Transfer to select travel partners to make the most of your points.
With the inclusion of transfer partners in Citi’s ThankYou program, there are now a solid number of ways to redeem your ThankYou points for good value. Here are some of the best ways to redeem your ThankYou points.
Transfer to loyalty program partners
Using a Citi credit card that allows you to transfer points to Citi loyalty partners is the best method for redeeming your ThankYou points. At the time of this writing, eligible cards include:
Depending on where you transfer your points, you can greatly increase their overall value. ThankYou points transfer at a ratio of 1:1 for most partners. If you transfer your points to a loyalty program with highly valued points, you could see a double, triple or even quadruple increase in point value.
Citi ThankYou points transfer partners
|Loyalty transfer partner||Conversion rate (ThankYou points to partnered currency)|
|JetBlue TrueBlue||1000: 800|
|Malaysia Airlines Enrich||1000:1000|
|Qantas Frequent Flyer||1000:1000|
|Qatar Privilege Club||1000:1000|
|Sears Shop Your Way||1 point: 12 Shop Your Way points|
|Thai Royal Orchid Plus||1000:1000|
|Turkish Airlines Miles & Smiles||1000:1000|
|Virgin Atlantic Flying Club||1000:1000|
Loyalty program point values
The exact point value of each loyalty program greatly depends on how you redeem those points and is subject to change at the loyalty program’s discretion. Point values on our loyalty program guides are an average estimate based on our calculations made at the time of writing.
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Book travel through Citi
Aside from transferring your points, booking travel through Citi’s travel portal is your next best redemption option, provided you have the Citi Premier℠ Card. When you book travel through Citi’s travel portal using this card, your points are worth 1.25 cents each instead of the standard 1 cent each.
This option offers a solid value while saving you the time and research needed when transferring points to another loyalty program. What’s more, flights booked this way typically count as a paid fare, meaning you can still earn miles on your preferred airline.
Even if you don’t have the Citi Premier℠ Card, you might still consider redeeming through the Citi portal. There are no blackout dates when booking through the Citi portal and you’ll rarely have availability issues with your reward flight.
While redeeming your ThankYou points for gift cards isn’t exactly a great value, it’s the only way you’ll want to use your points for making any sort of merchandise purchases. Points redeemed on gift cards are worth 1 cent each.
This point value puts it far ahead of making direct purchases using your ThankYou points. Points redeemed on the “Shop With Points” option can reach values as low as 0.3 cents per point.
Citi will occasionally run sales or other promotions on rewards available on the ThankYou site. In some cases, you might find otherwise mediocre redemption options more appealing. Keep your eyes peeled on the ThankYou site.
Payments toward school loans or mortgage
Interestingly, you can redeem your points on payments toward outstanding school or mortgage loans. Points redeemed this way are worth 1 cent each, though you can only redeem in preset denominations ranging from $25 to $1,000 in value.
The inclusion of transfer partners has significantly boosted the value of Citi ThankYou points. Provided you stick to transfers, Citi ThankYou points are a worthy addition to your wallet and competitive with the other big players like Chase and Amex.
If the Citi ThankYou program doesn’t grab you, compare your rewards credit card options to find the loyalty program that offers the best flexibility and value for your needs.