American Express CapitaCard Review

Maximise your rewards at CapitaLand malls, including cash rebates and free parking.

Find out why this American Express card could be a great fit if you regularly shop at CapitaLand malls, and like to take advantage of all the usual American Express benefits.

No reviews yet. Write a review

$0 annual fee for 1 year - $172.80 thereafter

Annual Fee

26.9%

Effective Interest Rate

$30,000

Min Income - Singaporean and PR

Details

Product NameAmerican Express CapitaCard
RewardEarn up to 3% rebate (6X STAR$) at participating merchants in CapitaLand Malls in town.​ An additional 5% rebate (10X STAR$ or 50 STAR$) at participating STAR$ X’tra Partners in CapitaLand Malls.​
Effective Interest Rate26.9%
Interest Free PeriodUp to 22 days
Maximum Credit LimitUp to 4X of monthly income
Minimum Monthly Repayment3% of outstanding balance or $50, whichever is higher

The American Express CapitaCard lets you earn up to 3% rebate (awarded in 6X STAR$) on your transactions at CapitaLand malls. What’s more, there are a number of different ways to get more out of your CapitaLand mall experience. Plus, you can take advantage of exclusive card membership benefits with American Express. Read on to find out more.

Benefits of the American Express CapitaCard

  • Extra rewards at CapitaLand Malls. This card aims to get you maximum rewards on your transactions at this network of CapitaLand malls. Any transactions at a CapitaLand mall will return up to 0.5% rebate (awarded in 1X STAR$) for every $1 spent, up to 1.5% rebate (awarded in 3X STAR$) for eCapitaVoucher purchases, up to 2% rebate (awarded in 4X STAR$) when you shop at participating merchants in CapitaLand Malls in the heartlands and up to 3% rebate (awarded in 6X STAR$) at participating merchants in CapitaLand Malls in town.​ An additional 5% rebate (awarded in 10X STAR$) when you spend at participating STAR$ X’tra Partners in CapitaLand Malls.​
  • Free parking when you shop. Meet the $1,200 per calendar month spending requirement and you can park free of charge every day for up to 3 hours. If you spend over $1,800 per month you get access to Privileged Parking lots at CapitaLand malls.
  • Annual fee waiver. Your credit card account membership fee is waived for your first year.
  • American Express service and benefits. The CapitaCard credit card is issued by American Express so you get all the usual American Express perks, including dining discounts thanks to American Express Invites and savings on accommodation and travel with Live The World.

Features of the American Express CapitaCard Credit Card

This features a solid mix of earnings and perks, with a special focus on getting you more out of every transaction at a CapitaLand mall. Issued by American Express, you get a rounded set of features including top quality service from American Express.

  • Annual Fee. You’ll be charged $172.80 (inclusive of GST) every year you renew your card, the first year is free. There is no fee for the first two supplementary cardmembers, thereafter it is $86.40 per supplementary cardmember.
  • Apple Pay. Tap and pay with your iPhone when you register your American Express CapitaCard credit card with Apple Pay.
  • American Express Global Assist. If you lose your passport while travelling or need immediate professional advice, the Global Assist team will answer your questions around the clock.

Application criteria

Compare the CapitaVoucher rebates you’ll receive with this card to rewards offered by other cards. Make sure you meet the following criteria before you start.

  • Minimum income per annum of $30,000 for Singaporeans, $45,000 for expats
  • Primary applicant is over 21 – supplementary card applicants must be at least 18 years of age
  • Singapore residency required
  • A good credit record

Required information/documents

  • ID card or passport
  • Details of income
  • Confirmation of address

Once you’ve completed your application you will be requested to upload your supporting documents via the Submit Supporting Documents page.

Bottom line

There are a range of ways to save as you spend with the American Express CapitaCard. In addition to earning 6X STAR$ on your transactions at CapitaLand malls, you also have the chance to earn an additional 10X STAR$ on eligible spend at participating outlets across participating malls through the STAR$ Xtra Partners program. Meet minimum spend requirements and you can also receive complimentary 3 hours of parking, every day, across participating CapitaLand malls.

As an American Express card member you also benefit from exclusive card membership benefits, including American Express Invites. What’s more, this card’s annual fee of $172.80 which is waived for the first year.

