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S$0 annual fee for the first 1 year
Best for travel: American Express Singapore Airlines KrisFlyer Credit Card
and S$176.55 thereafter
Best for hotels: American Express Singapore Airlines KrisFlyer Ascend Credit Card
Best for dining and entertainment: HSBC Revolution Credit Card
Best for travel and petrol: Citi PremierMiles Card
S$0 annual fee for the first 1 year
Before deciding which is the best credit card for you, there are several key factors you need to consider.
You should first consider whether you prefer to directly earn KrisFlyer miles or want flexible points redemption. While the Singapore Airlines KrisFlyer frequent flyer program has a wide range of rewards available, other credit cards such as Citi Bank also offer extensive rewards programs that may be more suitable if flexibility is important to you. When you’re comparing credit cards, always check when your miles will expire and whether there is a cap on the miles you can earn.
Consider the additional perks on offer such as welcome gifts and bonus sign-up miles, which can significantly help boost your points balance quickly. If luxury travel benefits are important to you, you should weigh up whether your chosen card offers complimentary lounge access, hotel stays, overseas travel insurance coverage, limousine, concierge and other services. For those who frequently make bookings through online merchants such as Agoda, Expedia or Grab, look out for specific card promotions available with external partners, which could help you earn points at an accelerated rate.
You can earn KrisFlyer miles either directly when you make purchases with a card that earns KrisFlyer miles, by transferring reward points to the Singapore Airlines KrisFlyer program or by flying with Singapore Airlines. You can also accumulate KrisFlyer miles by flying with any Singapore Airlines KrisFlyer travel partner, including Star Alliance partner airlines, JetBlue and Scoot flights.
The KrisFlyer program also has over 200 non-airline partners across car rental, hotels, hotel bookings, banks, transport, food delivery and retail. Ensure you provide your KrisFlyer membership number whenever you make bookings with partner services so your miles can be applied. If you want to stay at a KrisFlyer hotel partner, you’ll have to sign up to the hotel loyalty program first before you can earn KrisFlyer miles on these bookings. For those who are already members of a hotel loyalty program, you can also convert these loyalty points into KrisFlyer miles.
To maximise the KrisFlyer miles you earn, make sure to follow the following four rules:
To take advantage of KrisFlyer miles, you’ll first need to sign up to membership via the KrisFlyer loyalty program. It’s free to join and you can apply in a matter of minutes on Singapore Airline’s website. Once your application is approved you can start earning miles straight away.
Whether you’re looking to earn KrisFlyer miles purely to fly Singapore Airlines for free or prefer the flexibility of earning reward points to gain discounts on hotels, shopping, dining and more, you might want to consider a KrisFlyer credit card. If you’re ready to find the best KrisFlyer credit card for you, start comparing your options above.Back to top
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