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Radisson Rewards™ Visa® Card review

A no-annual-fee credit card with a low rewards rate.

  • Get this card if you occasionally stay at Radisson hotels and you don’t want to pay an annual fee.
  • Pick the Radisson Rewards Premier Visa Signature® Card if you want the best bang for your buck.
  • Apply with a good credit score of 670 or higher.
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30,000

Points as welcome offer

Up to 3x

Points

$0

Annual fee

22.99%

Purchase APR (variable)

Details

Annual fee$0
Welcome offer30,000 points after spending $1,000 in the first 90 days
Rewards3x points at Radisson and 1x points everywhere else
Purchase APR22.99% variable
Balance transfer APR22.99% variable
Minimum Credit Score670
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Review by


Kliment Dukovski is a credit cards and investments writer. He's written over 600 articles to help readers find and compare the best credit cards. Kliment has also written on money transfers, home loans and more. Previously, he ghostwrote guides and articles on foreign exchange, stock market trading and cryptocurrencies.

Expert review

With a Radisson membership, you earn 20x points on Radisson purchases. Add the Radisson Rewards™ Visa® Card and you earn an additional 3x points. You can boost your points even more with elite status. But even with a standard membership and this credit card, 23x points come to around 6% back in value without limits. This isn’t bad considering the card has a $0 annual fee.

The card also has a decent signup bonus and you can earn up to three free-night certificates per year. However, you need to spend $1,000 to earn each free night certificate.

Overall, this isn’t a spectacular card but it’s not that bad either. For those who occasionally stay at Radisson hotels and don’t want to pay an annual fee, this could be a decent credit card. But for those who want to get the best value, the Radisson Rewards Premier Visa Signature® Card is the better choice. That’s because you earn 35x points in total on Radisson purchases — a 10.5% back value — and you get to earn a four times higher signup bonus for a $75 annual fee.

How to apply for the Radisson Rewards™ Visa® Card

Applying for the card is simple. Here’s how to do it:

  1. Visit the Radisson hotels website.
  2. Select the Rewards section.
  3. Find the card on this page and click Learn more.
  4. Select the Radisson Rewards™ Visa® Card and click Apply now.
  5. Fill out the application.
  6. Review the application and submit.

What credit score do I need?

Your chances of approval increase with a good credit score of 670 or higher.

Radisson Rewards™ Visa® Card benefits

  • Signup bonus. Earn 30,000 bonus points after you spend $1,000 within the first 90 days when you open your account. With points valued at 0.3 cents on average, your signup bonus comes in around $90.
  • Rewards. Earn 3x points at Radisson hotels and 1x points on everything else. Combined with the 20x points by simply being a Radisson Rewards member, you earn 23x points. This makes every Radisson purchase worth slightly higher than 6% back.
  • Up to three free nights each year. Spend $1,000 and get one free night e-Certificate. You can get a maximum of three free night certificates per year.
  • No annual fee. There’s no annual fee to own the card.

Radisson Rewards™ Visa® Card drawbacks

  • Foreign transaction fee. You’ll pay either a 2% fee for transactions in US dollars or a 3% fee in foreign currency for every transaction made abroad or online with foreign merchants.
  • No intro APR period. This card doesn’t offer a 0% intro APR period on balance transfers or purchases. This isn’t a big deal since most travel cards lack this feature anyway.

Compare rewards credit cards

If this card isn’t right for you, compare other rewards credit cards on the market. Consider factors like annual fee, APR, welcome offer and perks you think you’ll use.

Name Product Welcome Offer Rewards Annual fee Filter values
BlockFi Bitcoin Rewards Credit Card
Up to $100 in Bitcoin rewards by earning 3.5% back in Bitcoin on all purchases in the first 90 days
3.5% back in Bitcoin in the first 90 days, up to a total of $100 in Bitcoin, then 1.5% on all purchases
$0
Earn 3.5% back in Bitcoin in the first 90 days, up to a total of $100 in Bitcoin. After that you'll earn a solid 1.5% back on all purchases.
American Express® Gold Card
60,000 points after spending $4,000 in the first 6 months
4x at restaurants including delivery and Uber Eats; 4x at US supermarkets on up to $25,000 annually (then 1x points), 3x points on directly-booked flights and 1x points on other eligible purchases
$250

Rose Gold is Back

Earn up to 4x points on select purchases, a bevy of travel perks, and a welcome offer worth up to $600 based on our valuation with this upper-mid tier travel card. Terms apply, see rates & fees
Blue Cash Everyday® Card from American Express
Earn a $200 statement credit after spending $2,000 in the first 6 months
3% at US supermarkets on up to $6,000 per year (then 1%), 2% at US gas stations and select US department stores and 1% on other purchases (redeem as statement credit)
$0
Earn a $200 statement credit after spending $2,000 in the first 6 months. This is a higher-than-average welcome offer for a card with no annual fee. Terms apply, see rates & fees
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Bottom line

The Radisson Rewards™ Visa® Card is a decent credit card option for Radisson regulars who don’t want to pay an annual fee. But for a $75 annual fee, its sibling card, the Radisson Rewards Premier Visa Signature® Card, is a way more rewarding option.

Compare general travel cards to get more flexibility in your points redemption options.

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