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Roofstock competitors

Branch out into commercial real estate with these five investment platforms.

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By

Shannon Terrell

Updated

Roofstock offers single-family residential properties occupied by tenants to accredited and nonaccredited investors alike. The catch? You’ll need to have a down payment ready and there’s not much liquidity to be had once you become a homeowner. If you’re on the fence about Roofstock, here are four Roofstock competitors to consider.

What’s an accredited investor?

To be an accredited investor, you must meet one of the following criteria set by the US Securities and Exchange Commission (SEC):

  • You earned over $200,000 in each of the last two years and expect the same for this year.
  • You and your spouse earned over $300,000 in each of the last two years and expect the same for this year.
  • You have a net worth of at least $1 million, alone or together with your spouse, excluding the value of your primary residence.

Roofstock competitors

CrowdStreet

CrowdStreet

2.8 / 5 ★★★★★

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You'll need to be an accredited investor to sign up, but you'll gain access to commercial real estate, funds and portfolio management services. For the accredited investor looking to diversify into real estate, CrowdStreet has plenty to offer. Individual investment property and fund minimums start at $25,000 and portfolio management services require a portfolio of at least $250,000.
Account typesOther
Annual fee0%
Available asset typesReal estate
Average return17%

Yieldstreet

Yieldstreet

3.5 / 5 ★★★★★

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Yieldstreet's platform offers investors the opportunity to invest in real estate and a variety of alternative asset classes. Investors can browse the Yieldstreet marketplace for individual offerings or invest in the Yieldstreet Prism Fund, a four-year fund that contains a diversified basket of investment classes. The fund is open to all investors; other offerings are limited to accredited investors.
Annual fee1%
Available asset typesReal estate, Art, Other
Average return7% to 15%

RealCrowd

RealCrowd

This private investing platform's individual commercial real estate deals are thoroughly vetted and accompanied by robust documentation. RealCrowd is a private investing platform that offers investors access to an online marketplace populated with commercial real estate deals. Plus, it's one of the few real estate platform's that doesn't charge a management fee. The catch? Only accredited investors are eligible to invest.
Account typesOther
Available asset typesReal estate
Average return6% to 12%

Cardone Capital

Cardone Capital

It's low $5,000 investment minimum makes Cardone Capital more approachable than its competitors, but investors must be ready to lock in funds for 10 years at a time. Most multifamily investment opportunities are limited to accredited investors. Cardone Capital sets itself apart by opening up its marketplace to nonaccredited investors. Plus, its $5,000 minimum investment is less demanding than the $25,000 minimum imposed by its competitors.
Account typesRetirement
Annual fee1%
Available asset typesReal estate

ArborCrowd

ArborCrowd

This well-vetted real estate network only offers one real estate deal at a time. So long as you're ready to lock in a minimum investment of $25,000 for up to four years, ArborCrowd may be worth considering. You'll need to be an accredited investor and only one deal is up for grabs at a time, but the screening process is extensive and ArborCrowd invests in every deal it offers.
Account typesOther

Pros and cons of Roofstock

Roofstock has plenty to offer investors interested in real estate but isn’t without its drawbacks.

Pros

  • Open to non-accredited investors. As long as you’ve got the upfront capital, Roofstock is happy to welcome non-accredited investors to its platform — a perk that separates it from many of its competitors.
  • Vetting process. Roofstock carefully vets and screens its listings before they go live on its marketplace, offering 3D tours, inspection reports, financial analysis and more.
  • Competitive fees. If your offer is accepted, you’ll pay a marketplace fee of 0.5% of the contract price or $500 — whichever is higher.
  • 30-day money-back guarantee. Rockstock offers a money-back guarantee if you find yourself dissatisfied with your investment property and it meets its terms and conditions.

Cons

  • Sizable investment minimums. Since you’re purchasing property through Roofstock, it connects investors with residential property occupied by tenants — but you’ll need a 20% down payment to invest. The average price of a Roofstock property is $140,000, which means you’re looking at a $28,000 down payment requirement.
  • Limited market. Roofstock only offers properties across 28 states.
  • Online only. Since Roofstock operates as an online marketplace, you’ll need to rely entirely on the listing information to make a decision about whether to invest in a property.

How to transfer your investment account

Roofstock investors are property owners. This means that if you decide to sell your Roofstock property, you’ll need to navigate the real estate process of putting your property up for sale. This may include hiring a local real estate agent, running a comparative market analysis, hiring a home inspector and more.

Compare real estate investing accounts

1 - 5 of 5
Name Product Eligible investors Annual fee Average return
Ark7 Real Estate Investing
Not rated yet
Ark7 Real Estate Investing
All
0%
4% to 7%
Invest in income-producing rental homes with as little as $20 per share (Ark 7 charges a one-time 3% sourcing fee and a monthly management fee of between 8–15% of the rental income).
Go to site
Yieldstreet
Finder Score: 3.5 / 5: ★★★★★
Yieldstreet
1%
7% to 15%
Invest in art, real estate and commercial offerings all in one place.
Go to site
More Info
CrowdStreet
Finder Score: 2.8 / 5: ★★★★★
CrowdStreet
Accredited only
0%
17%
Real estate investing platform that gives investors direct access to individual commercial real estate investment opportunities
Go to site
More Info
RealtyMogul
Not rated yet
RealtyMogul
All
1%
Invest directly in commercial real estate through this crowdfunding platform. But you’ll pay variable fees depending on the investment type.
Go to site
More Info
Arrived Homes
Finder Score: 3.3 / 5: ★★★★★
Arrived Homes
All
1%
5.21% to 6.42%
Go to site
More Info
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