RentalCover.com offers comprehensive insurance plans so you can avoid being ripped off when you make a claim on your rental vehicle. You should only need to cover the cost of repairs upfront before RentalCover.com refunds this to your account following a straightforward claims process. This means you can enjoy peace of mind that you’ll be covered against the cost of a range of motor-related incidents while you’re on holiday.
Today RentalCover.com operates in five countries across the globe, including Singapore. Here’s what you need to know about the motor insurance offered via RentalCover.com.
Compare car insurance via RentalCover.com and apply securely
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RentalCover.com is owned and run by Cover Genius, an insurer with an international footprint. Cover Genius was founded in 2014 and today distributes insurance products in Singapore, the United States, the UK, Canada and Australia.
Features of RentalCover.com car insurance
Flexible insurance. With RentalCover.com, you can get cover for cars, motorhomes, campervans, 4x4s and minibuses. This provider’s worldwide cover can be cancelled at any time and for any reason, including Coronavirus.
Comprehensive cover. The insurance you get offered at a rental car depot is unlikely to cover you in full. This is where RentalCover.com steps in.
Pay S$0 excess. While you typically pay costs up-front to your rental car provider, you won’t have to pay again when you make a claim with RentalCover.com to get these expenses refunded.
Longer-term rentals. You can get rentals for longer than 30 days to cover extended trips.
Straightforward claims process. This provider offers a quick, hassle-free payment system. According to RentalCover.com’s website, 95% of claims get approved “without question”. What’s more, payment is completed quickly by electronic transfer.
Before signing up with RentalCover.com, it’s important to read the full terms and conditions of each policy. This is so you’re aware of any exclusions and understand what conditions and/ or limits apply to each accident linked to your vehicle.
What could RentalCover.com offer cover for?
RentalCover.com offers insurance that gives comprehensive protection for a range of unexpected incidents on the road. These include damages which are often excluded by rental companies. With RentalCover.com, a plan may include cover for:
Theft and vandalism
Towing / Roadside assistance
Damages to your vehicle’s roof and underbody, including scratches; cracked windshields; damaged headlights; flat tyres; and more
Claim fees or other administration costs linked to your repair bill, including fees for loss of use
Typically you just need to pay a daily or weekly rate for your cover, and there’s no excess to pay on a claim made via RentalCover.com. Keep in mind that what you are covered for will depend on the type of plan you choose.
How to make a claim
All claims must be submitted online via a claim form on this provider’s website. This should be done as soon as possible after your vehicle has been returned.
To make a claim, you’ll typically need to attach the following documents:
A copy of your rental agreement
A photo of your driving licence
Your credit card statement with the final rental company charges
Written correspondence between you and the rental company
Your final invoice, from the rental company
A photo of a Police Report (if applicable)
RentalCover.com aims to process a claim within three business days and offers support, 24/7. How fast you can expect to be paid out will depend on circumstances, including where you live and where you drove to.
Frequently asked questions
Be aware of transaction fees if you need to make a claim overseas. RentalCover.com won’t cover your currency conversion costs, and other credit card charges may apply. In practical terms, this means you’re likely to see a charge from the rental depot which is slightly more on your credit card statement than the amount you get back from RentalCover.com (assuming your claim’s successful).
While it’s true that may credit cards on the market do offer insurance as standard, the level of coverage for a rental car is unlikely to be enough to meet the wide range of potential damages to your vehicle. Also, RentalCover.com offers cover for other rented vehicles that your personal car insurance or credit card may exclude, such as specialist vehicles like campervans or motorhomes.
An excess payment is a contribution you need to pay toward a claim you make on your car insurance.
James Martin is a senior writer at Finder. He has written on a range of finance and business topics for over five years and his work has been featured in publications including The Irish Times, Companies 100, In Business and Q Magazine (UK). As a trained journalist, James can drill into the finer details of financial products to help you save time and money. In his spare time, James is a committed sports fan, novel reader and Thai food enthusiast.
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