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CIMB World Mastercard Review

Take advantage of this cashback card with travel and golfing perks.

The CIMB World Mastercard is an excellent maintenance-free option for golfers and globetrotters alike. Enjoy unlimited 2% cashback on wine and dine, entertainment, recreation, automobile and duty-free store purchases both locally and overseas, plus 1.5% cashback on all general spend, with no minimum spend requirement. Cardholders can also enjoy 50% off on walk-in green fees at 25 prestigious golf courses in Southeast Asia, alongside other exceptional privileges.

Use this guide to compare the benefits and features of the CIMB World Mastercard so you can decide if it’s the right card for you.

Finder does not currently have access to this credit card provider. Please review the product details, application criteria and terms and conditions on the provider website if you are considering applying for this product.

Benefits of using the CIMB World Mastercard

Here are some of the potential benefits and features you can look forward to:

  • Unlimited 2% cashback on four categories of spending. Earn unlimited 2% (consist of 1.5% base rate plus 0.5% bonus rate) cashback when you spend on wine and dine, entertainment, recreation, automobile and duty-free stores.
  • Unlimited 1.5% cashback on all spend. Earn 1.5% base cashback on all eligible spend, at no minimum spend or monthly cap.
  • Complimentary travel insurance. Travel with an ease of mind with up to $1 million travel coverage for you and your family when the full travel fares are charged to your CIMB World Mastercard.
  • Transit ready with SimplyGo. Simply tap the fare gantry with your SimplyGo-enabled CIMB World Mastercard, mobile or wearable payment (Apple Pay, Fitbit Pay, Google Pay and Samsung Pay) to pay for your bus or train fare.
  • Free for life. Both principal and supplementary cards do not come with any annual fees.

Features of the CIMB World Mastercard

The CIMB World Mastercard provides the following features:

  • Sign-up offer. Receive S$120 cash credit when you apply for a CIMB credit card and spend a minimum of S$500/month for two months. T&Cs apply. Ends 31 Oct 2021.
  • e-Commerce protection. Shop with confidence knowing that your online purchases are protected against non-delivery and defects up to US$200 p.a. under the e-Commerce Purchase Protection Insurance by Mastercard, should the seller fails to reimburse you.
  • Apply for up to 4 supplementary cards. Extend the card benefits to your family with up to 4 free supplementary cards.
  • CIMB 0% i.Pay Plan. Ease the burden of your big-ticket purchases with 6, 12 or 24 months interest-free instalment plans. Do note that this flexible payment plan will cost a one-time processing fee of 3% of the transaction amount for 6- or 12-month tenures, and 5% of the transaction amount for 24-month tenure.
  • Exclusive CIMB deals. Benefit from CIMB’s exclusive network of over 1,000 dining, retail and lifestyle partners in Malaysia and Indonesia.
  • Golfing privileges. Enjoy 50% off green fees when you tee-off at 25 prestigious golf courses across 9 Asian countries. Terms and conditions apply, so make sure to check your eligibility before booking a game.
  • Mastercard Airport Experiences. Gain exclusive access to Mastercard’s lounge network with over 1,000 lounges in over 500 airports worldwide. In addition, you’re also entitled to special promotions on dining, shopping, and spa outlets from selected exclusive airport merchants

How to apply for the CIMB World Mastercard

If you’ve compared cards and decided the CIMB World Mastercard suits your needs, you can apply online in around 10 minutes via a secure application form. Alternatively, you may opt to apply via MyInfo, which will retrieve your personal details and income information from SingPass.

Before applying, do ensure that you meet the following criteria and all the necessary documents ready.

Eligibility criteria

  • Earn at least S$50,000 p.a. if you’re a Singaporean or permanent resident;
  • Fixed deposit collateral of at least S$50,000 if you don’t meet the income requirements
  • Have a good credit rating
  • Be at least 21 years of age

