American Express CapitaCard Review
Maximise your rewards at CapitaLand malls, including cash rebates and free parking.
Find out why this American Express card could be a great fit if you regularly shop at CapitaLand malls, and like to take advantage of all the usual American Express benefits.
$0 annual fee for 1 year - $172.80 thereafter
Effective Interest Rate
Min Income - Singaporean and PR
|Product Name||American Express CapitaCard|
|Reward||Earn up to 3% rebate (6X STAR$) at participating merchants in CapitaLand Malls in town. An additional 5% rebate (10X STAR$ or 50 STAR$) at participating STAR$ X’tra Partners in CapitaLand Malls.|
|Effective Interest Rate||26.9%|
|Interest Free Period||Up to 22 days|
|Maximum Credit Limit||Up to 4X of monthly income|
|Minimum Monthly Repayment||3% of outstanding balance or $50, whichever is higher|
The American Express CapitaCard lets you earn up to 3% rebate (awarded in 6X STAR$) on your transactions at CapitaLand malls. What’s more, there are a number of different ways to get more out of your CapitaLand mall experience. Plus, you can take advantage of exclusive card membership benefits with American Express. Read on to find out more.
Benefits of the American Express CapitaCard
- Extra rewards at CapitaLand Malls. This card aims to get you maximum rewards on your transactions at this network of CapitaLand malls. Any transactions at a CapitaLand mall will return up to 0.5% rebate (awarded in 1X STAR$) for every $1 spent, up to 1.5% rebate (awarded in 3X STAR$) for eCapitaVoucher purchases, up to 2% rebate (awarded in 4X STAR$) when you shop at participating merchants in CapitaLand Malls in the heartlands and up to 3% rebate (awarded in 6X STAR$) at participating merchants in CapitaLand Malls in town. An additional 5% rebate (awarded in 10X STAR$) when you spend at participating STAR$ X’tra Partners in CapitaLand Malls.
- Free parking when you shop. Meet the $1,200 per calendar month spending requirement and you can park free of charge every day for up to 3 hours. If you spend over $1,800 per month you get access to Privileged Parking lots at CapitaLand malls.
- Annual fee waiver. Your credit card account membership fee is waived for your first year.
- American Express service and benefits. The CapitaCard credit card is issued by American Express so you get all the usual American Express perks, including dining discounts thanks to American Express Invites and savings on accommodation and travel with Live The World.
Features of the American Express CapitaCard Credit Card
This features a solid mix of earnings and perks, with a special focus on getting you more out of every transaction at a CapitaLand mall. Issued by American Express, you get a rounded set of features including top quality service from American Express.
- Annual Fee. You’ll be charged $172.80 (inclusive of GST) every year you renew your card, the first year is free. There is no fee for the first two supplementary cardmembers, thereafter it is $86.40 per supplementary cardmember.
- Apple Pay. Tap and pay with your iPhone when you register your American Express CapitaCard credit card with Apple Pay.
- American Express Global Assist. If you lose your passport while travelling or need immediate professional advice, the Global Assist team will answer your questions around the clock.
Compare the CapitaVoucher rebates you’ll receive with this card to rewards offered by other cards. Make sure you meet the following criteria before you start.
- Minimum income per annum of $30,000 for Singaporeans, $45,000 for expats
- Primary applicant is over 21 – supplementary card applicants must be at least 18 years of age
- Singapore residency required
- A good credit record
- ID card or passport
- Details of income
- Confirmation of address
Once you’ve completed your application you will be requested to upload your supporting documents via the Submit Supporting Documents page.
There are a range of ways to save as you spend with the American Express CapitaCard. In addition to earning 6X STAR$ on your transactions at CapitaLand malls, you also have the chance to earn an additional 10X STAR$ on eligible spend at participating outlets across participating malls through the STAR$ Xtra Partners program. Meet minimum spend requirements and you can also receive complimentary 3 hours of parking, every day, across participating CapitaLand malls.
As an American Express card member you also benefit from exclusive card membership benefits, including American Express Invites. What’s more, this card’s annual fee of $172.80 which is waived for the first year.