What are the safest cars in the US? | finder.com
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Safest cars in the US

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Discover and compare the safest cars in the US.

It’s impossible to predict every change on the road, but driving a safe car can help you walk away in the event of an accident.

The National Highway Traffic Safety Administration (NHTSA) has a five-star rating system to help you identify just how safe your vehicle is. Plus the Insurance Institute for Highway Safety (IIHS) to get a more-detailed look at just how safe your is.

What are the safest cars in the US?

Take a look at these top-selling 2018 models that the National Highway Traffic Safety Administration (NHTSA) rated five stars.

Type of carModel and make
Passenger cars
  • Honda Civic
  • Toyota Camry
  • Ford Focus
  • Kia Optima
  • Nissan Altima
SUVs
  • Honda CR-V
  • Toyota RAV4
  • Ford Escape
  • Subaru Forester
  • Kia Sportage
Pickup trucks
  • Ford F-150 Super Crew
  • Chevrolet Silverado 1500
  • GMC Sierra 1500
  • Honda Ridgeline
Vans
  • Honda Odyssey
  • Kia Sedona
  • Chrysler Pacifica
  • Ford Transit Connect

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How to use NHTSA and IIHS safety ratings

There are four points covered by NHTSA ratings and seven by IIHS. Knowing what those points are and how they’re evaluated can help you better compare how safe the cars you’re looking at are.

Tips for finding a safe car in the US

  • Look for a NHTSA rating of at least three stars. Most manufacturers strive to make sure vehicles have at least a four-star safety rating. Even older models are being held to the most up-to-date ratings.
  • Compare similar vehicles. NHTSA indicates frontal crashes should only be compared against vehicles of the same type, but other ratings can be compared across classes. IIHS recommends not comparing any ratings across vehicle types.
  • Look for airbags. All cars legally must have safety features like seat belts, but airbags in the front, side and back seats aren’t necessarily standard.
  • Look for a car with Electronic Stability Control (ESC). ESC allows you to break individual tires, making it easier to maneuver the car and avoid a crash.
  • Get your car inspected. The only way to make sure the car you’re buying is safe is to have it inspected.

Options abound in the four- and five-star range for all types of cars and budgets, so don’t worry about safety limiting your choices.

How can I finance a new car?

  • Secured car loan. This car loan uses your vehicle as collateral in case you can’t pay it back and tends to come with competitive rates compared to other options. Most car loans are secured.
  • Unsecured car loan. You don’t risk losing your vehicle but you’ll need near-perfect credit to qualify. You can also borrow more than your vehicle’s value to cover extra costs.
  • Personal loan. You can get an unsecured personal loan or back it with other assets to borrow as much as you like to buy a new car.

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Rates last updated November 21st, 2018

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Name Product Product Description Min. Credit Score Term of Loan Requirements
car.Loan.com Car Loans
Apply with a simple online application to get paired with a local auto lender. No credit and bad credit accepted.
300
Varies by lender
Must be a US citizen with a current US address and employed full-time or have guaranteed fixed income.
Auto Credit Express Car Loans
Get connected with an auto lender near you, even if you have bad credit.
300
Typically 3 to 6 years
Must be employed full-time or have guaranteed fixed income of at least $1,500/month and be a current resident of the US or Canada.
LightStream Auto Loans
Quick car loans from $5,000 to $100,000 with competitive rates for borrowers with strong credit.
Good to excellent credit
Flexible terms
Good or excellent credit, enough income or assets to afford a new loan, US citizen or permanent resident, 18+ years old
RateGenius Auto Loan Refinance
Connect with a network of over 150 lenders to refinance your car loan.
510
Varies
Income of $2,000+/month, vehicle has less than 150,000 miles, no older than 10 model years, loan balance is at least $10,000, debt-to-income ratio: less than 50%.
LendingClub Auto Refinancing
Lower your monthly car payments and save on interest through a fast and easy online application process.
Fair or better credit
Minimum of 2 years
Car must be less than 10 years old with fewer than 120,000 miles. Current loan must have a balance between $5,000 and $55,000 and at least 24 months left in its term.
MotoRefi Car Loan Refinancing
A car loan connection service for borrowers looking to refinance.
525
1–6 years
Must have an income of at least $2,000/month and have a vehicle with less than 100,000 miles.
LendingTree Auto Loans
Compare multiple financing options for auto refinance, new car purchase, used car purchase and lease buy out.
Good to excellent credit
Typically 1 to 7 years
Must be a US citizen and 18+ years old. Must have good to excellent credit.

Compare up to 4 providers

What car types are there to consider?

NHTSA divvies vehicles out into three different categories for you to consider. Passenger cars, sport utility vehicles (SUVs) and pickup trucks and vans are the three classes, but passenger cars are broken down into several subcategories.

Figure out which type of car you want, and from there you can just compare the safety ratings of vehicles in the same class.

Passenger cars

Assistive technology and safety features have improved greatly over the years, so newer cars are likely to have an advantage when it comes to IIHS and NHTSA ratings. You can find well-rated vehicles of all price ranges in any of the subclasses.

A car falls into one of these subclasses based on its curb weight.

  • Mini. 1,500–1,999 lbs
  • Light. 2,000–2,499 lbs
  • Compact. 2,500–2,999 lbs
  • Medium. 3,000–3,499 lbs
  • Heavy. 3,500 lbs or more

Some popular overall five-star passenger cars include the Honda Civic, Toyota Camry, Ford Focus, Chevrolet Volt and Nissan Altima.

SUVs

NHTSA doesn’t further subdivide SUVs into weight classes as it does with passenger cars, but you can usually find them labeled as compact, midsize and large.

The Honda CR-V, Toyota RAV4 and Kia Sportage are considered compact SUVs and are also five-star NHTSA rated and IIHS Top Safety Picks. In the midsize range the Honda Pilot and Toyota Highlander also hold a five-star rating and Top Safety Pick.

Pickup trucks and vans

With the Ford F-Series scooping up the award for top-selling vehicle in the US in 2017, there’s little surprise that the F-150 sports a five-star rating from NHTSA and held a 2017 Top Safety Pick from IIHS.

Other highly-rated and popular vehicles in the category include the Chrysler Pacifica, Honda Odyssey and Honda Ridgeline.

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Bottom line

Finding the safest car for yourself or your loved ones depends on what you’re looking for. While NHTSA and IIHS ratings tell you generally how well that model and make do in a crash, the only way to ensure your car isn’t defective is to get it inspected before you buy it.

To learn more about buying and financing cars, check out our guide.

Frequently asked questions

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