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How to buy UOB (U11) shares

Learn how to easily invest in UOB shares.

United Overseas Bank Limited is a banks-regional business based in Singapore. UOB shares (U11) are listed on the SG and all prices are listed in Singapore Dollar. UOB employs 24,571 staff and has a trailing 12-month revenue of around S$8.2 billion.

How to buy shares in UOB

  1. Compare share trading platforms. Use our comparison table to help you find a platform that fits you.
  2. Open your brokerage account. Complete an application with your details.
  3. Confirm your payment details. Fund your account.
  4. Research the stock. Find the stock by name or ticker symbol – U11 – and research it before deciding if it's a good investment for you.
  5. Purchase now or later. Buy your desired number of shares with a market order or use a limit order to delay your purchase until the stock reaches a desired price.
  6. Check in on your investment. Optimize your portfolio by tracking your stock.

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How has Coronavirus impacted UOB's stock price?

Since the stock market crash in March caused by coronavirus, UOB's stock price has had significant positive movement.

Its last market close was S$25.76, which is 0.31% up on its pre-crash value of S$25.68 and 49.07% up on the lowest point reached during the March crash when the stocks fell as low as S$17.28.

If you had bought S$1,000 worth of UOB stocks at the start of February 2020, those stocks would have been worth S$694.54 at the bottom of the March crash, and if you held on to them, then as of the last market close they'd be worth S$1,018.29.

Is it a good time to buy UOB stock?

The technical analysis gauge below displays real-time ratings for the timeframes you select. This is not a recommendation, however. It represents a technical analysis based on the most popular technical indicators: Moving Averages, Oscillators and Pivots. Finder might not concur and takes no responsibility.

This chart is not advice or a guarantee of success. Rather, it gauges the real-time recommendations of three popular technical indicators: moving averages, oscillators and pivots. Finder is not responsible for how your stock performs.

UOB shares at a glance

Information last updated 2021-09-11.
Latest market closeS$25.76
52-week rangeS$18.16 - S$26.41
50-day moving average S$26.03
200-day moving average S$25.88
Wall St. target priceS$30.89
PE ratio 13.1797
Dividend yield S$0.99 (3.89%)
Earnings per share (TTM) S$1.95

UOB stock price (SG: U11)

Use our graph to track the performance of U11 stocks over time.

UOB price performance over time

Historical closes compared with the close of S$25.76 from 2021-09-17

1 week (2021-09-10) 0.08%
1 month (2021-08-18) -1.23%
3 months (2021-06-18) -0.31%
6 months (2021-03-18) 0.59%
1 year (2020-09-18) 34.10%
2 years (2019-09-18) -0.54%
3 years (2018-09-18) 25.93
5 years (2016-09-16) 36.59%

Is UOB under- or over-valued?

Valuing UOB stock is incredibly difficult, and any metric has to be viewed as part of a bigger picture of UOB's overall performance. However, analysts commonly use some key metrics to help gauge the value of a stock.

UOB's P/E ratio

UOB's current share price divided by its per-share earnings (EPS) over a 12-month period gives a "trailing price/earnings ratio" of roughly 13x. In other words, UOB shares trade at around 13x recent earnings.

UOB's PEG ratio

UOB's "price/earnings-to-growth ratio" can be calculated by dividing its P/E ratio by its growth – to give 0.7125. A low ratio can be interpreted as meaning the shares offer better value, while a higher ratio can be interpreted as meaning the shares offer worse value.

The PEG ratio provides a broader view than just the P/E ratio, as it gives more insight into UOB's future profitability. By accounting for growth, it could also help you if you're comparing the share prices of multiple high-growth companies.

UOB financials

Revenue TTM S$8.2 billion
Operating margin TTM 46.67%
Gross profit TTM S$7.6 billion
Return on assets TTM 0.77%
Return on equity TTM 8.2%
Profit margin 41.29%
Book value S$23.65
Market capitalisation S$43.2 billion

TTM: trailing 12 months

UOB's environmental, social and governance track record

Environmental, social and governance (known as ESG) criteria are a set of three factors used to measure the sustainability and social impact of companies like UOB.

