How to redeem Citi ThankYou points for best value

Transfer to select travel partners to make the most of your points.

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With the inclusion of transfer partners in Citi’s ThankYou program, there are now a solid number of ways to redeem your ThankYou points for good value. Here are some of the best ways to redeem your ThankYou points.

Transfer to loyalty program partners

Using a Citi credit card that allows you to transfer points to Citi loyalty partners is the best method for redeeming your ThankYou points. At the time of this writing, eligible cards include:

Name Product Filter values Rewards Purchase APR Annual fee
3x points on travel and gas, 2x points on dining and entertainment and 1x points on everything else
17.49% to 25.49% variable
$0 intro annual fee for the first year ($95 thereafter)
Earn 60,000 bonus points after making $4,000 in purchases with your card within the first 3 months of account opening.
5x points on flights and dining, 3x points on hotels and cruises and 1x points on all other purchases
17.24% to 25.24% variable
Earn 50,000 points after spending $4,000 in the first 3 months.
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Depending on where you transfer your points, you can greatly increase their overall value. ThankYou points transfer at a ratio of 1:1 for most partners. If you transfer your points to a loyalty program with highly valued points, you could see a double, triple or even quadruple increase in point value.

Citi ThankYou points transfer partners

Loyalty transfer partnerConversion rate (ThankYou points to partnered currency)
Asia Miles1000:1000
Avianca LifeMiles1000:1000
Etihad Guest1000:1000
EVA Air1000:1000
Flying Blue1000:1000
Garuda Indonesia1000:1000
JetBlue TrueBlue1000: 800
Malaysia Airlines Enrich1000:1000
Qantas Frequent Flyer1000:1000
Qatar Privilege Club1000:1000
Sears Shop Your Way1 point: 12 Shop Your Way points
Singapore Airlines1000:1000
Thai Royal Orchid Plus1000:1000
Turkish Airlines Miles & Smiles1000:1000
Virgin Atlantic Flying Club1000:1000

Loyalty program point values

The exact point value of each loyalty program greatly depends on how you redeem those points and is subject to change at the loyalty program’s discretion. Point values on our loyalty program guides are an average estimate based on our calculations made at the time of writing.

Compare rewards credit cards

Name Product Welcome offer Rewards Annual fee Filter values
30,000 points after spending $2,000 in the first 3 months
3x Membership Rewards® points on all eligible travel, 3x points at restaurants and 1x points on all other purchases
Earn 3x Membership Rewards® points on all eligible travel, 3x points at restaurants and 1x points on all other purchases. Rates & fees
$150 after spending $1,000 in the first 3 months
2% at US gas stations and select US department stores, 3% at US supermarkets on up to $6,000 per year, then 1% after that and on all other purchases
Earn a $150 bonus statement credit after you spend $1,000 on purchases in the first 3 months. Rates & fees
20,000 miles after spending $1,000 in the first 3 months
1.25x miles on all purchases and 10x miles at
Earn 20,000 bonus miles once you spend $1,000 on purchases within the first 3 months from account opening.
$150 after spending $1,000 in the first 3 months
1.5% cash back on all purchases
Unlimited 1.5% cash back. Rates & fees
75,000 points after spending $1,000 in the first 3 months
7x points on Hilton Honors purchases, 5x at US restaurants, US supermarkets and US gas stations, 3x on all other purchases
Earn 75,000 Hilton Honors Bonus Points after you spend $1,000 in purchases on the card within your first 3 months of card membership. Rates & fees

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Book travel through Citi

Aside from transferring your points, booking travel through Citi’s travel portal is your next best redemption option, provided you have the Citi Premier℠ Card. When you book travel through Citi’s travel portal using this card, your points are worth 1.25 cents each instead of the standard 1 cent each.

This option offers a solid value while saving you the time and research needed when transferring points to another loyalty program. What’s more, flights booked this way typically count as a paid fare, meaning you can still earn miles on your preferred airline.

Even if you don’t have the Citi Premier℠ Card, you might still consider redeeming through the Citi portal. There are no blackout dates when booking through the Citi portal and you’ll rarely have availability issues with your reward flight.

Gift cards

While redeeming your ThankYou points for gift cards isn’t exactly a great value, it’s the only way you’ll want to use your points for making any sort of merchandise purchases. Points redeemed on gift cards are worth 1 cent each.

This point value puts it far ahead of making direct purchases using your ThankYou points. Points redeemed on the “Shop With Points” option can reach values as low as 0.3 cents per point.

Reward promotions

Citi will occasionally run sales or other promotions on rewards available on the ThankYou site. In some cases, you might find otherwise mediocre redemption options more appealing. Keep your eyes peeled on the ThankYou site.

Payments toward school loans or mortgage

Interestingly, you can redeem your points on payments toward outstanding school or mortgage loans. Points redeemed this way are worth 1 cent each, though you can only redeem in preset denominations ranging from $25 to $1,000 in value.

Bottom line

The inclusion of transfer partners has significantly boosted the value of Citi ThankYou points. Provided you stick to transfers, Citi ThankYou points are a worthy addition to your wallet and competitive with the other big players like Chase and Amex. Read more about earning Citi ThankYou points to maximize your reward potential.

If the Citi ThankYou program doesn’t grab you, compare your rewards credit card options to find the loyalty program that offers the best flexibility and value for your needs.

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