Required documents

Frequently asked questions

Compare other credit cards in Singapore

Name Product Reward Cashback Offer Annual Fee Min Income - Singaporean and PR
HSBC Revolution Credit Card
Earn up to 10X Reward points or 4 miles per S$1 spent on qualifying purchases.
Receive up to S$200 cashback. T&Cs apply. Ends 31 Oct 2021.
S$0 annual fee
S$30,000
New cardholders will be awarded with up to S$200 cashback, S$50 cashback for one qualifying transaction and S$120 cashback upon S$500 minimum spend. Receive an additional S$30 cashback when you apply online with MyInfo via SingPass. Existing HSBC credit cardholders are eligible to receive S$60 cashback. T&Cs apply. Ends 31 Oct 2021.
POSB Everyday Card
Enjoy up to 8% cash rebates on daily essentials such as groceries and online food delivery
Get S$200 cashback with promo code ‘200CASH' when you apply online. T&Cs apply
S$0 annual fee for the first 1 year and S$192.60 thereafter
S$30,000
Get S$200 cashback with promo code ‘200CASH' when you apply online via digibank or Myinfo with Singpass and charge a minimum of S$800 within 60 days from card approval date. T&Cs apply. Valid until 30 Sep 2021.
UOB PRVI Miles American Express Card
Earn 1.4 miles for every S$1 spent locally and 2.4 miles for every S$1 spent overseas.
Get up to S$300 cash credit when you apply. T&Cs apply.
S$0 annual fee for the first 1 year and S$256.80 thereafter
S$30,000
Enjoy up to 20,000 bonus miles if you charge S$50,000 to your card in a year. Apply today and enjoy free transfers to Changi Airport.
HSBC Visa Platinum Credit Card
Earn 1 Reward point for every $1 on all spend.
Up to 5% cash rebates on groceries, dining and fuel with minimum monthly spend of at least S$600.
S$0 annual fee for the first 2 years and S$192.60 thereafter
S$30,000
New cardholders will be awarded with up to S$200 cashback, S$50 cashback for one qualifying transaction and S$120 cashback upon S$500 minimum spend. Receive an additional S$30 cashback when you apply online with MyInfo via SingPass. Existing HSBC credit cardholders are eligible to receive S$60 cashback. T&Cs apply. Ends 31 Oct 2021.
KrisFlyer UOB Credit Card
Earn 3 KrisFlyer miles per S$1 when you spend with Singapore Airlines, Scoot and KrisShop and 1.2 KrisFlyer miles per S$1 on all other spend.
Receive up to 3,000 miles and up to S$300 cash credit when you apply for a new credit card and spend at least S$1,500 within 30 days from card approval date.
S$0 annual fee for the first 1 year and S$192.60 thereafter
S$30,000
Receive up to 3,000 miles and up to S$300 cash credit when you apply for a new credit card and spend at least S$1,500 within 30 days from card approval date. T&C apply. Ends 30 Sep 2021.
UOB EVOL Card
Enjoy a wide variety of discounts and cashback rebates on dining, entertainment, online shopping and travel.
Up to 8% cashback on online and mobile contactless spend.
S$192.60 annual fee
S$30,000
Receive up to S$300 cash credit when you apply for a new UOB EVOL Credit Card and spend a minimum of S$1,500 within 30 days from card approval date. First 100 successful applicants. T&Cs apply. Ends 30 Sep 2021.
UOB Lady's Card
Earn 10X UNI$ (or 20 miles) per S$5 spent on a chosen spending category with no min. spend required, and 1X UNI$ (or 2 miles) on other purchases.
Receive up to S$300 cash credit when you apply for a new credit card. T&C apply.
S$0 annual fee for the first 1 year and S$192.60 thereafter
S$30,000
Receive up to S$300 cash credit (for first 100 successful UOB personal credit card applications) when you apply for a new credit card and spend at least S$1,500 within 30 days from card approval date. T&C apply. Ends 30 Sep 2021.
HSBC Advance Credit Card
Receive up to S$200 cashback when minimum spend requirements are met.
Enjoy up to 3.5% cashback on all purchases with no minimum spend
S$0 annual fee for the first 1 year (permanently waived for HSBC Advance banking customers) and S$192.60 thereafter
S$30,000
New cardholders will be awarded with up to S$200 cashback. S$50 cashback for one qualifying transaction and S$120 cashback upon S$500 minimum spend. Receive an additional S$30 cashback when you apply online with MyInfo via SingPass. Existing HSBC credit cardholders are eligible to receive S$60 cashback. T&Cs apply. Ends 31 Oct 2021.
UOB One Credit Card
Receive up to S$300 cash credit when you apply for a new credit card and spend at least S$1,500 within 30 days from card approval date.
Up to 10% cashback with some merchants including Grab,7-Eleven and Cold Storage; 6% for Singapore Power Utilities bills; and 5% back on all other retail spending.
S$0 annual fee for the first 1 year and S$192.60 thereafter
S$30,000
Receive up to S$300 cash credit (for first 100 successful UOB personal credit card applications) when you apply for a new credit card and spend at least S$1,500 within 30 days from card approval date. T&Cs apply. Ends 30 Sep 2021.
American Express Singapore Airlines KrisFlyer Ascend Credit Card
Earn 1.2 KrisFlyer miles per S$1 spent on local purchases, with no cap.
N/A
S$337.05 annual fee
S$50,000
Get a complimentary stay at Sofitel Singapore Sentosa Resort & Spa, Luxury Room (worth up to S$460++) when you spend S$5,000 within the first three months and an additional 10,000 KrisFlyer miles if you are new to American Express. T&Cs apply. Ends 30 Sep 2021.
UOB PRVI Miles Visa Card
6 air miles for every S$1 spent through Expedia, Agoda and UOB Travel
Receive up to S$300 cash credit when you apply for a new credit card and spend at least S$1,500 within 30 days from card approval date.
S$0 annual fee for the first 1 year and S$256.80 thereafter
S$30,000
Receive up to S$300 cash credit (for first 100 successful UOB customers applications) when you apply for a new credit card and spend at least S$1,500 within 30 days from card approval date. T&C apply. Ends 30 Sep 2021.
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