Citi Quick Cash Loan Review

Find out what you need to know about the Citi Quick Cash Loan. It can be quick to apply for a loan plan of up to 60 months with Citibank.

Interest rates as low as 3.45% p.a (EIR 6.5% p.a.) & up to 5 years loan tenure.

Affordable Monthly Repayments

Convert your unused credit card limit to cash with the Citi Quick Cash Loan.

No reviews yet. Write a review


EIR: 6.5%

Interest Rate From

Up to 4x your monthly salary

Maximum Loan Amount

Up to 5 years

Loan Tenure


Interest Rate From3.45% 

EIR: 6.5%

Minimum Loan Amount$1,000
Maximum Loan AmountUp to 4x your monthly salary
Loan TenureUp to 5 years
Approval DurationUpon approval, the funds will be deposited within the next working day into your Citibank account or up to 5 working days for non-Citibank account.
More Info

Pros and cons


  • Easy application and fast approval process for existing Citibank customers.
  • Citi Mobile App takes the hassle out of managing your loan.


  • Cancellation or early settlement of your Citi Quick Cash Loan will incur $100 or 3% of the outstanding principal (whichever is higher).

Main points to consider with a Citi Quick Cash Loan

Loans from Citibank can range from 1 to 5 years. It is possible to get a Citibank Personal Loan of anything between $1,000 up to 4x your monthly salary, if you meet eligibility and credit scoring criteria.

According to Citibank’s website, you can check the interest rates and repayment amount of Citi Quick Cash during your loan booking application.

Features of a Citi Quick Cash Loan from Citibank

  • Minimum loan amount. The minimum amount you can borrow with Citibank is $1,000.
  • Flexible repayment. You can choose the period over which you’d like to repay your loan. If you can repay your loan quickly you may be able to choose a loan tenure as short as 1 year; the limit is as much as 5 years.
  • Fast approval. Upon approval, the funds will be deposited within the next working day into your Citibank account or up to 5 working days for non-Citibank account.

How much does the loan cost?

The total loan cost will vary depending on how much you borrow, the term of your loan and your repayment instalments. This provider has a Cancellation fee of 3% of the outstanding balance or $100 (whichever is higher). Other fees and charges will apply, so make sure that you read and understand your loan terms before you sign up to a Citi Quick Cash Personal Loan.

How to apply for a Citi Quick Cash Personal Loan

You can start an application for a Citi Quick Cash Personal Loan by clicking the green ‘Go to site’ button, and you’ll be taken straight to Citibank’s website. To be eligible you must, at a minimum:

  • Have a minimum annual income of $30,000 for Singaporeans and permanent residents, or $42,000 for foreigners
  • Have a Citibank Ready Credit or Citi Credit Card account to be offered a Citi Quick Cash Loan.

When applying for a loan you typically have to provide:

  • Identification. You will need a photocopy of your NRIC (front and back).
  • Proof of income. You may need to demonstrate your income by supplying a combination of payslips, your Notice of Assessment, Credit Bureau Report and CPF statements.

Ask Finder

You are about to post a question on

  • Do not enter personal information (eg. surname, phone number, bank details) as your question will be made public
  • is a financial comparison and information service, not a bank or product provider
  • We cannot provide you with personal advice or recommendations
  • Your answer might already be waiting – check previous questions below to see if yours has already been asked

Finder only provides general advice and factual information, so consider your own circumstances, or seek advice before you decide to act on our content. By submitting a question, you're accepting our Terms and Privacy Policy.
Go to site