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When you apply for a credit card, you may be required to meet a minimum annual income requirement to be approved. A card with a “high” income requirement could range between around S$50,000 and S$500,000 per year. They’re suited to people who regularly spend with a credit card, will repay their balance in full each month, and can take full advantage of the premium card’s features to justify the annual fee.
There are several types of premium credit cards that high income earners should consider applying for. While you may seek a prestige card to be treated like a VIP, it’s worthwhile considering whether a cashback, miles or travel card may suit your finances, spending habits and lifestyle better.
While every credit card provides a unique mix of benefits, here are some important premium card features that high income earners should generally look out for.
Before deciding which is the right credit card for you, there are several key factors you need to consider.
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