Finder is committed to editorial independence. While we receive compensation when you click links to partners, they do not influence our content.

How to buy Litecoin (LTC) with a credit card

Your step-by-step guide to buying Litecoin with a credit card or debit card.

Disclaimer: This information should not be interpreted as an endorsement of cryptocurrency or any specific provider, service or offering. It is not a recommendation to trade.

How to buy Litecoin with a credit card in 3 steps:

Step 1: Create an account

No matter which service you want to use to buy Litecoin with a credit card, you will have to create an account. This requires you to sign up with an email and password. Additionally, exchanges will require you to pass a know your customer (KYC) process. Once you are signed up and have passed KYC, you can use the service to buy Litecoin with a credit card.

Step 2: Set up a wallet

Generally, when buying Litecoin through an exchange, it will come with a wallet built in to the platform. Any Litecoin bought with a credit card will be deposited into the integrated wallet. In this case, continue to step 3.

Some exchanges request a Litecoin deposit address. In this case you will first need to set up a wallet to obtain a Litecoin address before buying LTC. Setting up a wallet requires downloading a Litecoin wallet, and following the steps to secure it. Once the wallet has been initialised, you will obtain a Litecoin address which can be pasted into the field that requests it.

Step 3: Purchase with credit card

The final step is to purchase LTC with your credit card. This requires you to input the full credit card number, the expiry date and CVV code. Depending on the provider, it will also ask for billing details along with the name on the card. After entering your details, you can input the amount of Litecoin you want to purchase. Usually you're able to specify an amount of Litecoin to buy or an amount of SEK to spend.

Buying Litecoin with a credit card in Sweden

Many countries will block purchases of cryptocurrency with a credit card, Canada being one of them for all major credit card providers. Many in the United States will as well.

Litecoin exchanges

1 - 6 of 11
Name Product Deposit methods Fiat Currencies Cryptocurrencies
Bitpanda Cryptocurrency Exchange
Cash, Credit card, Cryptocurrency, Neteller, Bank transfer (SEPA), SOFORT
EUR, GBP, CHF, USD

83
cryptocurrencies

A European exchange which enables users to pay in EUR, GBP, CHF and USD through a variety of payment platforms.
Kriptomat Cryptocurrency Exchange
Credit card, Neteller, SOFORT, Skrill, SEPA
EUR, USD, GBP, BGN, HRK, CZK, HUF, PLN, SEK, TRY

355
cryptocurrencies

Finder Exclusive: Sign up with code FINDER15 and get EUR 15 when you spend over EUR 100 each month. T&Cs apply.
Buy a large selection of cryptocurrencies instantly via credit card or bank account after registering. Store your crypto conveniently in Kriptomat's multi-currency wallet.
Changelly Crypto-to-Crypto Exchange
Credit card, Cryptocurrency
USD, GBP, EUR, CAD, MXN, HKD, RUB, NZD, SGD, JPY & 40+ more

156
cryptocurrencies

Access competitive crypto-to-crypto exchange rates for 150+ cryptocurrencies on this global exchange.
FTX Cryptocurrency Exchange
Credit card, Wire transfer, Silvergate Exchange Network (SEN), Signature SIGNET
USD,EUR,GBP,AUD,HKD,SGD,TRY,ZAR,CAD,CHF,BRL

260
cryptocurrencies

Sign up through Finder for a 5% discount on all trading fees. T&Cs apply.
FTX is an exchange built by traders for traders, with a range of derivatives markets such as options and futures with deep leverage, in addition to standard spot markets. Note: Not available for US customers.
Wirex Cryptocurrency Exchange
Wirex Cryptocurrency Exchange
Credit card, Cryptocurrency, Debit card, Bank transfer (SEPA), SWIFT
EUR, GBP, CAD, CZK, HUF, PLN, RON, HRK, USD

