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If you love to shop and get rewarded with points as you spend, you can compare the rates, fees and features of the Citi SMRT Credit Card in further detail below. Let’s take a closer look.
S$0 annual fee for 2 years - S$192.60 thereafter
Effective Interest Rate
Min Income - Singaporean and PR
|Product Name||Citi SMRT Card|
|Reward||Up to 5% savings on groceries, online shopping, taxis (including private hire rides), and EZ-Link Auto Top-up/SimplyGo. Plus, 0.3% savings on all other spend|
|Effective Interest Rate||26.9%|
|Interest Free Period||Up to 25 days|
|Maximum Credit Limit||Up to 4X of monthly income|
|Minimum Monthly Repayment||The higher of S$50 or 1%.|
|Go to site|
Zyane Tan is an associate editor at Finder. An experienced copywriter and content creator, Zyane enjoys writing on a wide array of subjects. When she’s not busy typing away, she’s reading and musing over a pint.
When you shop using the Citi SMRT Card, you get to enjoy a number of unique benefits:
Here are the features you should consider when looking at the Citi SMRT Card.
Applying for the Citi SMRT Card takes around 10 to 15 minutes online. Before you apply, make sure you meet the eligibility criteria and organise the necessary documents:
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