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How to redeem Citi ThankYou points for best value

Transfer to select travel partners to make the most of your points.

With the inclusion of transfer partners in the ThankYou program from Citi — a advertising partner — there are now a solid number of ways to redeem your ThankYou points for good value. Here are some of the best uses for your rewards.

Transfer to travel partners

Depending on where you transfer your points, you can increase the overall value. ThankYou points transfer at a ratio of 1:1 for most partners. If you transfer your points to a loyalty program with high-value points, you could see a double, triple or even quadruple increase in point value.

Citi ThankYou points transfer partners

Loyalty transfer partnerConversion rate (ThankYou points to partnered currency)
Asia Miles1,000:1,000
Avianca LifeMiles1,000:1,000
Etihad Guest1,000:1,000
EVA Air1,000:1,000
Flying Blue1,000:1,000
Garuda Indonesia1,000:1,000
JetBlue TrueBlue1,000: 800
Malaysia Airlines Enrich1,000:1,000
Qantas Frequent Flyer1,000:1,000
Qatar Privilege Club1,000:1,000
Sears Shop Your Way1 point: 12 Shop Your Way points
Singapore Airlines1,000:1,000
Thai Royal Orchid Plus1,000:1,000
Turkish Airlines Miles & Smiles1,000:1,000
Virgin Atlantic Flying Club1,000:1,000

Loyalty program point values

The exact point value of each loyalty program depends on how you redeem those points and is subject to change at the loyalty program’s discretion. Point values on our loyalty program guides are an average estimate based on our calculations made at the time of writing.

Compare cards for earning Citi ThankYou points

Name Product Welcome Offer Rewards Annual fee Filter values
Citi Custom Cash℠ Card
$200 cash back after spending $750 in the first 3 months. Fulfilled as 20,000 ThankYou® Points, which can be redeemed for $200 cash back
5% cash back on purchases in your top eligible spend category each billing cycle on up to the first $500 spent, then 1% cash back thereafter and on all other purchases
A new cashback card that automatically awards 5% to your highest eligible spending category each billing cycle, on up to $500 (then 1%).
Citi Rewards+® Card
Earn 20,000 points after spending $1,500 in the first 3 months
Earn 2x points at supermarkets and gas stations on up to $6,000 annually, then 1x points after that and on all other purchases
Earn 20,000 points after spending $1,500 in the first 3 months
Citi Premier® Card
80,000 points after spending $4,000 in the first 3 months
3x points at restaurants, supermarkets, gas stations, flights and hotels and 1x points on everything else
Earn 80,000 bonus points after making $4,000 in purchases with your card within the first 3 months of account opening.

Compare up to 4 providers

Book travel through Citi

Aside from transferring your points, booking travel through Citi’s travel portal is your next best redemption option, provided you have the Citi Premier® Card. When you book travel through Citi’s travel portal using this card, your points are worth 1.25 cents each instead of the standard 1 cent each.

This option offers a solid value while saving you the time and research needed when transferring points to another loyalty program. What’s more, flights booked this way typically count as a paid fare, meaning you can still earn miles on your preferred airline.

Even if you don’t have the Citi Premier® Card, you might still consider redeeming through the Citi portal. There are no blackout dates when booking through the Citi portal and you’ll rarely have availability issues with your reward flight.

Hotel bookings with the Citi Prestige® Credit Card

The Citi Prestige® Credit Card offers a perk for the fourth hotel night free. Use this perk twice per year when you book Citi Prestige hotel through the Citi ThankYou travel portal, using your Citi Prestige card. These requirements aside, you can use perks on any eligible hotel with no blackout dates, potentially leading to big savings.

Gift cards

While redeeming your ThankYou points for gift cards isn’t exactly a great value, it’s the only way you’ll want to use your points for purchasing merchandise. Points redeemed on gift cards are worth 1 cent each.

Compared to “Shop With Points” option, with values as low as 0.3 cents per point, ThankYou points are far better.

Reward promotions

Citi occasionally runs sales or other promotions on rewards available on the ThankYou site. Sometimes you might find otherwise mediocre redemption options more appealing. Keep your eyes peeled on the ThankYou site.

Payments toward school loans or mortgage

Interestingly, you can redeem your points on payments toward outstanding school or mortgage loans. Points redeemed this way are worth 1 cent each, though you can only redeem in preset denominations ranging from $25 to $1,000 in value.

Bottom line

The inclusion of transfer partners has significantly boosted the value of the Citi ThankYou program. Provided you stick to transfers, Citi ThankYou points are a worthy addition to your wallet and competitive with the other big players such as Chase and Amex. Read more about earning Citi ThankYou points to maximize your reward potential.

If the Citi ThankYou program doesn’t grab you, compare your rewards credit card options to find the loyalty program that offers the best flexibility and value for your needs.

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