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finder.com’s rating: 4.0 / 5.0
★★★★★
Most get a decision within a minute, but it can take up to five days in some cases.
Upon approval, you should get your card in 7 to 10 days.
Be sure you meet the minimum eligibility requirements before applying.
You’ll need to provide the following information:
You’ll find a mix of reviews online, from excellent to poor. Many complain of inadequate customer service and excessive fees, but others say that if you use the card responsibly — by keeping your utilization rate down and paying your bill on time — you’ll see a significant jump in your credit score in a short amount of time.
Green Dot Bank is accredited by the Better Business Bureau but has no rating as of October 2020.
Green Dot Corporation is the largest prepaid debit card company in the world. Their technology is used by Apple Pay Cash, Uber and Intuit.
The Green Dot primor® Mastercard® Gold Secured Credit Card can be a good choice if you’re looking to build your credit. You’ll also get a low fixed APR on purchases, which can be useful for those who carry a balance.
Read the card’s fine print to avoid paying more than needed as the card comes with many fees.
If you’re not sure whether this is a good card for you, check out other similar credit cards to compare your options.
★★★★★ — Excellent
★★★★★ — Good
★★★★★ — Average
★★★★★ — Subpar
★★★★★ — Poor
Our team evaluates credit cards to determine their value against similar cards on the market.
We rank card types — travel, cash back, business — on a set of factors that are most relevant to that type of card. We create these rankings to help you narrow down a credit card that best suits your spending and budget.
Review by
Adrienne Fuller is the head of publishing at Finder US. With a decade of experience creating guides in finance and education, she aims to deliver the accurate and transparent information she wishes she had when she made some of life's important financial decisions. For the past 3 years she has been the publisher of money transfers, helping readers save when they send money all over the globe. She has a BA from Colorado College and loves to hike with her two Catahoula dogs around her home in San Diego.
The Green Dot primor® Mastercard® Gold Secured Credit Card has a higher-than-average annual fee of $49, but it has a very low purchase APR of 9.99% fixed. It doesn’t offer rewards.
The application process is quick and easy, without processing or application fees. As with any other secured card, you’ll have to deposit your credit line in an FDIC-insured account to serve as collateral. Keep in mind this card comes with many fees, including replacement card, stop payment and credit limit increase fees. Be sure to read through the card agreement before applying for the card.