RV loan calculator

Before you begin life on the open road, you have to figure out how you’re going to pay for it. Our RV loan calculator is a great way to compare different offers based on the loan amount, term and interest rate. Knowing how much you’ll pay in both the short and long run can help you choose the best deal available to you.

How to use this RV loan calculator

1. Enter how much you want to borrow under Loan amount.
2. Type in your loan term in years (not months) under the Loan terms field.
3. Type in your loan’s interest rate if it doesn’t come with any fees under Interest rate. If your loan does come with fees, enter the annual percentage rate (APR), which includes interest and fees combined.
4. Click Calculate.
5. Review your results.

Not only will our calculator show your monthly repayments, but also how much you’ll pay in interest over the life of your loan.

Compare RV loans

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Name	Product	Filter Values	Minimum credit score	APR	Loan term	Requirements
PenFed Auto Loans			Varies	Starting at 1.79%	Up to 10 years	Active membership with PenFed	Low APR car loans from a well-known credit union.	Go to site More Info	Compare	loading Fetching your data...
Carvana			No minimum credit score	3.9% to 27.9%	Varies	18+ years old, annual income of $4,000+, no active bankruptcies	Get pre-qualified for used car financing and receive competitive, personalized rates.	Go to site More Info	Compare	loading Fetching your data...
car.Loan.com Car Loans			300	Varies by network lender	Varies by lender	Must be a US citizen with a current US address and employed full-time or have guaranteed fixed income.	Apply with a simple online application to get paired with a local auto lender. No credit and bad credit accepted.	Go to site More Info	Compare	loading Fetching your data...
CarsDirect auto loans			No minimum credit score	Varies by network lender	Varies by network lender	Must provide proof of income, proof of residence, and proof of insurance.	Save time and effort with this lending service specializing in beginner-friendly or subprime car loan.	Go to site More Info	Compare	loading Fetching your data...
Auto Credit Express Car Loans			300	Varies	Varies	Must be employed full-time or have guaranteed fixed income of at least $1,500/month and be a current resident of the US or Canada.	Get connected with an auto lender near you, even if you have bad credit.	Go to site More Info	Compare	loading Fetching your data...
Monevo Auto Loans			500	3.99% to 35.99%	3 months to 12 years	Credit score of 500+, legal US resident and ages 18+.	Quickly compare multiple online lenders with competitive rates depending on your credit.	Go to site More Info	Compare	loading Fetching your data...
LendingTree			Good to excellent credit	Starting at 1.99%	Varies by lender	18+ years old, good to excellent credit, US citizen	Compare multiple financing options for auto refinance, new car purchase, used car purchase and lease buy out.	Go to site More Info	Compare	loading Fetching your data...
myAutoloan.com Car Loans			550	1.89% to 27%		550+ credit score, no open bankruptcies, $24,000+ annual income, US citizen or permanent resident, 18+ years old	Get up to four offers in minutes through one simple application. Multiple financing types available including new cars, used cars and refinancing.	Go to site More Info	Compare	loading Fetching your data...

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Bottom line

When you’re choosing a lender to finance your new RV, knowing how much you’ll pay in the short and long term is crucial to finding a deal that best suits your budget and lifestyle. You can learn more about the different offers out there by reading our guide to RV loans.

Need to calculate something different? Check out our full list of personal finance calculators.

Frequently asked questions

• What are typical RV loan terms?

  Loan terms for RVs typically fall between 10 and 20 years. However, your loan term can likely be longer with higher loan amounts.

• What is the average interest rate for an RV loan?

  APRs for an RV loan can range anywhere from 4% to nearly 20%. The rate you’re ultimately offered will depend on the lender, loan amount, term, your credit score and other aspects of your personal finances.

• What is a good credit score for an RV loan?

  In order to score the best rates, your credit score should be at least 700. While you can likely still get approved for a loan with a credit score below that — within the 600-range — you’ll probably get hit with higher rates.