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AZ, CO, CT, DE, IL, IA, MO, NE, NV, OH, OK, OR, UT
Available states
Online quotes
New home discount discount | No |
---|---|
New homeowner discount | No |
Home safety features discount | No |
New policy discount | No |
Bundling discount | Yes |
No claims discount | No |
Other discounts | No |
Personal property coverage | Yes |
---|---|
Valuable personal property | No |
Theft coverage | Yes |
Fire coverage | Yes |
Flood coverage | No |
Identity theft coverage | Yes |
Homesharing | No |
Dwelling coverage | Yes |
Review by
Sarah George is a writer at Finder who unravels complicated topics about insurance, business and finance. She's been wordsmithing for nearly five years, after earning an English education degree. Her insurance know-how has been featured on CarInsurance.com. You can usually find Sarah sipping hot tea and talking through movie plots in her downtime.
Root’s home insurance provides an ample list of coverage that should work for most homeowners. The main benefit of choosing this insurer is a discount for bundling your car and home policies — a plus if you already use Root car insurance. Plus, you’ll be able to manage both policies in the same place.
The main downside to Root is its steep number of complaints, which could be concerning to homeowners who value the best customer service experience. Whatever your situation, weigh your home insurance options against Root’s quote to make sure you’re choosing the best option for you.
You can take care of essential home insurance needs using this coverage:
Root provides a suite of options to bolster your home’s protection:
With Root, you can discount your premiums by 10% for buying your car and home insurance together.
Root holds an A+ rating with the Better Business Bureau (BBB), as of August 6, 2020. However, the BBB published around 220 customer complaints about Root’s service. Many complaints involve customers wanting to cancel their policies because of premium hikes or poor communication. Some customers complain about unexpected charges or premium charges that are higher than agreed upon.
Root has also received a 5.36 rating on the 2019 National Association of Insurance Commissioners complaint index. The index assigns companies a rating based on the number of customer complaints compared to business size. Since the national standard score is 1.00, anything above 1.00 shows too many complaints.
Root keeps its home insurance application an exclusive process for its car insurance customers. You can start the process using these methods:
You’ll typically need this information when applying for home insurance: