30 June 2020.
Get fee waiver for the first year and up to S$192.60 thereafter, with 10,000 bonus miles.
Standard Chartered Unlimited Cashback Credit Card
Apply today via MyInfo and receive up to S$170 cashback. End 30 June 2020.
Shopping, travel and lifestyle offers at over 3,000 outlets in Asia
S$0 annual fee for the first 2 years and S$192.60 thereafter
Apply today via MyInfo and receive up to S$170 cashback. Ends 30 June 2020.
Standard Chartered Rewards+ Credit Card
Get up to S$170 cashback when you apply and get approved via MyInfo. Ends 30 June 2020.
Up to 10X rewards points for every S$1 spent in foreign currency on
overseas retail, dining and travel
S$0 annual fee for the first 2 years and S$192.60 thereafter
Apply today and enjoy a range of perks including 1-for-1 movie tickets with Cathay Cineplexes. Plus, complimentary travel medical insurance.
Standard Chartered NUS Alumni Platinum Credit Card
Apply today via MyInfo and receive up to S$170 cashback. End 30 June 2020.
Earn 1 Rewards point for every S$1 charged to your card
S$0 annual fee for the first 2 years and S$192.60 thereafter
Apply today via MyInfo and receive up to S$170 cashback. Ends 30 June 2020.
Standard Chartered Spree Credit Card
Get up to S$170 cashback when you apply and get approved via MyInfo. Ends 30 June 2020.
Up to 24.2% petrol savings at Caltex stations.
S$0 annual fee for the first 2 years and S$192.60 thereafter
Enjoy up to 3% cashback on all online spend in foreign currency and all vPost spend. Plus, up to 25% off on postal services and lots more.
Maybank Business Platinum Mastercard
Get up to S$1 million in Travel Accident Insurance when you purchase flights or travel packages using your card.
Get your business logo printed on your card. Plus, enjoy a global concierge service
S$0 annual fee for the first 2 years and S$180 thereafter
Get up to S$1 million in Travel Accident Insurance when you purchase flights or travel packages using your card.
Maybank eVibes Card - The Student Card
Get an Adidas wristwatch worth S$120 when you use your card in the first month. Offer limited to the first 500 successful applicants.
Up to 8% off accommodation bookings globally with Agoda.
S$0 annual fee for the first 2 years and S$20 thereafter
Get an Adidas wristwatch worth S$120 when you use your card in the first month. First 500 successful applicants only.
Maybank Platinum Visa Card
Get S$100 cash credit when you apply, charge to your card and withdraw from your CreditAble account with a minimum of S$250 for each of the first two months upon approval. T&Cs apply. Ends 31 Aug 2020.
Get complimentary travel cover of up to S$500,000
S$0 annual fee for the first 3 years and S$80 thereafter
Get S$100 cash credit when you apply, charge to your card and withdraw from your CreditAble account with a minimum of S$250 for each of the first two months upon approval. T&Cs apply. Ends 31 Aug 2020.
Maybank Family & Friends Credit Card
Get S$100 cash credit when you apply, charge to your card and withdraw from your CreditAble account with a minimum of S$250 for each of the first two months upon approval. T&Cs apply. Ends 31 Aug 2020.
Earn up to 3X interest on your child's savings with Maybank Family Plus
S$0 annual fee for the first 3 years and S$180 thereafter
Get S$100 cash credit when you apply, charge to your card and withdraw from your CreditAble account with a minimum of S$250 for each of the first two months upon approval. T&Cs apply. Ends 31 Aug 2020.
Maybank Manchester United Platinum Visa Card