Compare a range of credit cards in Singapore

1 - 9 of 26
Name Product Cashback Offer Reward Annual Fee
HSBC Revolution Credit Card
Receive up to 2.5% cashback for every dollar you spend.
Earn up to 10X Reward points or 4 miles per $1 spent on qualifying purchases.
$0
Earn up to 10X rewards points (equivalent to 4 miles per dollar spent) when you charge online, dining and entertainment expenses to your card.
Citi Prestige Card
Up to 20% cashback at selected merchants
Deals and discounts in more than 90 countries. Also, get six complimentary golf games across Asia
$540
Receive 120,000 ThankYou Points (48,000 Miles) when you pay the annual fee ($540) and spend $800 within two months. T&Cs apply. Valid until 31 March 2023.
HSBC Visa Platinum Credit Card
Up to 5% cash rebates on groceries, dining and fuel with minimum monthly spend of at least $600.
Earn 1 Reward point for every $1 on all spend.
$0 annual fee for 2 years - $192.60 thereafter
Receive up to $1,000 worth of cash rebate yearly.
Citi Cash Back+ Credit Card
1.6% cash back on selected retail purchases
Get up to 14% fuel discounts at Esso and Shell and 1.6% cash back on eligible retail purchases.
$0 annual fee for 1 year - $194.40 thereafter
Receive 10% cash back (up to $300 cash back) on up to $3,000 spend in the first 2 months. T&Cs apply. Valid until 31 March 2023.
HSBC Advance Credit Card
Enjoy up to 3.5% cashback on all purchases with no minimum spend
Receive up to $200 cashback when minimum spend requirements are met.
$0 annual fee for 1 year (permanently waived for HSBC Advance banking customers) - $192.60 thereafter
Enjoy up to 3.5% cashback on all purchases with no minimum spend.
Citi Cash Back Card
6% cash back on dining, 8% cashback on groceries and petrol transactions. 0.25% cashback on other retail purchases, capped at $80 for all transactions per statement month.
Get up to 20.88% fuel discounts at Esso and Shell, 6% cashback on dining and 8% cashback on groceries.
$0 annual fee for 1 year - $194.40 thereafter
Get a welcome gift of $300 cash back when you spend $800 in the first two months. T&Cs apply. Ends 31 March 2023.
American Express Singapore Airlines KrisFlyer Ascend Credit Card
N/A
For every $1 spent, earn 1.2 KrisFlyer miles on local purchases, 2 KrisFlyer miles on overseas spend in June and December, Singapore Airlines and KrisShop and 3.2 KrisFlyer miles on Grab.
$340.20
Get 20,000 KrisFlyer miles upon annual fee payment and minimum spending of $3,000 within 30 days from card approval. Existing card members will receive 10,000 Krisflyer miles. Also, earn 3,600 KrisFlyer miles based on the $3,000 spend above (based on 1.2 KrisFlyer miles per $1 spent locally). T&Cs apply. Ends 3 April 2023.
American Express Platinum Credit Card
N/A
Up to 50% off your food bill for unlimited visits at hotels around Singapore
$324
Get 30,000 Membership Rewards points upon payment of annual fee and minimum spending of S$3,000 within 30 days from card approval. Existing card members can receive 16,000 Membership Rewards points. Also, receive 3,750 Membership Rewards points from your base earn rate for the $3,000 spent. T&Cs apply. Ends 3 April 2023.
American Express True Cashback Card
Earn 1.5% cashback on all eligible spending with no minimum spend or cap
Enjoy 1.5% cashback on all purchases with no minimum spend or cap.
$0 annual fee for 1 year - $172.80 thereafter
Apply today and get a 3% cashback bonus when you spend $5,000 in the first six months.
loading

Compare up to 4 providers

Back to top

Ask Finder

You are about to post a question on finder.com:

  • Do not enter personal information (eg. surname, phone number, bank details) as your question will be made public
  • finder.com is a financial comparison and information service, not a bank or product provider
  • We cannot provide you with personal advice or recommendations
  • Your answer might already be waiting – check previous questions below to see if yours has already been asked

Finder only provides general advice and factual information, so consider your own circumstances, or seek advice before you decide to act on our content. By submitting a question, you're accepting our Terms and Privacy Policy.
Go to site