GoBear is now part of Finder

Aspire Corporate Card Review

Enjoy the lowest FX rates and earn up to 1% cashback on your digital spend with this card.

The Aspire Corporate Card is a free virtual debit card linked to an Aspire Business Account. Cardholders can take advantage of 0.7% FX fees and earn up to 1% cashback on digital spends (online marketing and SaaS) at qualifying merchants including Facebook, Google, Hubspot and Slack.

Find out more about the Aspire Corporate Card in our review.

No reviews yet. Write a review


Annual Fee


Effective Interest Rate


Min Income - Singaporean and PR


Product NameAspire Corporate Card
RewardEnjoy exclusive perks and discounts with Aspire's extensive range of partners, redeemable at anytime
Effective Interest Rate0%
Go to site
More Info

Benefits of using an Aspire Corporate Card

Some of the main benefits of this card are:

  • Up to 1% cashback on digital spend. Earn up to 1% cashback on select online marketing and SaaS with a minimum of $5,000 category spend per month.
  • No annual fee. Take advantage of all card perks without having to pay any annual fee. There’s also no minimum spending required for this card.

Features of the Aspire Corporate Card

Here are the other key features to consider when you’re comparing the Aspire Corporate card with other options.

  • Advanced fraud protection. The card is equipped with measures to help safeguard your card and PIN from any unauthorised transactions.
  • Foreign exchange fees. Transact in over 40+ currencies at the visa exchange rate with a low, transparent fee of 0.7%. Aspire also indicated on their website that transacting with its card can be up to 4 times cheaper than transferring through banks.
  • Real-time notifications. Keep track of your business spending with real-time notifications on-the-go.
  • Eligible for Google Pay (Apple Pay Coming soon). Add your Aspire Corporate Card to Google Pay for the added convenience of tap-and-go payments.

Which are the vendors that qualify for cashback rewards?

Only eligible online marketing and SaaS transactions from the following merchants will qualify for cashback:

Online Marketing

  • Facebook Advertising
  • Google Advertising
  • LinkedIn Advertising


  • Amazon Web Services
  • Active Campaign
  • Google Suite
  • Hellosign
  • Hubspot
  • Intercom
  • Mailchimp
  • Mixpanel
  • Notion
  • Quickbooks
  • Salesforce
  • Segment
  • Sendgrid
  • Shopify
  • SignNow
  • Slack
  • Typeform
  • Xero
Note: The list of qualifying merchants was gathered in September 2020 are subject to change at Aspire’s discretion.

How to apply for the Aspire Corporate Card

To apply for the Aspire Card, you’ll need to sign up for an Aspire business account. The registration process typically takes around 5 minutes and accounts are approved within 2 working hours. Once you’ll successfully created the account, you’ll receive your virtual Aspire card immediately.

Before applying, make sure that you meet the following eligibility requirements and have the necessary documents on hand:

Eligibility criteria

To open an Aspire Business Account, you’ll need to meet the following criteria:

  • ACRA-registered business
  • Have a corporate bank account that is active for at least 6 months

Documents required

  • Applicant’s personal information and contact number
  • Business Registration Number (UEN)
  • Latest 3 months’ corporate bank statements
  • Credit Bureau Singapore (CBS) report. If you don’t have it, you may purchase it for S$6.42 (inclusive of GST) from CBS’ website.

What’s more, if you integrate your Lazada, Shopify, Shopee, Xero or Quickbooks account when registering for an AspireAccount, you’ll be required to upload even fewer documents, and will see your approval timing shortened dramatically.

Bottom line

If your business requires substantial digital advertising budgets, the Aspire Corporate Card may be ideal for you. With no annual fees or minimum spend, this card is free to use and give back up to 1% of your online marketing and SaaS expenditure. In addition, Aspire’s low foreign transaction fees of 0.7% makes it a competitive option over other similar corporate cards in the market, which can be as high as 3.25%.

However, do note that expenses in other categories outside digital spends will not be eligible for any cashback rewards. So if your company don’t have a strong focus on online services, you may want to compare other business cards and find one that suits your needs.

Name Product Reward Cashback Offer Annual Fee Min Income - Singaporean and PR
Aspire Corporate Card
Enjoy exclusive perks and discounts with Aspire's extensive range of partners, redeemable at anytime
1% Cashback for qualified spend of above S$5,000. T&Cs apply
S$0 annual fee
A corporate debit card for SMEs and Startups with no annual fee and low FX fees. Enjoy 1% cashback on marketing and SaaS spend. T&Cs apply.

Compare up to 4 providers

Back to top

Ask Finder

You are about to post a question on finder.com:

  • Do not enter personal information (eg. surname, phone number, bank details) as your question will be made public
  • finder.com is a financial comparison and information service, not a bank or product provider
  • We cannot provide you with personal advice or recommendations
  • Your answer might already be waiting – check previous questions below to see if yours has already been asked
Finder only provides general advice and factual information, so consider your own circumstances, or seek advice before you decide to act on our content. By submitting a question, you're accepting our Terms and Privacy Policy.

One Comment

    Default Gravatar
    January 6, 2021

    Hello, I would like to ask if The Aspire Corporate Card allows the cash withdrawal at ATM? Thank you.

Go to site