CIMB Visa Signature Credit Card Review

Enjoy 10% cashback on everyday purchases with the CIMB Visa Signature credit card.

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The CIMB Visa Signature may be best known for offering 10% cashback, but there’s a lot more to this popular card than its headline offer. One major perk is a range of travel benefits for those who often find themselves on the move. Let’s take a look at the full range of features, rates and fees in more detail below.

Benefits of using the CIMB Visa Signature Credit Card

The CIMB Visa Signature Credit Card offers both cost-saving features and rewards. Some of the main benefits of this card are:

  • 10% cashback across multiple categories. Earn money back on your groceries, beauty and wellness products, pet shopping, vet services and cruises. This attractive cashback rate also covers all of your online shopping. To be eligible for the 10% cashback, cardholders need to spend at least S$800 per month.
  • Unlimited 0.2% cashback. Get money back on all other retail spending, with no minimum spend or monthly cap.
  • Interest-free repayments. By converting your travel and other big expenses to the CIMB 0% i.Pay Plan, you can get interest-free repayments over a period of up to 24 months.
  • Complimentary travel insurance. You can get up to S$500,000 of travel accident cover if you charge your full travel fares to your CIMB Visa Signature card. You can also get protection for lost baggage and flight delays.
  • Concierge services. This card offers useful advice on travel planning as well as gift ideas for loved ones. These and other benefits can be most easily accessed via the VisaConcierge app.

Features of the CIMB Visa Signature Credit Card

  • There’s no annual fee to worry about. This benefit also applies for up to four supplementary cards for members of your family.
  • Tap-and-ride on local transport. Avoid the hassle of carrying separate transit cards – and having to top them up – on bus and train rides in some countries.
  • Cash withdrawals. After requesting a PIN, you can withdraw cash from ATMs at CIMB Bank Branches in Singapore, or at any ATMs that take Mastercard or Visa abroad. Just make sure you’re fully aware of the interest rates and fees when you take out cash with this card.

How to apply for the CIMB Visa Signature Credit Card

To begin your application for this card, simply click on the green “Go to site” button at the top of this page. Before applying, you should make sure that you meet the eligibility criteria and have the correct documents close to hand.

Eligibility criteria

  • Be at least 21 years old or older.
  • Have an annual income of at least S$30,000 for Singaporeans and PRs, or S$15,000 for those aged 55 years and above.

Required documents

The documents that you may be asked for to complete your application include:

  • A photocopy of your NRIC or passport.
  • For salaried employees: eCPF statement contribution, computerised payslips for the last 12 months or Latest Income Tax Notice of Assessment and CPF Contribution History Statement (for the past 12 months).
  • For self-employed: Last 2 years’ income tax notice of assessment and bank statement (for the past 3 months).
  • For commissioned or variable income earner: Last 2 years’ income tax notice of assessment or CPF statement (for the past 12 months).
  • Phone or utility bill for proof of address.

If you’re after a credit card deal that rewards you as you spend on both everyday items and bigger travel purchases, then signing up for the CIMB Visa Signature Credit Card could be a good option for you. Just be sure to compare it to a range of other no annual fee and reward cards so that you can find the right credit card for you.

Compare other credit cards in Singapore

Name Product Reward Cashback Offer Annual Fee Min Income - Singaporean and PR
HSBC Revolution Credit Card
Up to 5X Rewards points (2 miles per S$1 spent) on qualifying purchases
S$150 cashback when you make S$800 in qualifying transactions in the first month of your account. Ends 31 March 2020
S$0 annual fee for 2 years - S$160.50 thereafter
S$30,000
Get free Samsonite T5 68cm Spinner luggage worth S$560. Simply make S$800 in qualifying transactions in the first month of your account. Or choose $150 cashback. Ends 31 March 2020.
Standard Chartered Unlimited Cashback Credit Card
Shopping, travel and lifestyle offers at over 3,000 outlets in Asia
Earn 1.5% cashback with no limit. Plus, there's no minimum spend
S$0 annual fee for 2 years - S$192.60 thereafter
S$30,000
Apply today via MyInfo and receive up to S$100 cashback. End 31 May 2020.
UOB PRVI Miles American Express Card
6 air miles for every S$1 spent through Expedia, Agoda and UOB Travel.
Get S$150 cash credit if you spend a minimum of S$1,500 within 30 days. First 800 new customers only.
S$0 annual fee for 1 year - S$256.80 thereafter
S$30,000
Apply today and enjoy free transfers to Changi Airport. Plus, 20,000 bonus air miles if you charge S$50,000 to your card in a year.
HSBC Visa Platinum Credit Card
Earn 1 Reward point for every $1 on all spend.
Up to S$150 cash back when you spend
S$800 in your first month. Ends 31 March 2020

S$0 annual fee for 2 years - S$192.60 thereafter
S$30,000
Get free Samsonite T5 68cm Spinner luggage worth S$560. Simply make S$800 in qualifying transactions in the first month of your account. Or choose $150 cashback. Ends 31 March 2020.
Standard Chartered Spree Credit Card
Up to 20% savings on your fuel
Apply today via MyInfo and receive up to S$100 cashback. End 31 May 2020.
S$0 annual fee for 2 years - S$192.60 thereafter
S$30,000
Enjoy up to 3% cashback on all online spend in foreign currency and all vPost spend. Plus, up to 25% off on postal services and lots more.
KrisFlyer UOB Credit Card
Earn 3 KrisFlyer miles per S$1 when you spend with Singapore Airlines, Scoot, SilkAir or KrisShop and 1.2 KrisFlyer miles per S$1 on all other spend.
Get S$150 cash credit if you spend S$1,500 or more within 30 days. First 800 new customers only.
S$0 annual fee for 1 year - S$192.60 thereafter
S$30,000
Apply today and enjoy up to 3,000 KrisFlyer miles if you charge at least S$1,500 to your credit card in the first month.
UOB Yolo Card
Wide range of discounts including at Bubble Tea Factory. Plus, complimentary travel insurance
Enjoy up to 8% cashback on dining, travel, shopping and entertainment. Plus, a further 3% cashback in selected categories
S$0 annual fee for 1 year - S$192.60 thereafter
S$30,000
Apply today and get up to S$230 in bonus cash credits. T&Cs apply.
Citi Rewards Credit Card
10X Rewards on certain shopping spend, including online purchases
Up to 20% cash back at selected merchants
S$0 annual fee for 1 year - S$192.60 thereafter
S$30,000
Get 30,000 Citi Thank You points when you spend S$3,000 in the first 3 months. T&Cs apply. Ends 31 March 2020.
UOB Lady's Card
10X UNI$ (or 20 miles) per S$5 spent on chosen category with no min. spend required
New customers can get up to S$230 in bonus cash credits. Until 30 June 2020. Ts&Cs apply
S$0 annual fee for 1 year - S$192.60 thereafter
S$30,000
Apply today and get up to S$230 in bonus cash credits. Plus, 0% interest on some purchases for up to 12 months.
HSBC Advance Credit Card
Enjoy annual fee waivers, up to 16% off your fuel, 1-for1 lifestyle offers, and more
Enjoy up to 3.5% cashback on all purchases with no minimum spend
S$0 annual fee for 1 year (permanently waived for HSBC Advance banking customers) - S$192.60 thereafter
S$30,000
Get free Samsonite T5 68cm Spinner luggage worth S$560. Simply make S$800 in qualifying transactions in the first month of your account. Ends 31 March 2020.

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