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Robinhood vs. Stash
These platforms are so well-matched that the best choice boils down to account and asset options.
Beginner-friendly Robinhood and Stash have plenty in common, from commission-free trades to a lack of advanced analytics. The right platform hinges on your account preferences and what you plan to trade.
Which one is better?
- Choose Robinhood if you want access to options trading or the cryptocurrency market, or if you want to invest in IPOs at IPO prices.
- Choose Stash if you need to open a retirement account.
Based on the star schema system we use to rate trading platforms, Stash scrapes a win from its competitor with a composite rating of 3.7 out of 5 to Robinhood’s 3.5 out of 5. But the numbers are so close that we think each platform deserves to be considered for its individual merits.
These two trading platforms have a lot in common. They both cater to new investors and offer a similar lineup of commission-free securities — although Robinhood’s cryptocurrency and options trading gives it an edge over its competitor.
Robinhood also offers more sophisticated research tools, and it gives its users a chance to buy some IPOs at pre-market IPO prices. What’s more, Robinhood has reserved 20% to 35% of shares in its upcoming IPO to offer them exclusively to its customers, giving them a higher chance to grab Robinhood’s shares at IPO prices.
But if Robinhood offers so much more than Stash, why does the latter earn a higher rating? It comes down to reliability. While the occasional mobile app error isn’t the end of the world, major service outages have the potential to impact investors.
Robinhood had a major outage in March 2020. It also limited trading by its customers in so-called meme stocks like GameStop and AMC in January 2021. None of this happened with Stash.
|Research and tools|
We awarded a bonus star for Stash’s stock-back rewards program.
To learn how our star ratings are calculated, read the methodology at the bottom of the page.
How do Robinhood and Stash compare?
Robinhood is a trading platform for beginners that offers easy-to-navigate software, no account minimums and no commission fees. Research and analytics tools are somewhat limited, but investors can bump up their brokerage account to Robinhood Gold for $5 monthly to receive Morningstar research reports, Nasdaq Level II Market Data and instant access to deposits of $5,000 to $50,000.
Stash is a no-frills investment platform offering access to stocks, bonds and ETFs. The platform has several unique offerings up its sleeve, including a subscription-based pricing model that offers access to research tools, educational resources and commission-free trading for a flat monthly fee ranging from $1 to $9. Investors are also eligible for a free checking account and debit card equipped with a stock-back rewards program.
|Stock trade fee||$0||$0|
|Option trade fee||$0||N/A|
|Minimum deposit to open||$0||$0|
|Tools and research|
|Reputation and customer reviews|
|Apple App Store reviews|
|Google Play Store reviews|
There’s a lot of common ground between these two beginner-oriented platforms. Robinhood has a stronger lineup of tradable securities, but doesn’t offer retirement accounts. Stash has a resource-rich learning hub, but lacks some of the more sophisticated market reports available to Robinhood Gold investors.
Before you choose a platform, compare your trading account options with multiple providers to find the broker best suited to your investment needs.
Frequently asked questions
Does Stash offer fractional shares?
Yes, Stash’s fractional shares start at $0.01.
How do I fund my Stash account?
The only way to fund your Stash account is with a bank transfer.
What types of accounts can I open with Stash?
Stash offers individual brokerage accounts, custodial accounts, Traditional IRAs and Roth IRAs.
What cryptocurrencies are available on Robinhood?
Robinhood offers access to the following cryptocurrencies:
- Bitcoin Cash
- Bitcoin Gold
- Bitcoin SV
- Ethereum Classic
How we rate trading platforms
★★★★★ 5/5 — Excellent
★★★★★ 4/5 — Good
★★★★★ 3/5 — Average
★★★★★ 2/5 — Subpar
★★★★★ 1/5 — Poor
We analyze top online trading platforms and rate them one to five stars based on factors that are most important to you. These factors include fees, securities available for trade, customer support, customer feedback, platform resources and overall reliability.
For a complete breakdown of how we score each category, read the full methodology of how we rate trading platforms.
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