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Satisfactory academic progress (SAP) are standards that measure your progress toward finishing a degree program. If you meet satisfactory academic progress, you’re on track to graduate on time. Each school has its own standards for satisfactory academic progress, though they typically consider the following three components:
This usually only applies to courses that appear on your school’s transcript. AP credits, IB credits and other courses you took outside of your school that you didn’t transfer will have no affect on your SAP.
Most often your school will notify you if you’re not making SAP. It should also appear on your transcript.
Many financial aid programs require you to maintain SAP in order to qualify and remain eligible. These include:
How else can I lose my eligibility for federal aid?
If you’re not making SAP, most schools first put you on warning for a semester. This gives you time to make adjustments and get back on track before losing your financial aid. If you still aren’t able to make SAP after that semester, you’ll lose your eligibility for most financial aid.
There are several steps you can take to regain your eligibility for financial aid if you aren’t making SAP. If not, you might want to consider other ways to fund your degree.
The first step you should take is improve your grades. Cut back on extracurriculars and outside work, if possible — losing your financial aid might cost you more. Avoid withdrawing from courses after the drop period is over or enrolling in credits outside of your degree. And if necessary, consider getting a tutor.
If you’re able to improve your grades enough to get back on track for SAP, you don’t need to do anything other than maintain that level of academic progress.
Sometimes it’s just not possible to work on your grades to meet SAP. Instead, you might be able to file an appeal under the following circumstances:
Each school has its own SAP appeal process. To find out how it works, reach out to your school’s financial aid office. In some cases, you might have to fill out a form with supporting documents. In others cases, you might have to write a letter explaining your situation. You’ll likely also need to meet with your academic adviser to work on a plan for getting back on track when you’re ready.
Most schools recommend that you file your appeal as soon as you find out you’re not meeting SAP. Some schools have deadlines, and often appeals are treated on a first-come, first-served basis. If you wait to appeal, you might not get approved in time to reinstate your financial aid.
In some cases, you might be able to meet SAP again by switching majors or even transferring schools. Your school might not count the courses you took for a previous major toward SAP, offering you a fresh start.
Or you might be able to regain eligibility by dropping to half-time enrollment and covering the cost yourself by working part time.
Reach out to your school’s financial aid office to find out if either of these are possibilities.
After you’ve exhausted all other options, you might want to apply for financial aid that doesn’t come with SAP requirements. These mainly include:
Apply for free aid first to reduce the amount of private student loans you need to borrow.
Maintaining SAP is essential for a generous financial aid package. Without meeting your school’s SAP requirements, you can’t receive any kind of federal aid, as well as some private scholarships and grants. While you won’t necessarily need to pay out of pocket, your options are severely limited. You can learn more about your options by reading our guide to student loans.
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