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World First review: International money transfers

Enjoy competitive exchange rates and a fee-free trial transfer when you send money overseas with World First.

Because World First is a trusted partner of finder Sweden, our readers will pay nothing for all eligible transfers. Simply click “Go to site” to take advantage of this exclusive offer.

Must read: WorldFirst has closed its private customer business

WorldFirst has discontinued its services for private customers until further notice. Money transfers services for business customers will remain unaffected.

Make international bank transfers without the fees and delays

Transferring money online used to involve going to your bank and dealing with long transfer times and tons of fees. With its easy online system, World First aims to change the way you think about money transfers.

And World First is betting that after you take advantage of your free trial, you’ll keep coming back to them. That’s because World First has dedicated a lot of effort to improving customer support and simplifying the transfer process.

If you’re looking for a money transfer service that’s designed to get your money from point A to point B almost anywhere in the world without a lot of steps in between, World First should be at the top of your list.

How much will I pay to transfer money with World First?

You won’t pay anything for your first transfer with World First. That’s because World First is one of our trusted partners, and we want to make sure you have the chance to try out this fast, convenient service.

Simply click “Go to site” to take advantage of this exclusive offer.

Normally, World First’s fee structure is US$10 (SEK87) for transfers of up to US$10,000 (SEK87,075) and no fee for higher amounts.

What are World First’s exchange rates?

World First offers customers the opportunity to view live exchange rates and take advantage of rate graphs and economic commentary to better understand developments in the foreign exchange market.

Because World First takes a smaller margin than banks, it is typically able to offer better rates than a bank. In fact, it backs up its exchange rates with the World First Price Promise.

World First's Price Promise

If you get a better quote from another international transfer service, World First will beat it. You just need to:

  • Register with World First.
  • Inform World First of how much money you’re looking to transfer and the rate you were quoted, including the time of day you received the quote.

Conditions do apply:

  • You must have an active trading account with another provider.
  • You must have the quote in writing or email to send to World First within three hours of receipt.
  • World First cannot give you a rate better than the rate at which they buy the currency.

Calculate your rates

Choose your currency and transfer amount over US$1,000 (SEK8,708) to see your total transfer cost and amount.

1 - 1 of 1
Name Product Minimum Transfer Transfer Time Transfer Fee
WorldFirst - Sweden
USD 1,000
1-2 days
WorldFirst sends 60+ currencies at competitive rates with no fees. If you find a better eligible quote, WorldFirst will beat it.

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What types of transfers can you make with World First?

World First only offers bank-to-bank transfers — meaning, funds must be drafted from your bank account, which will then be deposited into your recipient’s bank account. You cannot use cash or a debit or credit card to make the transaction.

While you can’t schedule recurring transfers, World First offers three tools to get the most out of your transfers.

  • Spot contracts. Make a one-time transfer at the time of payment.
  • Forward contracts. Lock in an ideal exchange rate and schedule a transfer now for up to three years later.
  • Limit orders. Use these market orders to execute a money transfer when your ideal exchange rate is met.

Pros and cons of using World First


  • Transparent fee structure. Pay a flat US$10 (SEK87) fee for transfers of up to US$10,000 (SEK87,075) and no fee for larger transfers.
  • Strong exchange rates. Especially when compared with your local bank.
  • Easy-to-use website. We signed up and initiated a transfer in about 4.5 minutes.
  • Customer service. World First has a customer satisfaction rating of 98%. You can get help through email, chat, over the phone or through its app.
  • Lock in your rate. If you like the exchange rates on offer now but aren’t ready to make a transfer, World First allows you to lock in an exchange rate now for use on a transaction up to three years into the future.


  • Two-step process. You must first wire your money to World First, which then deposits the money into your recipient’s bank account.
  • Social Security number and government-issued ID required. You’ll need to be a US citizen and provide this information.
  • High minimum transfers. If you need to send less than US$1,000 (SEK8,708), you will need to find another money transfer provider.

How do I send money through World First?

You’ll first need to sign up for a free World First account. In addition to your name and contact information, you’ll also need to upload a copy of your government-issued ID — such as your passport.

For your first transfer, you’ll need to wire money to your World First account (you can use a direct debit from your account for future transfers). World First will then transfer your money to your recipient’s bank account.

To initiate a transfer, you’ll need:

  • Your recipient’s name and contact information.
  • Your recipient’s bank name, SWIFT code and account number.

How can I register and transfer money?

The first step is to sign up for an account. You’ll need to provide:

  • Your full name and contact information, including an email address.
  • Your country of residence.
  • Date of birth and Social Security number.
  • Proof of government-issued ID, like your driver’s license or passport.
  • Details about your money transfer needs.

Once you have an account, enter the details of your transaction, including how much money you’re sending, where you’re sending it and who will be receiving the funds. Provide your recipient’s bank account details and the currency you wish to send, and you will be presented with an exchange rate quote.

You can choose to send the money right away or lock in a rate for a future transaction. It’s then a matter of depositing funds with World First from your bank account, and the company will convert the money into your currency of choice and send it to your recipient.

Steps to transfer your money online

Bottom line

World First offers good exchange rates, but you could find a lower transfer fee elsewhere. And you must send at least US$1,000 (SEK8,708) in order to use their services.

Frequently asked questions

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