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CIMB Visa Infinite Card Review

Enjoy luxurious travel perks and earn up to 2% unlimited cashback on overseas spend.

Designed for those with an appetite for the finer things in life, the CIMB Visa Infinite comes free and offers a host of travel privileges. Whether it’s booking your next trip or making online purchases in foreign currencies, you can earn up to 2% unlimited cashback when you transact in these spending categories.

All other eligible spends will also earn you 1% cashback. To sweeten the deal, you can also expect other luxurious travel perks such as complimentary airport lounge access and a concierge service.

Read on to work out if the CIMB Visa Infinite card is the right match for you and your lifestyle.

Finder does not currently have access to this credit card provider. Please review the product details, application criteria and terms and conditions on the provider website if you are considering applying for this product.

Benefits of using the CIMB Visa Infinite Card

Some of the main perks of this credit card from CIMB include:

  • Unlimited 2% cashback on all travel and foreign exchange expenses. Earn 2% cashback from all online spend in foreign currencies, overseas and travel category transactions when you meet a minimum spend of S$2,000 within a statement month. There’s also no cap on the total amount of cashback you can earn.
  • Unlimited 1% cashback on all retail spend. For all other eligible spends, you’ll earn 1% cashback with no monthly cap nor minimum qualifying spend.
  • Free airport lounge access. Relax before your flight with 3 complimentary lounge access at over 1,000 airports worldwide. To redeem your free passes, simply download the “Airport Companion” app and register for a DragonPass membership account.
  • Complimentary travel insurance of up to S$1 million. You and your family will be automatically covered for your trip when you charge your full travel fares to your CIMB Visa Infinite card.
  • Travel perks. Enjoy up to 25% discounts at selected dining outlets in airports worldwide, 5% off airport limousine transfers in 300 cities, and 5% discount on Meet & Greet services at 120 airports.
  • Transit ready with SimplyGo. Avoid the hassle of carrying extra cards or queuing up to reload your balance with your SimplyGo-enabled CIMB Visa Infinite card. Simply tap your card, mobile or wearable payment (Apple Pay, Fitbit Pay, Google Pay and Samsung Pay) on the contactless terminal to pay for your bus or train fare.
  • Free for life. Both principal and supplementary cards do not come with any annual fees.

Features of the CIMB Visa Infinite Card

Here are the features you should consider when looking at the CIMB Visa Infinite card.

  • Sign-up offer. Receive S$120 cash credit when you apply for a CIMB credit card and spend a minimum of S$500/month for two months. T&Cs apply. Ends 31 Oct 2021.
  • CIMB 0% i.Pay Plan. Split your big-ticket purchases with 6, 12 or 24 months interest-free instalment plans. A one-time processing fee of 3% of transaction amount applies for 6- or 12-month tenures and 5% of the transaction amount applies for 24-month tenure. Read more about how credit card interest rates work.
  • Exclusive CIMB deals. If you travel frequently to Malaysia and Indonesia, you can benefit from CIMB’s exclusive network of over 1,000 partners across dining, retail and lifestyle.
  • Golfing privileges. Take advantage of complimentary green fees when you tee-off at 108 participating golf clubs in 16 counties with a minimum spend of S$2,000. Terms and conditions apply, so make sure to check your eligibility before booking a game.
  • Personal concierge. CIMB also offers a personal concierge where card-holders are promised to be served round the clock – anytime, anyday. The concierge will tend to your requests for private jet flight arrangements, rental of yachts or limousines and even food recommendations wherever you are.

How to apply for the CIMB Visa Infinite Card

You can apply for the CIMB Visa Infinite card conveniently online. If you’re a SingPass holder, simply apply via MyInfo to retrieve your personal details and income information. Otherwise, you can also manually complete an online application which will only take approximately 10 minutes.

Before you get started, make sure you meet the eligibility requirements and have all the required documents details on hand.

Eligibility criteria

  • Earn at least S$120,000 p.a. if you’re a Singaporean or permanent resident;
  • Fixed deposit collateral of at least S$50,000 if you don’t meet the income requirements
  • Have a good credit rating
  • Be at least 21 years of age

Required documents

Frequently asked questions

Bottom line

Targetted at frequent travellers who prefers a straightforward cashback scheme instead of miles rewards, the CIMB Visa Infinite card is definitely worth considering. With no annual fees, you need not worry about whether your savings would outweigh the cost of the card. However, there are similar cards that may offer better perks or extra savings depending on your lifestyle. So make sure to compare your options to find one that is ideal for you before applying.

