Banks you can use Samsung Pay with in 2023

This guide features a list of US banks that offer Samsung Pay, as well as how to set it up and start using it today.

If your current bank doesn’t offer Samsung Pay, you can compare a range of debit and credit cards that currently do support the app.

Banks compatible with Samsung Pay

Bank	Apple Pay	Samsung Pay	Google Pay
American Express
Bank of America
Barclays
BBVA Compass
Capital One
Chase
Citi
Discover
Green Dot
HSBC
PNC
Synchrony
USAA
US Bank
Wells Fargo
TD Bank

How to add a debit or credit card to Samsung Pay

To add a credit or debit card to Samsung Pay from mobile device, you’ll need to:

Open Samsung Pay on your mobile device.
Tap Menu in the top left corner of the screen and select Cards.
Tap Add cards.
Enter your card number, cardholder name, expiry date and the three-digit security code found on the back of your card.
Tap Next.
Enter any additional identity verification information required by your debit or credit card provider.
Review your debit or credit card’s terms and conditions.
Select your preferred method of verification.
Enter the verification code you receive.
Sign your signature in the box provided.
Tap Save and Done.

Compare accounts compatible with Samsung Pay

All of these products can be added to Samsung Pay. However, you’ll get the most value from your digital wallet by choosing a debit or credit card that earns rewards on everyday purchases.

Samsung Pay debit
Samsung Pay credit

1 - 3 of 4

Name	Product	Fee	Minimum deposit to open	Annual Percentage Yield (APY)	Offer
Bonus Axos Bank Rewards Checking Finder Rating: 4.2 / 5: ★★★★★ Axos Bank Rewards Checking Finder Rating: 4.2 / 5: ★★★★★	Bonus	$0 per month	$50	3.30% on balances of $0 to $50,000	Use the promo code RC100 when you apply for a Rewards Checking account by 4/12/2023. Then have qualifying direct deposit(s) to earn a $100 welcome bonus!	Earn up to 3.3% APY and get up to $150 bonus after meeting deposit and spending requirements. Get ATM free reimbursements at all domestic ATMs. Pay $0 monthly or overdraft fees. FDIC insured.	Go to site View details	Compare	loading Fetching your data...
Axos Bank Essential Checking Finder Rating: 5 / 5: ★★★★★ Axos Bank Essential Checking Finder Rating: 5 / 5: ★★★★★		$0 per month	$0	N/A		Pay $0 monthly and overdraft fees, and get reimbursed for domestic ATM fees. No opening deposit or minimum balance requirement. Get your paycheck up to 2 days early with direct deposit. FDIC insured.	Go to site View details	Compare	loading Fetching your data...
Bonus Chase Secure Banking Finder Rating: 4.2 / 5: ★★★★★ Chase Secure Banking Finder Rating: 4.2 / 5: ★★★★★	Bonus	$4.95 per month	$0	N/A	New Chase checking customers enjoy a $100 checking account bonus when you open a Chase Secure Banking℠ account with qualifying transactions. Qualifying transactions include debit card purchases, Zelle®, ACH credits, Chase QuickDeposit℠ or online bill payments. Your bonus will appear in your account within 15 days after completing the qualifying transactions.	Chase Secure Banking offers no overdraft services. New Chase customers may qualify for a $100 signup bonus. Member FDIC.	Go to site View details	Compare	loading Fetching your data...

loading

1 - 3 of 96

Name	Rewards	Purchase APR	Annual fee
Capital One Venture Rewards Credit Card	Up to 5x miles	20.74% to 28.74% variable	$95	Go to site View details	Earn 75,000 bonus miles once you spend $4,000 on purchases within the first 3 months from account opening.	Compare	loading Fetching your data...
Capital One Quicksilver Cash Rewards Credit Card	Up to 1.5% cash back	0% intro for the first 15 months (then 19.74% - 29.74% variable)	$0	Go to site View details	More than an unlimited 1.5% cash back card: you'll also earn 5% cash back on hotels and rental cars booked through Capital One Travel (terms apply).	Compare	loading Fetching your data...
Capital One VentureOne Rewards Credit Card	Up to 1.25x miles	0% intro for the first 18 months (then 19.74% - 29.74% variable)	$0	Go to site View details	Earn 40,000 bonus miles once you spend $1,000 on purchases within the first 3 months from account opening.	Compare	loading Fetching your data...

