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Compare Progressive car insurance discounts

Choose from many discounts that almost anyone can qualify for.

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Progressive makes it easy to save extra money on your car insurance by offering a wide variety of discounts. Some discounts apply based on your own history and background, while others apply to your vehicle or billing options. Keep in mind that not all discounts are available in every state.

Our top pick: Progressive

Discover coverage that’s broader than competitors, valuable discounts up to 30% off and perks like shrinking deductibles that reward no claims.

  • Broad coverage, including for custom car parts or ridesharing
  • Transparent pricing tools that help you buy within budget
  • Accident forgiveness on small claims or for staying claim-free
  • Stack a variety of discounts for multiple cars, autopay or homeownership

What discounts can I get from Progressive?

You’ll find a variety of discounts in different areas, such as payment and personal discounts. Compare the most common discounts you can get on your auto policy with Progressive — they could save you over 30% on your total premiums.

  • Advance quote. Get a discount for shopping ahead of your renewal date. The farther out you quote, the greater the discount — with 30 days giving up to 15%.
  • Automatic bill pay. Sign up for automatic monthly payments by credit or debit card, or EFT.
  • Away at school. Get a discount if a student on your policy lives at school over 100 miles from home.
  • Continuous insurance. Save based on how long you consistently maintained active car insurance with no gaps or cancellations. This includes if you were insured under someone else’s policy.
  • Education discount. If you have a college degree or attended a technical institute, you might be able to receive a small discount.
  • Good student. Get better rates if a student on your policy maintains a B average or better.
  • Homeowner. Save money on auto insurance if you own a home or condo, even if it’s not insured with Progressive.
  • Multipolicy. Bundle auto and home insurance to save an average of 15%, and get up to 5% off for bundling car and RV or boat insurance.
  • Multivehicle. You can save an average of 12% when you insure more than one vehicle under the same policy.
  • Online quote. Save an average of 4% when you apply for a quote online.
  • Online signature and paperless documents. Save an average of 8.5% when you sign your policy application online. You can save even more when you choose to receive your policy documents through email.
  • Paid in full. Pay for your six-month policy in a single, lump-sum payment.x
  • Safe driver. Save an average of 31% if you have a clean driving record with no violations within the past three years.
  • Teen driver. Get a discount when you add a driver under the age of 18 to your policy.
  • Telematics. Snapshot is Progressive’s pay-as-you-drive car insurance program. It allows drivers to save by sharing their driving habits with Progressive. Average annual savings are $145, according to Progressive.
  • Vehicle safety discounts. If your car comes equipped with factory-installed safety features, such as blind spot warning or automatic braking, you could receive an extra discount.

How much can I save with Progressive?

You could save over 30% by combining various discounts with Progressive. Because of its wide discounts, Progressive generally has competitive rates for many drivers. It has particularly competitive rates for elderly drivers, young drivers and drivers with a clean driving record.

Discounts are capped at a certain percentage with each car insurance company. Insurers use a base rate that calculates all of your risk factors and then applies any applicable discounts. Your risk factors include things such as your age, location, driving history and type of vehicle. It also includes the company’s own factors such as losses in that particular state.

Discounts will never reduce the premium below a certain percentage of the base rate. This is because car insurance companies need to make sure they are receiving enough premium dollars to cover claims and make money.

How do Progressive’s discounts compare to other insurers?

Progressive is one of the car insurance companies with the most available discounts. Its continuous insurance discount and safe driver discounts are particularly high at around 30%.

Two notable omissions in Progressive’s arsenal of discounts are a low-mileage discount and a military discount. Most insurance companies will at least offer some type of discount if you drive your car less than 8,000 miles a year.

Looking for more discounts? Compare alternatives to Progressive

Name Product Roadside assistance New car protection Accident forgiveness Safe driver discount Available states
Progressive
Optional
30%
All 50 states
Discover coverage that’s broader than competitors, valuable discounts up to 30% off and perks like shrinking deductibles that reward no claims.
Clearcover
Optional
Yes
AZ, CA, IL, LA, OH, TX, UT and WI
Get instant online support and score a low rate thanks to online data that sets premiums automatically.
The AARP Auto Insurance Program from The Hartford
Optional
Yes
All 50 states & DC
Drivers over age 50 can enjoy low rates and perks designed for mature drivers, plus freebies and AARP member perks like free replacement cost coverage.
Allstate
13%
All 50 states
Your dedicated agent can help you find the best savings with multiple discounts and rewards programs.
EverQuote
EverQuote
Optional
Yes
All 50 states
Roll in a variety of car insurance quotes from top insurers despite a high-risk driving profile, and view possible discounts while you’re at it.
Esurance
40%
All states except AK, DE, HI, MT, NH, VT, WY
Take advantage of this online company's low base rates and mobile tools like app-based telematics and teen safe driver programs.
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Bottom line

Progressive makes it easy to save on car insurance by offering a wide variety of discounts. While there are some categories that you may not qualify for, such as a safe driving history, many people can save with other Progressive discounts such as its paperless or pay in full discount.

To find other companies and review potential discounts, check out other car insurers and find the best policy for your four wheels.

Common questions about Progressive car insurance discounts

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