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With 10X Reward Points for any clothes, shoes and bags purchases, the Citi Rewards card is perhaps a dream come true for shopaholics. Whether you’re buying from a local or overseas retailer, online or from a brick-and-mortar store, you can earn a heap of Reward Points from all eligible payments to help you offset your next purchase.
S$0 annual fee for 1 year - S$192.60 thereafter
Annual Fee
26.9%
Effective Interest Rate
S$30,000
Min Income - Singaporean and PR
Product Name | Citi Rewards Credit Card |
---|---|
Reward | 10X Rewards on your shopping spend (local and overseas) and online purchases (except mobile wallet and travel-related transactions), plus 1X Rewards Points on all other spend, no cap or minimum spend required |
Effective Interest Rate | 26.9% |
Interest Free Period | Up to 25 days |
Maximum Credit Limit | Up to 4X of monthly income |
Minimum Monthly Repayment | 1% or S$50, whichever is the higher |
Go to site More Info |
The Citi Rewards card offers both cost-saving features and a rewards program. Some of this card’s main benefits are:
Some of the main features of this card are:
If you have compared your options and decided to apply, you can proceed by clicking Go to site on this page to begin your online application. Before you apply, make sure to meet the following eligibility requirements.
To ensure the application process goes smoothly, have the following information handy:
The Citi Rewards Credit Card is more suited to the frequent shopper versus one whose lifestyle involves dining out regularly. While this card has a first year-annual fee waiver, the S$192.60 annual fee for subsequent years may offset any savings if you’re not maximising the card on eligible expenses. Be sure you compare a variety of other rewards or cashback cards to help you find one that suits your circumstances and needs.