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The Citi Cash Back+ Credit Card is a credit card that gives you 1.6% cashback on your spend all year round. There is no minimum spending required, and no limit on how much cashback you can earn. Read on to find out what you need to know about the Citi Cash Back + Credit Card.
S$0 annual fee for 1 year - S$192.60 thereafter
Effective Interest Rate
Min Income - Singaporean and PR
|Product Name||Citi Cash Back+ Card|
|Reward||Get up to 20.88% fuel discounts at Esso and Shell and 1.6% cash back on eligible retail purchases.|
|Effective Interest Rate||26.9%|
|Interest Free Period||Up to 25 days|
|Maximum Credit Limit||Up to 4X of monthly income|
|Minimum Monthly Repayment||1% or S$50, whichever is higher|
|Go to site|
James Martin is a senior writer at Finder. He has written on a range of finance and business topics for over five years and his work has been featured in publications including The Irish Times, Companies 100, In Business and Q Magazine (UK). As a trained journalist, James can drill into the finer details of financial products to help you save time and money. In his spare time, James is a committed sports fan, novel reader and Thai food enthusiast.
The Citi Cash Back+ Credit Card is a great card for those looking for a straightforward cashback card that requires no minimum spending across a range of categories. It rewards cardholders with a simple-to-understand 1.6% rebate on eligible spending. What’s more, it’s free from any confusing criteria on spending categories which other credit cards on the market may have. The limitless cashback earn can also be of interesting to those looking to buy big-ticket items on the card. Overall, the Citi Cash Back+ Credit Card is a straightforward cashback card that’s particularly good for everyday purchases offering the added convenience of not having to track any category or minimum spending.
If you’ve decided that you would like to apply for the Citi Cash Back+ Credit Card, you can click the ‘Apply now’ button from there and follow the prompts. Singaporeans and permanent residents can use MyInfo to complete their application online. If you aren’t able to use MyInfo then you’ll need to fill in an online form on this provider’s website, and upload the relevant documents.
Make sure that you meet the eligibility criteria and have the required documents before beginning your application.
What are some of the exclusions for earning cash back?
The following transactions shall not be taken into account and will not earn any cash back:
How do I redeem the cashback?
Cardmembers can typically redeem their cashback for cash rebates via SMS. Read more about how cashback cards work through our comprehensive guide.
What are some examples of Citi credit card privileges?
The Citi World privileges is an exclusive programme for Citi credit card members. Cardholders get to enjoy discounts on dining deals, wedding perks in hotels, special travel and hotel discounts, petrol savings and complimentary green fees are selected golf clubs.
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