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Citi PremierMiles Card Review

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Get up to 37,300 bonus miles that never expire with Citi PremierMiles Card.

With 1.2 miles per S$1 local spend, the Citi PremierMiles Card is a card that lets you earn Citi Miles at an accelerated rate.

Combined with great affordability, miles that don’t expire and flexible redemptions on rewards, this card offers some of the best ways to enjoy perks and save money. Here’s what you need to know.

S$192.60

Annual Fee

26.9%

Effective Interest Rate

S$30,000

Min Income - Singaporean and PR

Details

Product NameCiti PremierMiles Card
RewardEarn 1.2 Citi Miles for every S$1 spent locally and 2 Citi Miles for every S$1 spent overseas.
Effective Interest Rate26.9%
Interest Free PeriodUp to 25 days
Maximum Credit LimitUp to 4X of monthly income
Minimum Monthly Repayment1% or S$50 whichever is higher
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Benefits of using the Citi PremierMiles Card

The Citi PremierMiles Card has a host of benefits from rebates to accelerated miles. Some of the main benefits of this card are:

  • Citi Miles. Earn 2 Citi Miles for every S$1 overseas spend and 1.2 Citi Miles for every S$1 local spend.
  • Petrol discounts. Receive up to 14% petrol savings at Shell and Esso stations.
  • Airport lounge passes. Cardholders gets Priority Pass membership and will receive two complimentary visits every year to airport lounges worldwide.
  • Welcome gift. New cardholders can earn up to 37,300 Citi Miles as a welcome bonus if minimum spend requirements are met. Alternatively, cardholders can opt for a first-year annual fee waiver and earn up to 10,000 Citi Miles if minimum spend requirements are met. T&Cs apply. Ends 30 September 2020.
  • Refer-a-friend bonus. Receive S$50 per successful referral and up to S$1,200 bonus for further successful referrals. T&Cs apply. Ends 30 Nov 2020.

Features of the Citi PremierMiles Card

Here are the other key features to consider when you’re comparing the Citi PremierMiles Card with other options.

  • Annual fee. This card charges a standard annual fee of S$192.60. You may also opt for a first-year annual fee waiver and forgo the welcome gift offer.
  • Travel insurance. Get complimentary travel accident insurance, medical assistance cover and flight inconvenience cover up to S$1,000,000 when you charge the full fare of your flights to the card.
  • Redemption flexibility. You can transfer Citi Miles to partner airlines with frequent flyer programmes (including KrisFlyer, Asia Miles, Qantas and more) and hotel properties with loyalty reward programmes. Citi Miles may also be used to offset purchases made at participating merchants.
  • Other deals. You’ll also be entitled to a wide array of dining, lifestyle and shopping offers through Citi World Privileges available at over 95 countries across the globe.

How to apply for the Citi PremierMiles Card

If you’ve decided that the Citi PremierMiles Card is the right card for you, you can apply by completing the secure online application form and by filling out your details. To save time, make sure that you meet the following eligibility requirements and have your supporting documentation on hand.

Eligibility criteria

  • Earn at least S$30,000 p.a if you’re a Singaporean or permanent resident, or S$42,000 if you’re a foreigner
  • Have a good credit rating
  • Be at least 21 years or older

Required documents

For Singaporeans or PR

  • Photocopy of your NRIC (front and back) or passport
  • Latest computerised payslip; or
  • Latest income tax notice of assessment; or
  • Last 12 months’ CPF statement

For self-employed

  • Photocopy of your NRIC (front and back) or passport
  • Income tax notice of assessment from the last two years; or
  • Bank statements from the last three months

For foreigners

  • Photocopy of your passport and work permit (with at least six months’ validity)
  • Latest mobile bill, utility bill or bank statement with your name and address
  • Latest computerised payslip
  • Latest income tax notice of assessment

Bottom line

If you’re not looking to pay a premium for a prestige miles card but still want to take advantage of a quality travel card, the Citi PremierMiles card is definitely one to consider. After all, this is one of the few travel credit cards that offer miles that don’t expire, so you can take your time to accumulate them. Before applying, compare your card options in full to ensure that you’re choosing the right card for you.

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