Citi PremierMiles Card Review

Get up to 30,000 bonus miles that never expire with Citi PremierMiles Card.

With 1.2 miles per $1 local spend, the Citi PremierMiles Card is a card that lets you earn Citi Miles at an accelerated rate.

Combined with great affordability, miles that don’t expire and flexible redemptions on rewards, this card offers some of the best ways to enjoy perks and save money. Here’s what you need to know.

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$192.60

Annual Fee

26.9%

Effective Interest Rate

$30,000

Min Income - Singaporean and PR

Details

Product NameCiti PremierMiles Card
RewardEarn 1.2 Citi Miles for every $1 spent locally and 2 Citi Miles for every $1 spent overseas.
Effective Interest Rate26.9%
Interest Free PeriodUp to 25 days
Maximum Credit LimitUp to 4X of monthly income
Minimum Monthly Repayment1% or $50 whichever is higher

Benefits of using the Citi PremierMiles Card

The Citi PremierMiles Card has a host of benefits from rebates to accelerated miles. Some of the main benefits of this card are:

  • Citi Miles. For every $1 spend, earn 2 Citi Miles on overseas spend and 1.2 Citi Miles on local spend.
  • Petrol discounts. Receive up to 14% petrol savings at Shell and Esso stations.
  • Airport lounge passes. Cardholders gets Priority Pass membership and will receive two complimentary visits every year to airport lounges worldwide.
  • Welcome gift. New cardholders can earn 30,000 Citi Miles as a welcome bonus upon payment of the annual fee and $800 minimum spend requirement within two months from date of card approval. Alternatively, cardholders can get 8,000 Citi Miles as a welcome bonus if the $800 minimum spend requirements are met within two months from date of card approval. T&Cs apply. Ends 31 Oct 2022.

Features of the Citi PremierMiles Card

Here are the other key features to consider when you’re comparing the Citi PremierMiles Card with other options.

  • Annual fee. This card charges a standard annual fee of $192.60. You may also opt for a first-year annual fee waiver and forgo the welcome gift offer.
  • Travel insurance. Get complimentary travel accident insurance, medical assistance cover and flight inconvenience cover up to $1,000,000 when you charge the full fare of your flights to the card.
  • Redemption flexibility. You can transfer Citi Miles to partner airlines with frequent flyer programmes (including KrisFlyer, Asia Miles, Qantas and more) and hotel properties with loyalty reward programmes. Citi Miles may also be used to offset purchases made at participating merchants.
  • Other deals. You’ll also be entitled to a wide array of dining, lifestyle and shopping offers through Citi World Privileges available at over 95 countries across the globe.

How to apply for the Citi PremierMiles Card

If you’ve decided that the Citi PremierMiles Card is the right card for you, you can apply by completing the secure online application form and by filling out your details. To save time, make sure that you meet the following eligibility requirements and have your supporting documentation on hand.

Eligibility criteria

  • Earn at least $30,000 p.a if you’re a Singaporean or permanent resident, or $42,000 if you’re a foreigner
  • Have a good credit rating
  • Be at least 21 years or older

Required documents

For Singaporeans or PR

  • Photocopy of your NRIC (front and back) or passport
  • Latest computerised payslip; or
  • Latest income tax notice of assessment; or
  • Last 12 months’ CPF statement

For self-employed

  • Photocopy of your NRIC (front and back) or passport
  • Income tax notice of assessment from the last two years; or
  • Bank statements from the last three months

For foreigners

  • Photocopy of your passport and work permit (with at least six months’ validity)
  • Latest mobile bill, utility bill or bank statement with your name and address
  • Latest computerised payslip
  • Latest income tax notice of assessment

Bottom line

If you’re not looking to pay a premium for a prestige miles card but still want to take advantage of a quality travel card, the Citi PremierMiles card is definitely one to consider. After all, this is one of the few travel credit cards that offer miles that don’t expire, so you can take your time to accumulate them. Before applying, compare your card options in full to ensure that you’re choosing the right card for you.