Compare other credit cards in Singapore

Name Product Reward Cashback Offer Annual Fee Min Income - Singaporean and PR
HSBC Revolution Credit Card
Earn up to 10X Reward points or 4 miles per S$1 spent on qualifying purchases.
Receive up to S$200 cashback. T&Cs apply. Ends 31 Oct 2021.
S$0 annual fee
S$30,000
New cardholders will be awarded with up to S$200 cashback, S$50 cashback for one qualifying transaction and S$120 cashback upon S$500 minimum spend. Receive an additional S$30 cashback when you apply online with MyInfo via SingPass. Existing HSBC credit cardholders are eligible to receive S$60 cashback. T&Cs apply. Ends 31 Oct 2021.
POSB Everyday Card
Enjoy up to 8% cash rebates on daily essentials such as groceries and online food delivery
Get S$200 cashback with promo code ‘200CASH' when you apply online. T&Cs apply
S$0 annual fee for the first 1 year and S$192.60 thereafter
S$30,000
Get S$200 cashback with promo code ‘200CASH' when you apply online via digibank or Myinfo with Singpass and charge a minimum of S$800 within 60 days from card approval date. T&Cs apply. Valid until 30 Sep 2021.
UOB PRVI Miles American Express Card
Earn 1.4 miles for every S$1 spent locally and 2.4 miles for every S$1 spent overseas.
Get up to S$300 cash credit when you apply. T&Cs apply.
S$0 annual fee for the first 1 year and S$256.80 thereafter
S$30,000
Enjoy up to 20,000 bonus miles if you charge S$50,000 to your card in a year. Apply today and enjoy free transfers to Changi Airport.
HSBC Visa Platinum Credit Card
Earn 1 Reward point for every $1 on all spend.
Up to 5% cash rebates on groceries, dining and fuel with minimum monthly spend of at least S$600.
S$0 annual fee for the first 2 years and S$192.60 thereafter
S$30,000
New cardholders will be awarded with up to S$200 cashback, S$50 cashback for one qualifying transaction and S$120 cashback upon S$500 minimum spend. Receive an additional S$30 cashback when you apply online with MyInfo via SingPass. Existing HSBC credit cardholders are eligible to receive S$60 cashback. T&Cs apply. Ends 31 Oct 2021.
KrisFlyer UOB Credit Card
Earn 3 KrisFlyer miles per S$1 when you spend with Singapore Airlines, Scoot and KrisShop and 1.2 KrisFlyer miles per S$1 on all other spend.
Receive up to 3,000 miles and up to S$300 cash credit when you apply for a new credit card and spend at least S$1,500 within 30 days from card approval date.
S$0 annual fee for the first 1 year and S$192.60 thereafter
S$30,000
Receive up to 3,000 miles and up to S$300 cash credit when you apply for a new credit card and spend at least S$1,500 within 30 days from card approval date. T&C apply. Ends 30 Sep 2021.
UOB EVOL Card
Enjoy a wide variety of discounts and cashback rebates on dining, entertainment, online shopping and travel.
Up to 8% cashback on online and mobile contactless spend.
S$192.60 annual fee
S$30,000
Receive up to S$300 cash credit when you apply for a new UOB EVOL Credit Card and spend a minimum of S$1,500 within 30 days from card approval date. First 100 successful applicants. T&Cs apply. Ends 30 Sep 2021.
UOB Lady's Card
Earn 10X UNI$ (or 20 miles) per S$5 spent on a chosen spending category with no min. spend required, and 1X UNI$ (or 2 miles) on other purchases.
Receive up to S$300 cash credit when you apply for a new credit card. T&C apply.
S$0 annual fee for the first 1 year and S$192.60 thereafter
S$30,000
Receive up to S$300 cash credit (for first 100 successful UOB personal credit card applications) when you apply for a new credit card and spend at least S$1,500 within 30 days from card approval date. T&C apply. Ends 30 Sep 2021.
HSBC Advance Credit Card
Receive up to S$200 cashback when minimum spend requirements are met.
Enjoy up to 3.5% cashback on all purchases with no minimum spend
S$0 annual fee for the first 1 year (permanently waived for HSBC Advance banking customers) and S$192.60 thereafter
S$30,000
New cardholders will be awarded with up to S$200 cashback. S$50 cashback for one qualifying transaction and S$120 cashback upon S$500 minimum spend. Receive an additional S$30 cashback when you apply online with MyInfo via SingPass. Existing HSBC credit cardholders are eligible to receive S$60 cashback. T&Cs apply. Ends 31 Oct 2021.
UOB One Credit Card
Receive up to S$300 cash credit when you apply for a new credit card and spend at least S$1,500 within 30 days from card approval date.
Up to 10% cashback with some merchants including Grab,7-Eleven and Cold Storage; 6% for Singapore Power Utilities bills; and 5% back on all other retail spending.
S$0 annual fee for the first 1 year and S$192.60 thereafter
S$30,000
Receive up to S$300 cash credit (for first 100 successful UOB personal credit card applications) when you apply for a new credit card and spend at least S$1,500 within 30 days from card approval date. T&Cs apply. Ends 30 Sep 2021.
American Express Singapore Airlines KrisFlyer Ascend Credit Card
Earn 1.2 KrisFlyer miles per S$1 spent on local purchases, with no cap.
N/A
S$337.05 annual fee
S$50,000
Get a complimentary stay at Sofitel Singapore Sentosa Resort & Spa, Luxury Room (worth up to S$460++) when you spend S$5,000 within the first three months and an additional 10,000 KrisFlyer miles if you are new to American Express. T&Cs apply. Ends 30 Sep 2021.
UOB PRVI Miles Visa Card
6 air miles for every S$1 spent through Expedia, Agoda and UOB Travel
Receive up to S$300 cash credit when you apply for a new credit card and spend at least S$1,500 within 30 days from card approval date.
S$0 annual fee for the first 1 year and S$256.80 thereafter
S$30,000
Receive up to S$300 cash credit (for first 100 successful UOB customers applications) when you apply for a new credit card and spend at least S$1,500 within 30 days from card approval date. T&C apply. Ends 30 Sep 2021.
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