Citi PremierMiles Card Review

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Receive up to 37,300 bonus miles that never expire with Citi PremierMiles Card.

With 1.2 miles per S$1 local spend, the Citi PremierMiles Card is a card that lets you earn Citi Miles at an accelerated rate.

S$0 annual fee for 1 year - S$192.60 thereafter

Annual Fee

26.9%

Effective Interest Rate

S$30,000

Min Income - Singaporean and PR

Details

Product NameCiti PremierMiles Card
RewardEarn 2 Citi Miles for every S$1 overseas spend and 1.2 Citi Miles for every S$1 local spend.
Effective Interest Rate26.9%
Interest Free PeriodUp to 25 days
Maximum Credit LimitUp to 4X of monthly income
Minimum Monthly Repayment1% or S$50 whichever is higher
More Info

Benefits of using the Citi PremierMiles Card

The Citi PremierMiles Card has a host of benefits from rebates to accelerated miles. Some of the main benefits of this card are:

  • Citi Miles. Earn 2 Citi Miles for every S$1 overseas spend and 1.2 Citi Miles for every S$1 local spend.
  • Petrol discounts. Receive up to 14% petrol savings at Shell and Esso stations.
  • Airport lounge passes. Cardholders gets Priority Pass membership and will receive two complimentary visits every year to airport lounges worldwide.
  • Welcome gift. All new cardholders can earn up to 37,300 Citi Miles as a welcome bonus. When you charge at least S$9,000 within the first three months from the card approval, you’ll receive at least 10,800 Citi Miles (based on 1.2 miles per S$1 spent locally) and an additional 26,500 Citi Miles if you meet the qualifying spend and after payment of the annual fee. Ends 30 September 2020 Alternatively, you can opt for S$350 Cash back and a first year annual fee waiver when you spend S$500 from from card approval date to the end of the following month. Ends 14 July 2020. Terms and conditions apply and offers are subject to change from time to time at the bank’s discretion.
  • Refer-a-friend bonus. Receive S$50 per successful referral and up to S$1,200 bonus for further successful referrals. T&Cs apply. Ends 31 Aug 2020

Features of the Citi PremierMiles Card

Here are the other key features to consider when you’re comparing the Citi PremierMiles Card with other options.

  • Annual fee. This card charges a standard annual fee of S$192.60. You may also opt for a first-year annual fee waiver and forgo the welcome gift offer.
  • Travel insurance. Get complimentary travel accident insurance, medical assistance cover and flight inconvenience cover up to S$1,000,000 when you charge the full fare of your flights to the card.
  • Redemption flexibility. You can transfer Citi Miles to partner airlines with frequent flyer programmes (including KrisFlyer, Asia Miles, Qantas and more) and hotel properties with loyalty reward programmes. Citi Miles may also be used to offset purchases made at participating merchants.
  • Other deals. You’ll also be entitled to a wide array of dining, lifestyle and shopping offers through Citi World Privileges available at over 95 countries across the globe.

How to apply for the Citi PremierMiles Card

If you’ve decided that the Citi PremierMiles Card is the right card for you, you can apply by completing the secure online application form and by filling out your details. To save time, make sure that you meet the following eligibility requirements and have your supporting documentation on hand.

Eligibility criteria

  • Earn at least S$30,000 p.a if you’re a Singaporean or permanent resident, or S$42,000 if you’re a foreigner
  • Have a good credit rating
  • Be at least 21 years or older

Required documents

If you’re an average spender looking to get extra savings and earn miles concurrently, the Citi PremierMiles card may be an option for you to consider. In addition, this is one of the few travel credit cards that offer miles that don’t expire, so you can take your time to accumulate them. Before applying, compare your options to ensure that you’re choosing the right card for you.

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