Compare a range of credit cards in Singapore

1 - 9 of 26
Name Product Cashback Offer Reward Annual Fee
HSBC Revolution Credit Card
Receive up to $200 cashback. T&Cs apply. Ends 31 Dec 2022.
Earn up to 10X Reward points or 4 miles per $1 spent on qualifying purchases.
$0
New cardholders can choose from a Samsonite Prestige 69cm Spinner Exp with built-in scale (worth $670) or $200 cashback upon $500 minimum spend. Plus, receive up to $150 cashback when you apply for supplementary cards. Existing HSBC credit cardholders are eligible to receive $50 cashback. T&Cs apply. Ends 31 Dec 2022.
American Express Singapore Airlines KrisFlyer Ascend Credit Card
N/A
For every $1 spent, earn 1.2 KrisFlyer miles on local purchases, 2 KrisFlyer miles on overseas spend in June and December, Singapore Airlines and KrisShop and 3.2 KrisFlyer miles on Grab.
$337.05
Get 10,000 KrisFlyer miles upon annual fee payment and first transaction within 30 days from card approval. An additional 15,000 KrisFlyer miles when you spend $3,000 within the first 3 months of card approval. Valid until 31 Jan 2023. Also, earn 3,600 KrisFlyer miles based on the $3,000 spend above (based on 1.2 KrisFlyer miles per $1 spent locally). T&Cs apply.
Citi Prestige Card
Up to 20% cashback at selected merchants
Deals and discounts in more than 90 countries. Also, get six complimentary golf games across Asia
$535
Receive 120,000 ThankYou Points (48,000 Miles) when you pay the annual fee ($535) and spend $800 within two months. T&Cs apply. Valid until 31 Oct 2022.
HSBC Visa Platinum Credit Card
Up to 5% cash rebates on groceries, dining and fuel with minimum monthly spend of at least $600.
Earn 1 Reward point for every $1 on all spend.
$0 annual fee for 2 years - $192.60 thereafter
New cardholders can choose from a Samsonite Prestige 69cm Spinner Exp with built-in scale (worth $670) or $200 cashback upon $500 minimum spend. Plus, receive up to $150 cashback when you apply for supplementary cards. Existing HSBC credit cardholders are eligible to receive $50 cashback. T&Cs apply. Ends 31 Dec 2022.
American Express Platinum Credit Card
N/A
Up to 50% off your food bill for unlimited visits at hotels around Singapore
$321
Get $100 CapitaVoucher upon payment of annual fee and first transaction within 30 days from card approval. An additional $100 worth of CapitaVouchers when you spend $2,000 within the first 3 months of card approval. Also, receive 2,500 Membership Rewards points from your base earn rate for the $2,000 spent. T&Cs apply. Valid until 31 Jan 2023.
Citi Cash Back+ Credit Card
1.6% cash back on selected retail purchases
Get up to 14% fuel discounts at Esso and Shell and 1.6% cash back on eligible retail purchases.
$0 annual fee for 1 year - $192.60 thereafter
Receive 10% cash back (up to $300 cash back) on up to $3,000 spend in the first 2 months. T&Cs apply. Valid until 31 Oct 2022.
HSBC Advance Credit Card
Enjoy up to 3.5% cashback on all purchases with no minimum spend
Receive up to $200 cashback when minimum spend requirements are met.
$0 annual fee for 1 year (permanently waived for HSBC Advance banking customers) - $192.60 thereafter
New cardholders can choose from a Samsonite Prestige 69cm Spinner Exp with built-in scale (worth $670) or $200 cashback upon $500 minimum spend. Plus, receive up to $150 cashback when you apply for supplementary cards. Existing HSBC credit cardholders are eligible to receive $50 cashback. T&Cs apply. Ends 31 Dec 2022.
American Express True Cashback Card
Earn 1.5% cashback on all eligible spending with no minimum spend or cap
Enjoy 1.5% cashback on all purchases with no minimum spend or cap. Plus receive up to $80 CapitaVouchers when a minimum spend of $250 is made in the first month.
$0 annual fee for 1 year - $171.20 thereafter
Apply today and get a 3% cashback bonus when you spend $5,000 in the first six months.
Citi Cash Back Card
6% cash back on dining, 8% cashback on groceries and petrol transactions. 0.25% cashback on other retail purchases, capped at $80 for all transactions per statement month.
Get up to 20.88% fuel discounts at Esso and Shell, 6% cashback on dining and 8% cashback on groceries.
$0 annual fee for 1 year - $192.60 thereafter
Get a welcome gift of $300 cash back when you spend $800 in the first two months. T&Cs apply. Ends 31 Oct 2022.
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