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Ram was created in 2010 as an off-shoot of American car brand Dodge to service hard-core truck enthusiasts. With prices topping $35,000, you have a variety of options to finance one of these heavy-duty vehicles. While the fastest way to go might be financing directly through an authorized dealership, you’ll likely find a more competitive rate if you prequalify with a few different lenders first.
You have a range of financing options to get behind the wheel of a Ram truck. Shopping around for a traditional car loan from a bank, credit union or online lender may take longer, but it can save you hundreds or even thousands of dollars in interest over the life of your loan. Personal loans are also an option if you don’t want to use your truck as collateral — but rates tend to be higher than secured forms of financing.
If speed is your main concern, you might want to consider applying directly through an authorized Ram dealership. As a division of Chrysler, it offers in-house financing through Chrysler Capital. Well-qualified borrowers may be eligible for competitive rates — here’s how it breaks down:
As with all types of financing, the exact rates and terms you qualify for will depend on your credit score, debt-to-income ratio and other aspects of your finances.
Read our review of Chrysler Capital auto loans and leasing
Yes, Ram offers two discount programs:
A new 2019 Ram will cost anywhere from $28,000 to upwards of $35,000 for the basic trim levels. It all depends on your negotiation skills, where you live and the add-ons you choose.
2019 Ram 1500 Classic
2019 Ram 150
2019 Ram 2500
2019 Ram 3500
Car insurance costs that come with driving a Ram
Yes, all Ram trucks come with two warranties:
A full breakdown of the basic limited warranty and parts covered under other warranties can be found by going to Ram’s website and clicking Owners in the main menu, followed by Warranty.
Ram may be a newer line of trucks, but the power behind the manufacturing has been around for over a century. When you’re ready to buy, financing directly through an authorized dealership might be your fastest option. But we recommend comparing your car loan options first to increase your bargaining power when you hit the lot.
Pictures: Ram Official Page
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