37
cryptocurrencies

Get a Welcome Bonus of USD 15 in WXT when you sign up with Wirex through Finder. T&Cs apply.
Spend a range of cryptocurrencies anywhere Visa is accepted with the Wirex Crypto Card and earn rewards.
Crypto.com App
Crypto.com App
Credit card, Cryptocurrency, PayPal, TransferWise, SEPA
USD, AUD, CAD, CHF, EUR, GBP, NZD, SGD, JPY, ZAR & 9+ more

255
cryptocurrencies

Buy 240+ cryptocurrencies, earn up to 14.5% p.a. on holdings, pay with your crypto for cashback at stores, get loans and more with this complete crypto-finance platform.
loading

Compare up to 4 providers

Pros and cons of buying Litecoin with a credit card

Pros

  • Buying LTC with a credit card is instantaneous and purchases are deposited quickly.
  • Liquidity is not required to buy Litecoin with a credit card.

Cons

  • Credit card providers usually charge a cash advance fee when purchasing Litecoin.
  • The exchange or service that the user is buying Litecoin from often applies a surcharge of between 1.5% and 5%.
  • Litecoin purchases via credit card can attract unwanted attention from the associated bank or provider.

How to choose the right platform

Want to buy Litecoin with your credit or debit card but don't know which broker or exchange to use? Remember to take the following factors into account when comparing the available options:

  • Safety and security. Above all else, you want to be sure you're dealing with a trusted and secure provider. For more information, check out the "Is it safe to buy cryptocurrency with a credit card?" section.
  • Cost. The convenience of buying cryptocurrency with a credit or debit card comes at a price, so take some time to compare the fees charged by different platforms before picking one.
  • Supported currencies. Which cryptocurrencies does the platform allow you to buy using your credit card? Bitcoin and Ethereum are the 2 digital currencies that are most widely available, but some platforms will also allow you to buy a number of other coins.
  • Supported cards. Does the platform accept all major credit cards or even debit cards?
  • Transaction limits. What are the minimum and maximum amounts you can spend in any single transaction?
  • Processing times. How long will it take for the cryptocurrency you purchase to arrive in your wallet or a deposit to arrive on the platform?
  • Sell-side services. Does the exchange also allow you to sell your cryptocurrency, or is it a buy-only service? If you can sell your cryptocurrency, it's worth checking what fiat withdrawal methods are supported and whether any fees apply.
  • Customer support. Find out when the provider's customer support team is available and how you can get in contact with them, along with their reputation.

How much does it cost to buy Litecoin with a credit card?

While buying Litecoin with a credit or debit card is generally quick and easy, it can also be quite expensive. This is because there are several fees that can contribute to the cost of your transaction, not only from the cryptocurrency broker but also from your card issuer. These charges can include:

  • Cash advance fee. Many card issuers treat a cryptocurrency purchase as a cash advance. This means your purchase will usually incur a cash advance fee and will also attract higher interest rates than normal purchases.
  • Exchange/broker fee. The platform you use to buy Bitcoin or another cryptocurrency will impose its own transaction fee. These tend to range from 4–6%, but are higher in some cases.
  • Credit card surcharge. You may also be asked to pay a credit card surcharge on top of any other fees and commissions being charged.
  • Currency exchange fee. If you're using a US credit card on an overseas exchange, you might be paying credit card currency conversion rates. A 0% foreign fee credit card might be useful for cutting costs.

Is it safe to buy Litecoin with a credit card?

  • Check it's secure. Make sure the platform's web address starts with "https://" which means that all communications between your browser and the website are encrypted.
  • Check what security features it offers. What other features does the platform offer to protect your funds? For example, does it support 2-factor authentication? Are client funds stored offline?
  • Check where the exchange is based. Finding out where an exchange platform is based can give you a better idea of how it is regulated and whether there are any measures in place to protect you against fraud.
    • For example, Australian and Canadian digital currency exchanges must be registered and enrolled with AUSTRAC and FINTRAC, respectively.
  • Read reviews. Check out independent user reviews and browse online forums to find out what sort of experiences other users have had with the platform. Did it deliver the service promised? Would they recommend it to friends and family?
  • Check the exchange rate. Take a look at how the exchange rate you're getting compares to the current [ticker]/USD market rate. This will help you calculate just how much your transaction will cost.
  • Check your interest rate. Most card issuers will classify a cryptocurrency purchase as a cash advance, which means higher-than-normal interest rates apply. Be aware of how interest accrues with your card.
  • Know the risks of buying cryptocurrency. You've probably heard and read plenty about the volatility of Bitcoin and other cryptocurrencies, but don't assume that the coins you'll buy will increase in value enough to cover your purchase costs.

