Retirable review

Free resources are available, but the platform lacks in-person support.

For those preparing for retirement, Retirable offers both free and paid services to help you budget and plan for the future. But feedback on the platform is scarce and you won’t be able to meet your financial planner in person.

No reviews yet. Write a review


Stock trade fee


Minimum deposit to open

What is Retirable?

Retirable is an online financial planning platform that helps people prepare for retirement. Its Basic account is free and offers a Retirement Roadmap: an estimated year-over-year projection of finances. It’s Premium account offers one-on-one access to a Certified Financial Planner who can help you improve your cash flow, manage expenses, reduce debt and set retirement goals.

What can it help me with?

Only one of Retirable’s services come free: the Retirement Roadmap. The rest are available with the guided help of a Certified Financial Planner, accessible through a Retirable Premium account:

  • Retirement Roadmap. The primary offering of Reteirable’s Basic account is the Retirement Roadmap: a snapshot of your current finances coupled with year-over-year projections of incoming cash and estimated living expenses.
  • Improved cash flows. Boost your retirement paycheck by doing a deep-dive analysis into your anticipated retirement income.
  • Manage healthcare expenses. Find a Medicare Advantage plan and learn how to tackle unexpected medical expenses.
  • Increase your income. Wield the equity in your home, identify local retirement benefits, avoid Social Security mistakes and more.
  • Reduce debt. Create a personalized retirement budget, refinance loans and pinpoint opportunities in your finances to minimize debt.
  • Create an estate plan. Put together an estate plan to better prepare for the future.

How does it approach investing?

To create your Retirement Roadmap, Retirable asks a series of questions about your financial habits, savings, debts and retirement goals.

Be prepared to provide the following information when you create your Retirement Roadmap:

  • What age you plan to retire
  • Marital status
  • Annual income
  • Expected pension or retirement annuity
  • 401(k), IRA or cash retirement savings
  • Available assets
  • Outstanding debts

Retirable uses this information to craft your Retirement Roadmap: a comprehensive breakdown of expected income by year coupled with your estimated living expenses. You’ll get a snapshot of your current financial situation with the option to edit your information as your circumstances change for an updated Roadmap.

To dive even further into your retirement finances, be prepared to bump up your subscription to a Premium account. You’ll gain access to a financial adviser who can work with you to devise a personalized retirement plan.

Retirable fees

Retirable primarily markets its services to pre-retirees, but stipulates that anyone can sign up for an account. Retirable’s Basic account is free and offers access to the Retirable Roadmap — a feature designed to help you analyze your future income and expenses.

A Premium account costs $49 annually and provides access to a US Certified Financial Planner who can help you further analyze your finances, guide you through enrollment processes, help you identify healthcare options and more.

Annual fee$0$49
  • Retirable Roadmap
  • Retirable Roadmap
  • Access one-on-one coaching from a US Certified Financial Planner

How do I sign up?

The Retirable signup process begins by building your Retirable Roadmap:

  1. Click Get Started.
  2. Select the type of retirement planning services you’re interested in and click Continue.
  3. Answer Retirable’s questions about your current retirement plans, financial goals, annual income, pension, savings and debts. Click Continue.
  4. Review your Retirable Roadmap. If you’re interested in a Premium account upgrade, click on Advice and Upgrade Now.
  5. Enter your full name, email address and payment information.
  6. Click Confirm Retirable Premium.

Pros and cons


  • Free financial resources. A Basic account comes with a free Retirement Roadmap and access to Retirable’s database of educational content.
  • Access financial advisers. Premium account holders gain one-on-one access to a Certified Financial Planner who can help them create a personalized retirement plan.


  • Limited feedback. We didn’t find any feedback for the platform on the Better Business Bureau, Trustpilot or Reddit.
  • No in-person support. Retirable is an online service, which means Premium members don’t have in-person access to their financial planners.

Retirable reviews and complaints

As of October 2020, Retirable is an accredited business with the Better Business Bureau (BBB) with an A- rating. While Retirable has no BBB complaints, it also has no customer reviews. In fact, we couldn’t find any customer feedback for Retirable. It doesn’t have a Trustpilot page, it has no complaints on the Consumer Financial Protection Bureau and we couldn’t find any Reddit threads that mentioned the platform.

While a lack of complaints is definitely a plus, a lack of any feedback at all makes it difficult to gauge the quality of Retirable’s service. Before you sign up, read the account holder fine print to familiarize yourself with Retirable’s policies and procedures.

Compare retirement accounts

If you’re not set on Retirable, compare your options to find a retirement account that fits your needs.

Name Product Minimum deposit to open Annual fee Available asset types
$1 per month
Invest your spare change. Anyone can grow wealth.
Stocks, Options, ETFs
Margin financing rates start at 3.99%. No monthly subscription fees for margin.
Sofi Invest
Stocks, ETFs, Cryptocurrency
A free way to invest in stocks, ETFs and crypto.
0.25% on balances up to $99,999

0.4% on balances of $100,000+
Betterment's automatic investment site aims to improve your returns and support good financial habits with passive investing and financial planning support.
Stash Invest
$1 per month
Stocks, ETFs
Stash is more than an investment app. You’ll have access to tools that can help you become a confident investor.

Compare up to 4 providers

Bottom line

Both Retirable’s free and premium services may help you better prepare for retirement. But a lack of customer feedback means you’ll need to decide whether this platform is right for you based on its services and features alone.

Explore your retirement resources to future-proof your finances and know what to expect once you retire.

Frequently asked questions

Ask an expert

You are about to post a question on

  • Do not enter personal information (eg. surname, phone number, bank details) as your question will be made public
  • is a financial comparison and information service, not a bank or product provider
  • We cannot provide you with personal advice or recommendations
  • Your answer might already be waiting – check previous questions below to see if yours has already been asked

Finder only provides general advice and factual information, so consider your own circumstances, or seek advice before you decide to act on our content. By submitting a question, you're accepting our Terms of Use and Privacy and Cookies Policy.
Go to site