Citibank Debit Mastercard review

Take advantage of free overseas cash withdrawals and other perks with this card.

The Citibank Debit Mastercard comes with a wide range of features to streamline your day-to-day payments. Learn more about the card and compare with other options before applying.

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Annual Fee

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Details

Product NameCitibank Debit Mastercard
Annual FeeS$ 0
Joint accountsNo
Card typeMastercard
RewardsMastercard Traveler Rewards
Mobile paymentsApple Pay, Google Pay, Samsung Pay
More Info

Features of the Citibank Debit Mastercard

Here are some of the benefits you can expect with the Citibank Debit Mastercard:

  • Multi-currency feature. If you have the Citibank Global Foreign Currency Account, you may access 9 different foreign currencies with your Citibank Debit Mastercard at no additional conversion fee.
  • Access a wide network of ATMs. Withdraw cash conveniently at over 360 Citibank ATMs and atm5 network islandwide. The Citibank Debit Mastercard may also be used at over 2 million ATMs around the world for free.
  • Worldwide acceptance. The card is accepted at over 30 million Mastercard merchants across the globe. Cardholders can also pay for purchases with NETS at over 14,000 outlets island-wide.
  • Transit ready with SimplyGo. The Citibank Debit Mastercard can be used for fare payment via card, mobile or wearable payment (Apple Pay, Fitbit Pay, Google Pay and Samsung Pay). This way you can enjoy smoother commute by simply tapping on the contactless terminals on public bus and train without the hassle of queuing and reloading your EZ-Link card.
  • Contactless payment technology. Making fast and secure payments when you shop with Mastercard contactless.
  • Enhanced card security. Receive instant SMS notifications for every transactions made. This way if you lose your card, you’ll not be liable for any unauthorised card transactions effected on the card after the bank has been notified. It is also equipped with an EMV-Dynamic Data Authentication Smart Chip to protects you from potential identity theft and fraudulent activity.
  • Exclusive Citibank Debit Mastercard privileges. Access a host of curated dining offers, travel deals, entertainment perks and more with Mastercard’s Priceless Cities.

What fees and limits apply?

  • There’s 0% fee for overseas payments made in the preferred currency of your Foreign Currency Account.
  • You’ll be charged a 2.5% fee for overseas transactions in Singapore dollars or a currency that’s different from the currency of your account.

How to apply for the Citibank Debit Mastercard

You may apply for the Citibank Debit Mastercard at any Citibank branch or through the application form. Before applying, make sure that you meet the eligibility criteria and have the required documents ready:

Eligibility criteria

  • Singapore citizen, permanent residents or foreigner with a valid visa
  • At least 18 years old
  • Hold at least a Citibank savings or current account
  • No minimum income required

Required documents

  • Photocopy of your NRIC (front and back); or
  • Photocopy of your passport with at least 6 months validity; or
  • Duly completed and signed application form

Compare a range of debit cards in Singapore

1 - 20 of 25
Name Product Mobile View Debit Card Annual Fee Minimum Income Minimum Age Requirement Mobile payments
Canvas Pre-paid Visa Card and App
  • Annual Fee

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  • Minimum Income

    S$0

  • Minimum Age Requirement

    N/A

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S$0
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Finder special offer of 30 days free trial and $10 credit on each kid’s card upon activation.

Manages your kids’ pocket money and domestic helpers’ access to household expenses digitally.
Revolut Standard
  • Annual Fee

    S$0

  • Minimum Income

    S$0

  • Minimum Age Requirement

    N/A

  • Mobile payments

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S$0
N/A
Apple Pay, Google Pay
Enjoy no monthly fees, competitive currency conversion rates, and spend in over 150 currencies with Revolut’s Standard card.
YouTrip
  • Annual Fee

    S$0

  • Minimum Income

    S$0

  • Minimum Age Requirement

    N/A

  • Mobile payments

S$0
S$0
N/A
Apple Pay, Google Pay

Use promo code FINDER5 to earn $5 on signup.

A prepaid Mastercard with no monthly fees, contactless payment features and fee-free transactions in over 150 currencies. NOTE: Promo code valid for new signups and Singapore residents only.
Revolut Metal
  • Annual Fee

    S$0

  • Minimum Income

    S$0

  • Minimum Age Requirement

    N/A

  • Mobile payments

S$0
S$0
N/A
Apple Pay, Google Pay
An exclusive premium contactless card that allows for unlimited currency exchanges, a free Lounge Pass, and 1% cashback on expenses.
Wise Multicurrency Account
  • Annual Fee

    S$0

  • Minimum Income

    S$0

  • Minimum Age Requirement

    N/A

  • Mobile payments

S$0
S$0
N/A
Apple Pay, Google Pay
Wise (formerly TransferWise) is an international account for over 50 currencies, with instant, super-cheap money transfer, a card to spend in any currency, bank details to get paid in 30 different countries and multi-currency direct debits.
Revolut Premium
  • Annual Fee

    S$0

  • Minimum Income

    S$0

  • Minimum Age Requirement

    N/A

  • Mobile payments

S$0
S$0
N/A
Apple Pay, Google Pay
On top of standard Revolut perks, this debit card comes with unlimited spending and free overseas ATM withdrawals, up to $700 per month.
OCBC Frank Debit Card
  • Annual Fee

