Earn up to 8% cash back on everyday spending categories and enjoy a wide array of ongoing promotions with this card.
The Citi Cash Back card has one of the most eye-catching cashback benefits on the market. If you charge your everyday spendings frequently and meet the qualifying spend of S$800 per month, this card may be ideal for you.
Compare the fees, features and benefits of this card below.
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With the Citi Cash Back Card, you could enjoy 6% cashback on dining and 8% cashback on groceries and petrol. In addition to that, you get to enjoy first-year annual fee waiver, complimentary insurances along with Citi rebates at participating merchants. Just keep in mind that rebates are capped of S$80 across all retail spend per statement month when comparing this card to others on the market.
Benefits of using the Citi Cash Back Card
Here are some of the features that come with the Citi Cash Back Card:
Cash back. Earn 6% cash back on dining and 8% groceries and petrol when you meet a minimum retail spend of S$800 per statement month. All eligible expenditures, regardless of spend categories, will entitle you to 0.25% cash back. There’s no qualifying spend and earn cap for the 0.25% rebate, but do take note that there is a combined S$80 cash back cap for all eligible transactions per month.
Welcome bonus. S$120 cash back when you apply & spend S$1,200 in the first 3 months upon card approval. Terms and conditions apply.
Refer-a-friend bonus. Receive S$100 per successful referral and up to S$500 bonus for further successful referrals. T&Cs apply.
Existing customers: May Offers (Limited redemptions)
Get S$6 off with a minimum purchase of S$30 (Promo code: CITI21MAY).
Get S$10 off with a minimum purchase of S$50 (Promo code: CITI21MAY10).
T&Cs apply. Offer ends 31 May 2021.
New customers: Get S$10 off with a minimum purchase of S$15 on first order using Citi Credit Card (Promo code: CITINC21).
T&Cs apply. Offer ends 31 Dec 2021.
Get S$8 off with minimum spend of S$20 for new shoppers of Lazada mobile app. T&Cs apply. Ends 30 June 2021.
Evergreen offers New Customers:
Get 20% off + 5% Zalora cashback with no minimum spend. Promo code: CITINEW2021
Get 10% off + 5% Zalora cashback with minimum S$100 spend. Promo code: CITI2021
T&Cs apply. Valid until 30 June 2021.
New Shopee Citi Cardmembers: Get S$8 off upon S$16 minimum spend [Promotion code: CITINEW8].
Existing Shopee Citi Cardmembers: Get 10% off with no min. spend, capped at S$4 discount per transaction [Promotion code: CITITEN4].
T&Cs apply. Ends 30 June 2021.
Get 15% off Singapore and Hong Kong hotels. T&Cs apply. Valid till 31 May 2021.
Get 7% off selected hotels worldwide. T&Cs apply. Valid till 31 Dec 2021.
Edge – Pan Pacific
Get 15% off your total bill for lunch and dinner (excludes Sunday brunch). T&Cs apply. Ends 30 Dec 2021.
Features of the Citi Cash Back Card
The Citi Cash Back Card provides the following features:
Complimentary travel insurance. Purchase your travel tickets with your Citi Cash Back Card for complimentary coverage of up to S$1 million in travel accident insurance for incidences such as flight inconveniences and fatal injury whilst travelling.
Dining, lifestyle and travel perks. Gain access to a multitude of local dining deals with Citi Gourmet Pleasures. Citi World Privileges also open doors to other overseas dining, travel and shopping deals, helping you make the most out of your dollar.
Eligible for mobile wallets. You can make fast and secure payments online, in stores and in apps through Citi Pay, Apple Pay and Samsung Pay.
Automated ERP payments with EZ-Pay. You may also link your Citi credit card to the EZ-Pay facility, allowing you to breeze through Electronic Road Pricing (ERP) gantries without worrying about an empty cash card. Plus, you can now tap and pay with SimplyGo using your credit card.
How to apply for the Citi Cash Back Card
You can apply for the Citi Cash Back Card online in around five to ten minutes. To get started, make sure you meet the eligibility criteria and have the required documents and details on hand for a quick application process.
Earn at least S$30,000 p.a. if you’re a Singaporean or permanent resident, or S$42,000 if you’re a foreigner.
Have a good credit rating.
Be at least 21 years or older.
Photocopy of your NRIC (front and back) or passport
Latest computerised payslip; or
Latest income tax notice of assessment; or
Last 12 months’ CPF statement
Photocopy of your NRIC (front and back) or passport
Income tax notice of assessment from the last two years; or
Bank statements from the last three months
Photocopy of your passport and work permit (with at least six months validity)
Latest mobile bill, utility bill or bank statement with your name and address
Latest computerised payslip
Latest income tax notice of assessment
The Citi Cash Back Card could offer lots of potential savings if you spend on groceries, fuel and dining frequently, and charge at least S$800 to your card every month. Otherwise, the high annual fee may negate any savings earned from the 0.25% basic cash back rate and end up costing you more. To make sure you’re applying for the right card for you, take some time to compare your options before you make your decision.
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