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Xendpay international money transfers review September 2022

Send to over 150 countries and pay no fees on bank or debit transfers up to GBP£2,000 (SEK23,327).

Xendpay is an international money transfer service that allows you to send money to friends and family in 173 countries and in over 45 currencies. Its “pay what you want” suggests a transaction fee, but you can choose to pay more or less than the suggestion — or even no fee at all — for your first GBP£2,000 (SEK23,327) transfer with Xendpay.

How much will I pay to send with Xendpay?

Xendpay allows users to choose their transaction fee for the first GBP£2,000 (SEK23,327) they send. You can even choose to pay no fee at all. After sending GBP£2,000 (SEK23,327), you pay a low transfer fee that depends on the currency of your recipient — in most cases within 1.4% of your total transaction amount.

If you’re sending to a mobile wallet or paying with a credit card, you’ll pay higher fees of up to 2.6% of your transaction amount.

How are Xendpay’s exchange rates?

Xendpay’s exchange rates vary by recipient country and currency but tend to be stronger than banks and most other services, according to users and Trustpilot.

What type of transfer does Xendpay support?

Xendpay supports online bank-to-bank transfers from your computer or its iPhone app to bank accounts or mobile wallets.

You can fund your transfer in three ways:

  • Debit or credit card. The name on the card must match the name on the Xendpay account.
  • Bank transfer. Process the transfer using the Xendpay banking details you receive in your confirmation email.
  • SOFORT payments. Available in Austria, Belgium, Czech Republic, France, Germany, Hungary, Italy, Netherlands, Poland, Slovakia, Spain, Sweden, Switzerland and the UK.

You can send as little as GBP£1 (SEK12) up to GBP£900 (SEK10,497) before verification and GBP£100,000 (SEK1,166,373) after verification.

Pros and cons of using Xendpay for money transfers

Pros

  • Pay what you want. You can choose your own fee up to an initial GBP£2,000 (SEK23,327) in transfers.
  • It’s secure. Xendpay is registered with the UK’s Financial Conduct Authority.
  • Competitive exchange rates. Xendpay’s rates are often stronger than banks and other services.
  • iPhone app. Allows transfers from iOS mobile devices.

Cons

  • Limited delivery options. Transfers to bank accounts and mobile wallets in select countries only.
  • Limited no-fee intro. “Pay what you want” applies only to the first GBP£2,000 (SEK23,327) you send.
  • Long transfer speeds. It can take up to 4 days for your recipient to receive the funds.
  • No recurring payments. At this time, you can’t schedule recurring payments with Xendpay.

How do I send money through Xendpay?

It’s easy to set up an account with Xendpay and send money:

  • Log in or set up a free account. Create an account with your email address, ID, proof of address and proof of funds.
  • Enter your transfer details. Including the amount and your recipient’s country.
  • Enter your recipient’s details. If you’ve sent them money before, simply pull up the saved information.
  • Make your payment. Pay with a debit or credit card, bank transfer or SOFORT.
  • Track the transaction. Confirm your transfer’s progress on your dashboard.

Once you’ve sent money to a friend or family member, you can pull up their information for more convenient future transfers.

Tracking your order

Xendpay provides notifications for each stage of your transfer. You can receive these by email.

Notifications are sent out to confirm your transfer, once Xendpay receives your money and when your payment reaches its destination.

Cancelling your order

Orders can’t be canceled unless you contact Xendpay before the end of the business day that your order is placed. It should be noted that Xendpay is headquartered in London and customer service operates Monday through Friday from 8:30 a.m. to 5:30 p.m. local time.

Bottom line

Xendpay offers great rates and little fees for sending money securely to people in other countries. Its mobile app for iOS makes it even more convenient for those with iPhones and iPads.

Ultimately, you’ll want to compare Xendpay’s rates and fees against other money transfer specialists to find a service that’s right for your needs.

Compare Xendpay money transfers with other global brands

Use our comparison calculator to assess transfer fees, exchange rates and other details for sending funds overseas with our money transfer partners.

1 - 8 of 8
Name Product Minimum Transfer Transfer Time Transfer Fee
Wise (TransferWise) - Sweden
SEK 1
1-2 days
Varies
Wise uses the mid-market rate and transparent fees to help you send money in 45+ currencies.
CurrencyFair - Sweden
SEK 50
1-2 days
EUR 3
Special offer: New customers get unlimited fee-free transfers for their first 3 months. T&Cs apply.
CurrencyFair has bank-beating exchange rates and fast transfer times on 15+ popular currencies.
Xe Money Transfers - Sweden
Xe Money Transfers - Sweden
SEK 0
Same day
EUR 2
Xe has fast transfers with low fees and a range of foreign currency tools.
Revolut - Sweden
Revolut - Sweden
USD $0
Within minutes
USD $0
Make fee-free transfers in 27+ currencies from Monday to Friday.
WorldRemit - Sweden
SEK 1
1-3 days
SEK 39
WorldRemit sends money to 110+ countries for bank-to-bank deposits, cash pick-ups or mobile top-ups.
TransferGo - Sweden
SEK 15
1-2 days
SEK 0
Key Currency - Global
Key Currency - Global
£5000.00
Same day on all majors, 1 day on exotics
None
Make same-day transfers in all major currencies across Europe.
Remitly - Sweden
Remitly - Sweden
SEK 0
1-5 days
SEK 24.90
Remitly has quick, affordable transfers around the world, with both express and economy options.
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Compare up to 4 providers

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