    S$0

  • Minimum Income

    N/A

  • Minimum Age Requirement

    16 years old

  • Mobile payments

S$0
N/A
16 years old
Apple Pay, Google Pay, Samsung Pay
Get unlimited 1% cashback on selected categories, access to exclusive deals and cashback with this stylish debit card.
BOC Chinese Cultural Debit Card
  • Annual Fee

    S$0

  • Minimum Income

    N/A

  • Minimum Age Requirement

    16 years old

  • Mobile payments

S$0
N/A
16 years old
Apple Pay, Google Pay
Enjoy all debit card features and exclusive privileges at China Cultural Centre, including discounts for performances and workshops.
HomeTeamNS PAssion POSB Debit Card
  • Annual Fee

    S$100 for 5 years and S$150 for 10 years

  • Minimum Income

    N/A

  • Minimum Age Requirement

    16 years old

  • Mobile payments

S$100 for 5 years and S$150 for 10 years
N/A
16 years old
Apple Pay, Google Pay, Samsung Pay, NETSPay, PayLah!
Earn up to 2% cashback alongside a host of other exclusive HomeTeamNS and PAssion benefits with this debit card.
Citibank Debit Mastercard
  • Annual Fee

    S$ 0

  • Minimum Income

    N/A

  • Minimum Age Requirement

    16 years old

  • Mobile payments

S$ 0
N/A
16 years old
Apple Pay, Google Pay, Samsung Pay
This debit card features a range of benefits including multi-currency access and contactless technology to streamline day-to-day payments.
ICBC VISA Dual Currency Debit Card
  • Annual Fee

    S$0

  • Minimum Income

    N/A

  • Minimum Age Requirement

    18 years old

  • Mobile payments

S$0
N/A
18 years old
Apple Pay, Google Pay
A multi-currency account linked debit card with fee-free exchanges for various foreign currencies including RMB, USD and GBP.
Trust Bank card
  • Annual Fee

    S$0

  • Minimum Income

    N/A

  • Minimum Age Requirement

    N/A

  • Mobile payments

S$0
N/A
N/A
Apple Pay, Google Pay
Unlock a world of rewards and earn up to 1.4% p.a. interest on your deposits when you bank with Trust.
HSBC Everyday Global Debit Card
  • Annual Fee

    S$0

  • Minimum Income

    N/A

  • Minimum Age Requirement

    18 years old

  • Mobile payments

S$0
N/A
18 years old
Apple Pay
Enjoy 0% foreign exchange fees on 10 supported currencies when you pay, remit or withdraw cash with this multi-currency debit card.
DBS UnionPay Platinum Debit Card
  • Annual Fee

    S$0

  • Minimum Income

    N/A

  • Minimum Age Requirement

    16 years old

  • Mobile payments

S$0
N/A
16 years old
Apple Pay, Google Pay, Samsung Pay, NETSPay, PayLah!
Make seamless payments in Singapore and Mainland China with this debit card that offers up to 5% cashback on any spend.
UOB Lady’s Debit Card Review
  • Annual Fee

    First 3 years are free after which S$18 yearly would apply

  • Minimum Income

    N/A

  • Minimum Age Requirement

    16 years old

  • Mobile payments

First 3 years are free after which S$18 yearly would apply
N/A
16 years old
Apple Pay, Google Pay, Samsung Pay, NETSPay, PayLah!
Earn up to 10% SMART$ rebates with this beautifully designed debit card and enjoy a wide array of dining, beauty and shopping privileges.
PAssion POSB Debit Card
  • Annual Fee

    S$12 for 5-year membership

  • Minimum Income

    N/A

  • Minimum Age Requirement

    16 years old

  • Mobile payments

S$12 for 5-year membership
N/A
16 years old
Apple Pay, Google Pay, Samsung Pay, NETSPay, PayLah!
Earn up to 3% cashback on dining, groceries and local attractions, as well as complimentary PAssion membership with this debit card.
UOB One Debit Card
  • Annual Fee

    S$0 annual fee for the first 3 years and with 12 Visa/Mastercard transactions per year - S$18 thereafter

  • Minimum Income

    N/A

  • Minimum Age Requirement

    16 years old

  • Mobile payments

S$0 annual fee for the first 3 years and with 12 Visa/Mastercard transactions per year - S$18 thereafter
N/A
16 years old
Apple Pay, Google Pay, Samsung Pay
Earn up to 3% rebates on daily essentials and 1% on Grab transactions with this card.
Maybank Platinum Debit Card
  • Annual Fee

    S$0

  • Minimum Income

    N/A

  • Minimum Age Requirement

    16 years old

  • Mobile payments

S$0
N/A
16 years old
Samsung Pay
This debit card allows you to transact conveniently and earn reward points from everyday spending.
UOB Mighty FX Debit Card
  • Annual Fee

    S$0

  • Minimum Income

    N/A

  • Minimum Age Requirement

    18 years old

  • Mobile payments

S$0
N/A
18 years old
Apple Pay, Google Pay, Samsung Pay
Benefit from competitive FX rates when you to convert, spend and withdraw funds in 11 supported currencies with zero admin fees.
OCBC Yes! Debit Card
  • Annual Fee

    S$0

  • Minimum Income

    N/A

  • Minimum Age Requirement

    16 years old

  • Mobile payments

S$0
N/A
16 years old
Apple Pay, Google Pay, Samsung Pay, Fitbit Pay, Garmin Pay, NETSPay
A fuss-free card that offers a 1% cash rebate on your daily spending and access to exclusive deals on entertainment, travel, dining and more.
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