Get S$100 cash credit when you apply, charge to your card and withdraw from your CreditAble account with a minimum of S$250 for each of the first two months upon approval. T&Cs apply. Ends 31 Aug 2020.
Chance to win a trip for 2 to watch Manchester United FC every season
S$0 annual fee for the first 2 years and S$80 thereafter
Get S$100 cash credit when you apply, charge to your card and withdraw from your CreditAble account with a minimum of S$250 for each of the first two months upon approval. T&Cs apply. Ends 31 Aug 2020.
Maybank DUO Platinum Mastercard
Get S$100 cash credit when you apply, charge to your card and withdraw from your CreditAble account with a minimum of S$250 for each of the first two months upon approval. T&Cs apply. Ends 31 Aug 2020.
Car servicing vouchers, vehicle merchandise and more
S$120 annual fee
Get S$100 cash credit when you apply, charge to your card and withdraw from your CreditAble account with a minimum of S$250 for each of the first two months upon approval. T&Cs apply. Ends 31 Aug 2020.
Maybank FC Barcelona Visa Signature Card
Get S$100 cash credit when you apply, charge to your card and withdraw from your CreditAble account with a minimum of S$250 for each of the first two months upon approval. T&Cs apply. Ends 31 Aug 2020.
Chance to win a trip for 2 to watch FC Barcelona every season
S$120 annual fee
Get S$100 cash credit when you apply, charge to your card and withdraw from your CreditAble account with a minimum of S$250 for each of the first two months upon approval. T&Cs apply. Ends 31 Aug 2020.
Maybank Visa Infinite Credit Card
Get S$100 cash credit when you apply, charge to your card and withdraw from your CreditAble account with a minimum of S$250 for each of the first two months upon approval. T&Cs apply. Ends 31 Aug 2020.
Complimentary two-way airport limousine transfers. S$3,000 minimum spend per month
S$0 annual fee for the first 1 year and S$600 thereafter
Get S$100 cash credit when you apply, charge to your card and withdraw from your CreditAble account with a minimum of S$250 for each of the first two months upon approval. T&Cs apply. Ends 31 Aug 2020.
Maybank Horizon Visa Signature Card
Get S$100 cash credit when you apply, charge to your card and withdraw from your CreditAble account with a minimum of S$250 for each of the first two months upon approval. T&Cs apply. Ends 31 Aug 2020.
Complimentary access to selected VIP airport lounges. Plus, travel cover of up to S$1,000,000. Ts&Cs apply
S$0 annual fee for the first 3 years and S$180 thereafter
Get S$100 cash credit when you apply, charge to your card and withdraw from your CreditAble account with a minimum of S$250 for each of the first two months upon approval. T&Cs apply. Ends 31 Aug 2020.
Maybank World Mastercard
Get S$100 cash credit when you apply, charge to your card and withdraw from your CreditAble account with a minimum of S$250 for each of the first two months upon approval. T&Cs apply. Ends 31 Aug 2020.
A range of dining, shopping and travel deals - including up to S$1,000,000 of travel insurance
S$0 annual fee for the first 1 year and S$240 thereafter
Get S$100 cash credit when you apply, charge to your card and withdraw from your CreditAble account with a minimum of S$250 for each of the first two months upon approval. T&Cs apply. Ends 31 Aug 2020.
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Gold, Platinum and Black credit cards provide access to premium features such as complimentary insurance and concierge services. These cards are designed for high earners and big spenders who want something extra for paying with plastic.

