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American Express Singapore Airlines KrisFlyer Ascend Credit Card Review
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Earn more miles every time you spend with the American Express Singapore Airlines KrisFlyer Ascend credit card.
Currently, you can earn 15,000 KrisFlyer miles on your first use of the card, and a further 15,000 KrisFlyer miles when you spend S$10,000 in your first 3 months of card membership.
Additionally receive 24,000 KrisFlyer miles based on 1.2 KrisFlyer miles per S$1 spent locally. The card also earns 2 KrisFlyer miles for every S$1 equivalent foreign spend on eligible purchases during the months of June and December.
S$337.05
Annual Fee
26.9%
Effective Interest Rate
S$50,000
Min Income - Singaporean and PR
Details
| Product Name | American Express Singapore Airlines KrisFlyer Ascend Credit Card |
|---|---|
| Reward | For every S$1 spent, get up to 1.2 KrisFlyer miles on all eligible purchases, 2 miles in foreign currency spent overseas (June and December) and 3.2 miles on Grab Singapore transactions (up to S$200 spend in each calendar month). |
| Effective Interest Rate | 26.9% |
| Interest Free Period | Up to 22 days |
| Maximum Credit Limit | Up to 4X of monthly income |
| Minimum Monthly Repayment | 3% of outstanding balance or S$50, whichever is higher |
| More Info |
Review of the American Express Singapore Airlines KrisFlyer Ascend Credit Card
A step up from the standard American Express Singapore Airlines KrisFlyer product, the Ascend credit card brings an accelerated mile earning rate as well as additional perks and benefits. The annual fee is higher, at S$337.05 for the main cardmember, but the increased miles earning rate and additional benefits can compensate for the increase.
Travel benefits on this card include a higher mile earning rate at 2 KrisFlyer miles per S$1 when you spend in-flight and online with singaporeair.com, SingaporeAir mobile app, silkair.com and KrisShop. Simultaneously, you also get to earn 2 miles for every S$1 equivalent in foreign currency spent overseas during the months of June and December. Cardholders also get one complimentary night at any one of 160 Hilton properties in Asia Pacific, complimentary membership to Hertz Gold Plus Rewards as well as discounted rental on Wi-Fi routers via Changi Recommends.
Benefits of the American Express Singapore Airlines KrisFlyer Ascend Credit Card
Accompanying this credit card are several attractive benefits that are ideal for frequent travellers, including:
- Earn miles as you spend. You can get 1.2 KrisFlyer miles for each S$1 you spend, as long as it’s an eligible transaction, but almost all point of sale and online retail transactions qualify. Some transactions earn even more miles: every S$1 spent online and in-flight with singaporeair.com, SingaporeAir mobile app, silkair.com and KrisShop earns you 2 KrisFlyer miles, while Grab rides earn 3.2 miles for each S$1 in spend, to a maximum of 640 miles a month.
- Welcome offer. Get 5,000 bonus KrisFlyer miles when you make your first charge to your card.
- Spend Bonus. Earn 15,000 KrisFlyer miles when you spend S$10,000 within the first three months and an additional 12,000 KrisFlyer miles based on 1.2 KrisFlyer miles per S$1 spent locally. Ends 31 January 2020.
- Perks at Hilton Properties. Your card includes complimentary membership of Hilton Honors at Silver tier which includes late checkout and complimentary Internet access. You also receive one free night every year at over 160 Hilton properties located in Asia Pacific.
- Airport lounges. Cardmembers also get 4 complimentary airport lounge access passes every year, allowing free entry to participating SATS Premier lounges in Singapore and Plaza Premium lounges around the world.