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finder.com’s rating: 5.0 / 5.0
★★★★★
$0 per month
Fee
$0
Minimum deposit to open
APY | N/A |
---|---|
Fee | $0 per month |
Minimum deposit to open | $0 |
ATMs | over 55,000 ATMs worldwide |
ATM transaction fee | $0 |
Out-of-network ATM fee | $2.50 |
Foreign transaction fee | 0% |
Review by
Alexa Serrano is an editor at Finder specializing in banking and kid’s debit cards. A certified anti-money laundering specialist, Alexa helps guide readers to the best savings and checking accounts for their financial goals. Her expertise has been featured on top publications including Best Company, U.S. News & World Report, MSN and Yahoo. And she’s frequently interviewed by broadcast news publications across the country, including Fox News and NBC News. Alexa earned a BA in English from Wesleyan College and enjoys reading memoirs in her spare time.
Overall, Sesame Cash is a solid option if you’re looking to add a powerful new debit card to your financial toolkit or are interested in incentives to improve your credit score through rewards. But if you have banking needs outside of simply storing and getting access to your cash, you might want to explore your other options.
To create a Sesame Cash account:
To be eligible for this account, you’ll need to be:
To get you set up, you’ll need to provide your:
Like with most digital banks, you can get your direct deposit up to two days early and freeze or unfreeze your card at any time. This account also comes with these unique benefits:
As with most digital banks, it doesn’t offer any products for loans, investment options, or credit cards. A few other drawbacks to keep in mind:
The main way to deposit money in your Sesame Cash checking account is through the app. It does not offer mobile check deposits. Instead, Sesame Cash recommends you download the app Ingo Money.
★★★★★ — Excellent
★★★★★ — Good
★★★★★ — Average
★★★★★ — Subpar
★★★★★ — Poor
We analyze top savings accounts and rate them one to five stars based on factors that are most important to you. These factors include: interest rates, monthly fees, minimum deposits, customer service and account features.