Because of their premium features, these cards typically have higher annual fees than other credit cards. To maximise the value you get from one of these cards, make sure you will regularly use the features it offers. The purchase rate may not be as competitive on these premium cards. But if you want a very high spending limit, this type of card could be suited to your needs.

Student cards are low-cost credit card options that are available for students who need a convenient line of credit. These cards are designed for students who are looking for affordable credit card options, and who may not qualify for other cards. They’re a good way to build credit history and understand the responsibilities of debt.

In Singapore student credit cards do not require minimum income eligibility However, they do have minimum age requirement of 18 years and also require parents’ consent for the card. Check what interest rate will apply to your purchases and whether or not you will be charged an annual fee. Also, check the credit limit that you can avail on the card.

Compare student cards

Name Product Reward Cashback Offer Annual Fee Min Income - Singaporean and PR
DBS Live Fresh Student Card
Get an AirPods with charging case (worth S$239) or S$40 worth of foodpanda vouchers when you sign up by 30 June 2020 and meet the minimum spend requirement.
5% cashback on Golden Village, McDonald’s, McDelivery, Starbucks and your favourite music, movies & TV series streaming services.
S$0 annual fee for the first 5 years and S$192.60 thereafter
N/A
Get an AirPods with charging case (worth S$239) or S$40 worth of foodpanda vouchers when you sign up by 30 June 2020. Plus, stand to win a pair of Marshall headphones with a custom pouch with every S$20 spent online.
Standard Chartered Manhattan $500 Card
N/A
Earn 0.25% cashback on everything you spend.
S$0 annual fee for the first 1 year and S$32.10 thereafter
S$18,000
Maybank eVibes Card - The Student Card
Up to 8% off accommodation bookings globally with Agoda.
1% cash rebate on all spend
S$0 annual fee for the first 2 years and S$20 thereafter
N/A
Get an Adidas wristwatch worth S$120 when you use your card in the first month. First 500 successful applicants only.
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Business credit cards give your business access to a convenient line of credit to help manage fluctuations in your cash flow. Additional cards and spending caps also mean you can manage your employees’ spending. There are business credit cards for sole traders, small-to-medium businesses and corporate entities that provide access to credit to help manage finances.

You can opt for a card that earns your business rewards points, offers complimentary insurances or one that helps you save on your business purchases. Many business credit cards also offer integration with accounting software and include additional cards for employees. If cash flow issues mean you won’t always be able to pay off the card immediately, then seek a card with a low purchase rate. If your key requirement is being able to track and centralise business spending, look at other features such as annual fees.

Compare business cards

Name Product Reward Cashback Offer Annual Fee Min Income - Singaporean and PR
Maybank Business Platinum Mastercard
Get your business logo printed on your card. Plus, enjoy a global concierge service
Get up to S$50 cash credits to offset your credit card payments
S$0 annual fee for the first 2 years and S$180 thereafter
N/A
Get up to S$1 million in Travel Accident Insurance when you purchase flights or travel packages using your card.
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What else do I need to know to choose the best credit card?

Keep the following factors in mind when you’re comparing credit cards so that you can find the best options for your needs:

  • Limited-time offers. Promotional offers that give you bonus points, 0% interest rates and other introductory perks usually run for a limited time. So if you have seen an offer you like, make sure you check the date that it ends before you apply. You can use the comparison tables on finder.com.sg to compare the latest credit card offers and click on either the card name or “Go to site” to find out more about the introductory offer and ongoing features.
  • Ongoing costs. Even if you’re looking at the best credit cards with low or no fees, there will be times when specific charges apply. So remember to look at the standard features and pay particular attention to the annual fee and ongoing purchase rate. This will help you find a card that’s affordable for you beyond an introductory period.
  • Terms and conditions. Credit cards feature a long list of terms and conditions that apply for each individual feature or offer. Keep this in mind when you’re comparing credit cards and make sure you at least check the requirements for the features that you really want to use.
  • Application eligibility. Each credit card has a set of eligibility requirements you need to meet before you can apply, such as age, income and residential status. These requirements vary, so we’ve included specific details on our credit card review pages. You can also check your eligibility on the application page by clicking “Go to site” or “More info” for the credit cards listed here.
  • Application details. The information you need to provide when you apply varies between credit cards but generally includes your contact details, employment and income information as well as details of your regular expenses, debts and assets. You’ll also need to provide supporting documentation, such as recent payslips and a copy of your driver’s licence or other identification.

While there isn’t a single “best” credit card on the market, the wide range of cards available means that there are usually a number of cards you can compare and choose from based on your goals. If you’re interested in cards with other specific features, or if you have a question about credit cards, get in touch with us via the question box below.

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