Finder is committed to editorial independence. While we receive compensation when you click links to partners, they do not influence our content.
With credit cards, you can access a wide array of deals and complimentary extras that cut the cost of your travel. Such perks such as free travel insurance, lounge passes, airport transfers, and more. Read on if you’re on the hunt for the best credit card for travel promotions.
If you’re a globetrotter who travels frequently for business or pleasure, owning a travel card can help you score free travel perks. Some of the benefits and privileges you can expect from owning a travel credit card include:
Keeping these details in mind can help you avoid extra charges and hassles when you’re using a credit card overseas.
There are a lot of credit cards available in Singapore that offer many travel-related perks, ranging from free travel to achieving elite member status with hotels and airlines. However, every traveller has unique reward goals, so consider your priorities when choosing a travel rewards card. Here are some tips to consider:
When you’re overseas, it’s always a good rule of thumb to have more than one travel money option for extra flexibility and security. Some other options you can consider include:
Following these precautions should help ensure your trip runs smoothly:
Taking a little time to choose your travel money options – including any credit card travel promotions – before you leave can help you avoid extra costs and unforeseen issues, meaning you can spend more time enjoying your trip with peace of mind.
Are there requirements I need to meet to get complimentary credit card travel insurance?
This depends on the card and the complimentary insurance policy. Check your credit card’s complimentary insurance policy document or contact your issuer directly to find out exactly what’s required and the type of cover available. Plus, you’ll want to be aware of exactly how much cover you’ll actually get – as you may find a free travel insurance deal won’t offer you full coverage against the risks you may face on your trip.
Is there any catch for credit card welcome bonuses?
Yes, credit card welcome bonuses are typically reserved for new sign-ups only. This means that you either never owned a card from that bank, or have cancelled your card at least 12 months ago. Some credit card issuers also require you to hit a minimum spend (for example, S$500 in the first month) before you’re qualified for the freebies. If you’re unsure about your eligibility for the credit card’s introductory freebies, be sure to check the terms and conditions before applying.
Is there a drawback to signing up for more credit cards?
Many cardholders are tempted to sign up for extra credit cards just for the welcome bonuses without considering that having too many cards may bring unintended consequences. With any additional credit cards that you don’t utilise, you may find yourself not having the time to keep track of them, causing you to be more susceptible to credit card fraud and incurring an annual fee if you forget to cancel them after the first year. Also, having too many unused credit cards may also affect your credit score.Back to top
Benefit from up to S$200,000 protection against female-related cancers and a range of health benefits when you save with the UOB Lady’s Savings Account.
Earn boosted interest rates on the first S$80,000 of your Standard Chartered Bonus$aver account balance when you engage in any one (or more) of the five eligible categories.
Benefit from higher interest rates as you maintain or grow your monthly balance with UOB Stash Account.
Benefit from 1% cashback, low-cost FX payments and seamless expense management with the Instarem Amaze card.
Learn more about YouTrip, Revolut and Wise before deciding which one of these multicurrency wallets is most suitable for you.
DBS Multi-Currency Accounts and YouTrip are two of the top options in the local multi-currency space. Compare their features, fees and more to see which is best for you.
We’ve compared the top challenger banks to help you figure out what’s the best alternative since N26 is not available in Singapore.
Both prepaid cards and credit cards give you the option to shop with ease – here’s how they compare.
There are a number of cards and banking apps similar to Revolut that you can use in Singapore, so we’ve put together a list and compared their features for you.
With the Canvas prepaid card and app, both your kids and domestic workers can benefit from more independence over pocket money and household expenses.
finder.com is an independent comparison platform and information service that aims to provide you with the tools you need to make better decisions. While we are independent, the offers that appear on this site are from companies from which finder.com receives compensation. We may receive compensation from our partners for placement of their products or services. We may also receive compensation if you click on certain links posted on our site. While compensation arrangements may affect the order, position or placement of product information, it doesn't influence our assessment of those products. Please don't interpret the order in which products appear on our Site as any endorsement or recommendation from us. finder.com compares a wide range of products, providers and services but we don't provide information on all available products, providers or services. Please appreciate that there may be other options available to you than the products, providers or services covered by our service.