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The Citibank SMRT card allows you to maximise savings on your daily spends, offering savings on groceries, fast food and coffee, movies, online shopping and more. Savings are dished out in the form of SMRT$, which may be redeemed at any participating merchants, for vouchers, rides and even cash rebates. So if you’re a budget shopper looking to earn points as you spend, you can compare the rates, fees and features of this card in further detail below.
S$0 annual fee for 2 years - S$192.60 thereafter
Effective Interest Rate
Min Income - Singaporean and PR
|Product Name||Citibank SMRT Card|
|Reward||Up to 5% savings on groceries, fast food, movies, and coffee; up to 3% savings on online shopping.|
|Effective Interest Rate||26.9%|
|Interest Free Period||Up to 25 days|
|Maximum Credit Limit||Up to 4X of monthly income|
|Minimum Monthly Repayment||The higher of S$50 or 1%.|
|Go to site|
When you shop using the Citibank SMRT Card, you get to enjoy a number of unique benefits:
Here are the features you should consider when looking at the Citibank SMRT Card.
Applying for the Citibank SMRT Card takes around 10 to 15 minutes online. Before you apply, make sure you meet the eligibility criteria and organise the necessary documents:
If you’re looking for a credit card that offers competitive cash back for your daily expenditure as well as complimentary extras, the Citibank SMRT Card might be an option for you to consider. Just make sure you compare it to a range of other cash back and rewards cards to make sure that you’re applying for the one that suits your lifestyle.
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