loading

Bottom line

Samsung Pay is fast, easy to use and allows you to leave the house with just your phone in hand and still make purchases. Just like regular contactless tap and go payments made with your debit or credit card, you don’t need to enter a PIN for transactions less than $100.

Frequently asked questions

Is there a monthly fee for using Samsung Pay?

No, Samsung Pay is free to use.

Can I use Samsung Pay without a data connection?

You can make up to 10 payments using Samsung pay without a Wi-Fi or mobile data connection.

Where can I use Samsung Pay?

You can use Samsung Pay at both NFC and EMV point-of-sale terminals.

How many cards can I add to Samsung Pay?

You can add a total of 10 credit and debit cards to Samsung Pay.

Do I need a Samsung device to use Samsung Pay?

Yes, Samsung Pay is only available on the following Samsung devices: Galaxy S9, Galaxy S9+, Galaxy Note8, Galaxy S8, Galaxy S8+, Galaxy S7 edge, Galaxy S7, Galaxy S6 edge+, Galaxy Note5, Galaxy S6 edge, Galaxy S6 Active, Galaxy S6, Gear S2, Gear S3, Gear Fit2, and Gear Sport.

Thank you for your feedback!

Alison Banney

Alison Banney is the banking and investments editor at Finder. She has written about finance for over six years, with her work featured on sites including Yahoo Finance, Money Magazine and Dynamic Business. She has previously worked at Westpac, and has written for several other major banks including BCU, Greater Bank and Gateway Credit Union. Alison has a Bachelor of Communications from Newcastle University, with a double major in Journalism and Public Relations. She has ASIC RG146 compliance certificates for Financial Advice, Securities and Managed Investments and Superannuation. Outside of Finder, you’ll likely find her somewhere near the ocean.

Checking accounts vs. debit cards Banks you can use Apple Pay with

More guides on Finder

Chase new account bonuses
We’ve rounded up Chase’s new account bonus offers and what you’ll need to qualify.
First Citizens Bank Free Checking review
First Citizens Bank Free Checking includes budgeting features, but it’s not available nationwide.
First National Bank Freestyle Checking account review
First National Bank Freestyle Checking has no monthly fee, but it doesn’t earn interest.
First National Bank eStyle account review
First National Bank eStyle is an online bank account without check-writing privileges.
First National Bank Lifestyle Checking account review
First National Bank Lifestyle checking earns interest and includes a safe deposit box.
Sable Bank account review
Sable’s debit card earns rewards, but you can’t deposit checks or use ATMs for free.
Digit Checking account review
A bank account that intelligently divvies up your money where you need it for a monthly fee.
Uber Visa Debit Card review
A debit card exclusively for Uber drivers. But it may take some time to get your cash back.
Acorns Spend account review
Invest your spare change in real-time and earn up to 10% in bonus investments.
Ando Spending Account review
Reduce your carbon emissions and enjoy no monthly fees with this ethical checking account.

Ask an Expert

Click here to cancel reply.

Finder.com provides guides and information on a range of products and services. Because our content is not financial advice, we suggest talking with a professional before you make any decision.

By submitting your comment or question, you agree to our Privacy and Cookies Policy and finder.com Terms of Use.

Questions and responses on finder.com are not provided, paid for or otherwise endorsed by any bank or brand. These banks and brands are not responsible for ensuring that comments are answered or accurate.

This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.

Banks you can use Samsung Pay with

Samsung Pay lets you make contactless, tap and go payments without your debit or credit card