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This connection service has over 75 lenders in its network, but don’t be fooled — it has no ties to the government-run Small Business Administration.

  • Best for someone who wants to explore a range of business loan options by filling out just one form.
  • Pick something else if you’re hesitant to work with a company that was in trouble with the FTC.
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Loan TermVaries by lender
APRVaries by lender
RequirementsVaries by lender

How much will this loan cost me?

Since rates and terms vary by lender, you won't know what APRs, terms or loan amounts you qualify for until you fill out’s online form and get matched with a potential business loan provider. To get an idea of what monthly repayments might be, you can enter in different terms you're offered in the calculator bel

How it works

Because works with a variety of lenders, APRs, terms and fees differ. But generally, if you have an excellent personal credit score over 740, you'll likely qualify for a lower APR than if your credit is under 579 — what most lenders consider poor credit. So if a lender offers APRs from 4.5% up to 28%, you’ll likely qualify for rates closer to 28% with a low credit score. 

What do I need to qualify?

Eligibility requirements differ from one lender to the next, though you’re typically asked to meet the following criteria at a minimum:

  • Own a business operating in the US
  • US citizen or legal resident
  • At least 18 years old
  • Active eligible bank account

What information do I need to apply? is not a direct lender, so it doesn't require specific documentation to apply. However, when you’re connected with a lender in its network, you may need to provide:

  • Government-issued ID
  • Business and personal tax returns
  • Bank and asset statements
  • Personal credit score
  • Social Security number or EIN

What industries does work with? has over 75 lending partners that work with a variety of industries, though it doesn’t disclose exactly what those are. The industry you work in will likely affect which lenders you’re matched with.

What other types of financing does offer? can connect you with a variety of funding through its network of lending partners, including secured and unsecured business loans, as well as business credit cards.


  • Get connected to a network of lenders through one form
  • Form only takes 15 minutes to fill out
  • More than 75 lenders available in's network
  • No upfront fees or hard credit pulls to be matched with a lender


  • Received a warning letter from the FTC for misleading coronavirus marketing
  • You'll receive marketing from and third-party partners unless you opt out
  • Doesn’t provide a list of the lenders it works with

See other top business loan options

Name Product Filter Values Loan amount APR Requirements

Fora Financial business loans
Finder Rating: 4.1 / 5: ★★★★★

Fora Financial business loans
$5,000 – $500,000
6+ months in business, $12,000+ monthly revenue, no open bankruptcies
Get qualified for funding in minutes for up to $500,000 without affecting your credit score. Best for companies with at least six figures in annual revenue.

Lendio business loans
Finder Rating: 4.75 / 5: ★★★★★

Lendio business loans
$500 – $5,000,000
Starting at 6%
Operate business in US or Canada, have a business bank account, 560+ personal credit score
Submit one simple application to potentially get offers from a network of over 300 legit business lenders.

National Funding business loans
Finder Rating: 4.75 / 5: ★★★★★

National Funding business loans
$5,000 – $500,000
4% to 8%
Be in business at least one year and make at least $150,000 in annual sales. Other loan types have additional requirements.
Working capital loans and equipment financing, some high-risk industries may be eligible.

Fundbox lines of credit
Finder Rating: 4.2 / 5: ★★★★★

Fundbox lines of credit
$1,000 – $150,000
Not stated
6 + months in business, $100,000+ in annual revenue, 600+ credit score
Get flat rate, short-term financing based on the financial health of your business, not your credit score.

Bitty Advance business cash advances
Finder Rating: 2.8 / 5: ★★★★★

Bitty Advance business cash advances
$2,000 – $25,000
Not applicable
$5,000 monthly bank revenue, 6+ months in business, business bank account open 3+ months, 450+ credit score
With APRs in the triple digits, this is best saved as a last resort.

Compare up to 4 providers

Is legit? is a legit company that helps business owners get connected to lenders willing to finance their business, as well as online resources to help entrepreneurs succeed. If you have questions about any of its services or programs, you can contact customer support by calling 844-478-0366 or filling out an online form. provides its terms and conditions, privacy policy and company address on its website. However, when we researched this company address, we found multiple website listings, including, and Each listing has a different contact number for customer support, but each website seems to offer essentially the same services. 

And keep in mind that unless hears from you after you fill out its online form, it will assume you consent to receive communications from and its third-party vendors and affiliates. To opt out, you'll need to send an email to

FTC issues warning letter to over misleading coronavirus marketing received a warning letter by the Federal Trade Commission in May 2020 over misleading advertisement that implied the connection service was affiliated with the government-run Small Business Administration. In response to this warning, added disclosures to its website detailing that it doesn’t directly offer SBA Paycheck Protection Program loans. reviews and complaints

BBB accredited No
BBB rating A-
BBB customer reviews 1 out of 5 stars, based on 1 customer reviews
BBB customer complaints 3 customer complaints
Trustpilot Score 4.7 out of 5 stars, based on 121 customer reviews
Customer reviews verified as of 12 October 2020 gets mostly positive online reviews and few complaints. While some customers are upset that it's not affiliated with the SBA, many business owners say the company offers support that they couldn't find at a local bank.

How do I apply?

You don’t actually apply on You only fill out a form that asks a couple of questions to potentially match you with a lender. advertises that the form should only take 15 minutes to complete.

In the form, you'll be asked to provide:

  • Loan amount you're requesting
  • How long you’ve been in business
  • Your average monthly sales
  • Your credit score

What happens after I submit its online form?

When you fill out the questionnaire on the website, you’ll potentially be matched with one or more lending partners. From there, you'll be asked questions about your business, finances, business history, personal finances and more so that the lender can evaluate your information and provide you with the best rate possible. 

The time it takes a lender to get back to you regarding your application can take anywhere from a few minutes to a few days. Likewise, the information you need to provide may also be different, but usually includes your personal and business finances, business history and sales. 

How do repayments work with

You won't make repayments to because it's not a direct lender. Your repayment schedule will be determined by the lender you choose to work with. doesn't charge a fee to use its service, but keep in mind that the lender you choose may charge fees. 

If you're still not sure is right for you or you just want to compare other options, read our guide to business loans.


Review by

Kathryn Pomroy was a writer for Finder, specializing in loans. She has written for dozens of major publications, small businesses and many well-known personal finance companies, including LendingTree, Money Crashers, Quickbooks/Intuit, BankRate, LendEDU and more. Kathryn holds a BA in Journalism and drinks super bold coffee while eating peanut butter and honey toast.

Expert review provides a variety of resources for starting, running and funding a business. But it doesn’t directly offer business loans — instead, you fill out an online form to potentially get matched with lenders that may be able to fund your business. And don’t let it trick you into thinking it offers SBA loans itself.

It’s an independently run website that has no affiliation with the government-run Small Business Administration. In the context of, SBA stands for Small Business Advice. In fact, it was warned by the Federal Trade Commission (FTC) in May 2020 for misleading marketing materials that implied it was affiliated with the Small Business Administration’s coronavirus relief programs.

Wary to work with a company that tried to trick its customers? Explore direct business loan providers instead.

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