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If you’re looking for comprehensive cover for you and your vehicle, MSIG Car Insurance offers two policies to help you get on the road. Read on to find out the difference between the two core plans which are available with MSIG. Plus, learn about the common exclusions to be aware of.
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MSIG’s most comprehensive plan offers the highest protection against a range of road incidents, and included damages to third party property and for bodily injury to others. It’ll also cover vandalism, while you’ll also be compensated for any loss or damage to your vehicle after an accident, as well as from fire, theft, civil unrest or natural disasters. The reimbursement will be paid up to the market value of the insured vehicle at the time of loss or damage.
The MotorMax plan provides a similar amount of comprehensive cover to MotorMax Plus. However, you’ll have to repair your car at one of MSIG’s authorised workshops. In terms of personal accident benefits, this plan only covers you up to $20,000 compared with the $100,000 offered by the MotorMax Plus plan.
There are a list of typical exclusions which will apply to your MSIG Car Insurance policy. These exclusions include events such as:
An additional Young and/or Inexperienced Driver Excess of $3,000 applies for any person (other than the main Policyholder) making a claim on your vehicle, who is under 27 years old and/or has held a valid driving licence for two years or less.
Check your policy wording carefully so that you are aware of any standard excess payments you’ll need to make, as a contribution towards a claim after an accident or a breakdown.
If you suffer an accident, for insurance purposes you must report it to MSIG and bring your vehicle to an authorised workshop for inspection within 24 hours or by the next working day. To file a claim with MSIG, you’ll need to visit an authorised workshop or IDAC centre – this provider does not let you submit a motor claims form online.
With a presence in Singapore for over 100 years, MSIG is a well-trusted brand in Singapore and one of Asia’s leading general insurers. The brand is one of the few foreign‑based general insurers who offer a wide range of personal and commercial insurance solutions. If you’re looking for a reliable car insurer, MSIG Car Insurance is worth considering, especially if you are looking for a comprehensive car insurance policy. Since there are a number of car insurers in Singapore, it is always good to take your time to compare across the different brands to find a solution catered to your needs.
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