Buying LTC with a credit card frequently asked questions

How do I buy Litecoin instantly?

You can buy Litecoin instantly using a credit card. Check out Finder's recommended platforms here.

What is the safest way to buy Litecoin?

The safest way to buy Litecoin is through a cryptocurrency exchange using the spot market. While credit cards are faster, it is a less safe option due to you inputting credit card details.

Are there high fees when buying LTC with a credit card?

Yes, there are high fees when buying any cryptocurrency, including LTC, with a credit card.

Disclaimer: Cryptocurrencies are speculative, complex and involve significant risks – they are highly volatile and sensitive to secondary activity. Performance is unpredictable and past performance is no guarantee of future performance. Consider your own circumstances, and obtain your own advice, before relying on this information. You should also verify the nature of any product or service (including its legal status and relevant regulatory requirements) and consult the relevant Regulators' websites before making any decision. Finder, or the author, may have holdings in the cryptocurrencies discussed.

More guides on Finder

  • How to buy Dogecoin with a credit card in Sweden

    Want to know how to buy Dogecoin with a credit card in
    Sweden? Find out in this step-by-step guide for beginners.

  • Hur man köper Litecoin (LTC)

    Lär dig hur man köper, handlar och säljer Litecoin (LTC) i denna guide. Se en analys av myntet och vilka börser som stöder den.

  • Hur man köper NEXO (NEXO) i Sverige

    I denna guide kan du lära dig hur man köper, handlar och säljer Nexo (NEXO) i denna guide. Se en analys av myntet och vilka börser som stöder den.

  • Hur man köper Bitcoin SV (BSV) i Sverige

    I denna guide kan du lära dig hur man köper, handlar och säljer Bitcoin SV (BSV) i denna guide. Se en analys av myntet och vilka börser som stöder den.

  • Sell Litecoin in 4 steps

    Finding the right way to sell Litecoin is just as important as finding the right option to buy it. In this guide, we break down the options available and the factors to consider.

  • Hur man köper Chiliz (CHZ)

    I denna guide kan du lära dig hur man köper, handlar och säljer Chiliz (CHZ) i denna guide. Se en analys av myntet och vilka börser som stöder den.

  • How to buy Paribus (PBX) in Sweden

    This guide provides step-by-step instructions on how to buy Paribus, lists some exchanges where you can get it and provides daily price data on (PBX).

  • How to buy ADAPad (ADAPAD) in Sweden

    This guide provides step-by-step instructions on how to buy ADAPad, lists some exchanges where you can get it and provides daily price data on (ADAPAD).

  • How to buy Fodl Finance (FODL) in Sweden

    This guide provides step-by-step instructions on how to buy Fodl Finance, lists some exchanges where you can get it and provides daily price data on (FODL).

  • How to buy JET (JET) in Sweden

    This guide provides step-by-step instructions on how to buy JET, lists some exchanges where you can get it and provides daily price data on (JET).

Ask an Expert

You are about to post a question on finder.com:

  • Do not enter personal information (eg. surname, phone number, bank details) as your question will be made public
  • finder.com is a financial comparison and information service, not a bank or product provider
  • We cannot provide you with personal advice or recommendations
  • Your answer might already be waiting – check previous questions below to see if yours has already been asked

Finder.com provides guides and information on a range of products and services. Because our content is not financial advice, we suggest talking with a professional before you make any decision.

By submitting your comment or question, you agree to our Privacy Policy and Terms.

Questions and responses on finder.com are not provided, paid for or otherwise endorsed by any bank or brand. These banks and brands are not responsible for ensuring that comments are answered or accurate.
Go to site