When it comes to ESG scores, lower is better, and lower scores are generally associated with lower risk for would-be investors.

UOB's total ESG risk score

Total ESG risk: 27.4

Socially conscious investors use ESG scores to screen how an investment aligns with their worldview, and UOB's overall score of 27.4 (as at 12/31/2018) is nothing to write home about – landing it in it in the 46th percentile of companies rated in the same sector.

ESG scores are increasingly used to estimate the level of risk a company like UOB is exposed to within the areas of "environmental" (carbon footprint, resource use etc.), "social" (health and safety, human rights etc.), and "governance" (anti-corruption, tax transparency etc.).

UOB's environmental score

Environmental score: 5.35/100

UOB's environmental score of 5.35 puts it squarely in the 6th percentile of companies rated in the same sector. This could suggest that UOB is a leader in its sector terms of its environmental impact, and exposed to a lower level of risk.

UOB's social score

Social score: 17.03/100

UOB's social score of 17.03 puts it squarely in the 6th percentile of companies rated in the same sector. This could suggest that UOB is a leader in its sector when it comes to taking good care of its workforce and the communities it impacts.

UOB's governance score

Governance score: 16.03/100

UOB's governance score puts it squarely in the 6th percentile of companies rated in the same sector. That could suggest that UOB is a leader in its sector when it comes to responsible management and strategy, and exposed to a lower level of risk.

UOB's controversy score

Controversy score: 2/5

ESG scores also evaluate any incidences of controversy that a company has been involved in. UOB scored a 2 out of 5 for controversy – the second-highest score possible, reflecting that UOB has, for the most part, managed to keep its nose clean.

UOB share dividends


Dividend payout ratio: 2.51% of net profits

Recently UOB has paid out, on average, around 2.51% of net profits as dividends. That has enabled analysts to estimate a "forward annual dividend yield" of 3.85% of the current stock value. This means that over a year, based on recent payouts (which are sadly no guarantee of future payouts), UOB shareholders could enjoy a 3.85% return on their shares, in the form of dividend payments. In UOB's case, that would currently equate to about S$0.99 per share.

While UOB's payout ratio might seem low, this can signify that UOB is investing more in its future growth.

The latest dividend was paid out to all shareholders who bought their shares by 15 August 2021 (the "ex-dividend date").

UOB share price volatility

Over the last 12 months, UOB's shares have ranged in value from as little as S$18.1563 up to S$26.4076. A popular way to gauge a stock's volatility is its "beta".

U11.SG volatility(beta: 1)Avg. volatility(beta: 1.00)LowHigh

Beta is a measure of a share's volatility in relation to the market. The market (SG average) beta is 1, while UOB's is 0.9983. This would suggest that UOB's shares are less volatile than average (for this exchange).

UOB overview

United Overseas Bank Limited, together with its subsidiaries, provides banking products and services. The company's Group Retail segment provides deposits, insurance, card, wealth management, investment, and loan and trade financing products for personal and small enterprise customers. Its Group Wholesale Banking segment offers financing, trade, cash management, and capital markets solutions, as well as advisory and treasury products for medium and large enterprises, local corporations, multi-national corporations, financial institutions, government-linked entities, financial sponsors, and property funds. The company's Global Markets segment provides foreign exchange, interest rate, credit, commodities, equities, and structured investment products; and manages funding and liquidity. Its Other segment offers investment management, property, and insurance services. The company also provides mobile and internet banking services. It operates through a network of approximately 500 branches, including wealth and privilege banking centres, private bank suites, business and commercial banking centres, and offices in 19 countries and territories in the Asia Pacific, Europe, and North America; and approximately 1.

Frequently asked questions

Disclaimer: This information should not be interpreted as an endorsement of futures, stocks, ETFs, CFDs, options or any specific provider, service or offering. It should not be relied upon as investment advice or construed as providing recommendations of any kind. Futures, stocks, ETFs and options trading involves substantial risk of loss and therefore are not appropriate for all investors. Trading CFDs and forex on leverage comes with a higher risk of losing money rapidly. Past performance is not an indication of future results. Consider your own circumstances, and obtain your own advice, before making any trades.

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