Green Dot primor Mastercard Gold Secured Card review |

Green Dot primor® Mastercard® Gold Secured Credit Card review

We value our editorial independence, basing our comparison results, content and reviews on objective analysis without bias. But we may receive compensation when you click links on our site. Learn more about how we make money from our partners.

Green Dot primor® Mastercard® Gold Secured Credit Card Learn more Apply now

Don't worry, clicking "Apply now" won't leave a mark on your credit report. It may only appear on your report after you submit an application.

What happens when I click Apply now?
  • Clicking Apply now will take you to your online application on the bank's website. You do not need to be an existing customer of this bank to apply.
  • Your application will typically take you no more than 10-15 minutes to complete
  • Once approved, you will typically receive your credit card within 1-2 weeks
Click here to start your application >>

A secured credit card with a low annual fee and a low fixed APR on purchases.’s rating: 4.0 / 5.0


  • Get this card if you have no credit history or if you had credit difficulties in the past.
  • Pick something else if you want an unsecured card or a secured card without an annual fee.
  • Feel free to apply with no credit history or with poor credit score.
Product NameGreen Dot primor® Mastercard® Gold Secured Credit Card
Card TypeMastercard
Annual Fee$49
Standard Purchase APR9.99% fixed
Intro Purchase APR


Intro Balance Transfer APR


Cash Advance Rate18.99% fixed
Cash Advance Fee$5 or 5% of the cash advance amount, whichever is greater
Foreign Transaction Fee3% of the transaction value
Interest Free PeriodUp to 25 days
Late Payment FeeUp to $29
Returned Payment FeeUp to $29
Additional Cardholder Fee$29
Minimum Age18 years of age
Apply now

The basics

With the Green Dot primor® Mastercard® Gold Secured Credit Card, you’ll enjoy one of the lowest fixed APRs on the market. The application process is quick and easy, without processing or application fees.

As with any other secured card, you’ll have to deposit your credit line in an FDIC-insured account to guarantee you’ll pay off your balance. Keep in mind this card comes with many fees so it’s important to read through the card agreement to know what you’re getting into.

The perks

  • Build your credit.
    The card reports to all three national credit bureaus. With responsible use and timely payments, you can build your credit score.
  • Easy application.
    Complete the application in minutes, with no application fee and no credit check.
  • No minimum credit score.
    People with all credit histories, including none at all, are welcome to apply.
Apply now

You’ll also like …

  • Fixed APR.
    You get one of the lowest fixed APRs of 9.99%. The average APR for other cards is 16%. Some cards can have an APR as high as 26%.
  • Credit limit.
    You have to deposit from $200 up to $5,000 in a savings account at Green Dot Bank. The amount you deposit will be your credit line. However, you can’t use your deposit to make payments.
  • FDIC insured.
    The money you deposit in your savings account is FDIC-insured.
Apply now

What to watch out for

  • Annual fee.
    You’ll pay an annual fee of $49 to own the card. You’ll pay an extra $29 if you want to get an additional card. As soon as your card is approved, the annual fee will lower your credit line by $49 plus the fee of any additional cards.
  • Foreign transaction fee.
    For each transaction you make outside the US, you’ll pay a fee of 3% of the transaction.
  • Cash advance limit.
    Cash advances can only be half of your credit line. For example, you can only draw $100 in cash advances from a $200 credit line.
Apply now

Compare secured cards

Name Product Filter values Purchase APR Annual Fee Recommended Minimum Credit Score
19.64% variable
A secured Visa® credit card that helps you build your credit quickly.
26.74% variable
No credit history or minimum credit score required for approval.
14.74% variable
No minimum credit score and no credit history required.
20.74% variable
Build your credit with all three major credit bureaus.
9.99% fixed
This secured card can help you rebuild your credit with an initial deposit of $200 to $1,000.

Compare up to 4 providers

Compare other Green Dot Bank secured credit cards

What should I know before I apply?

Be sure you meet the minimum eligibility requirements before applying.

  • You need to be at least 18 years old, 19 in Alabama and Nebraska or 21 in Mississippi.
  • You must have a credit, debit or prepaid card.
  • You must not have more than one open credit card with Green Dot Bank.
  • You need to be current with all Green Dot Bank card payments and not over your credit limit.

You’ll need to provide the following information:

  • Your full name and contact information.
  • Your date of birth and Social Security number.
  • Monthly income and monthly expenses.
  • The amount you want to deposit.
You accept to receive daily emails and digital newsletters from Green Dot’s marketing partners when you apply.
Apply now

What do customers say about the Green Dot primor® Mastercard® Gold Secured Credit Card?

You’ll find a mix of reviews online, from excellent to poor. Many complain of inadequate customer service and excessive fees, but others say that if you use the card responsibly — by keeping your utilization rate down and paying your bill on time — you’ll see a significant jump in your credit score in a short amount of time.

Green Dot Bank’s Better Business Bureau (BBB) profile is being updated as of this writing. Its holding company, Green Dot Corporation, is accredited with the BBB and has an A rating.

How to apply for the Green Dot primor® Mastercard® Gold Secured Credit Card

  1. Click apply now.
  2. Provide all the required information.
  3. Review and submit your application.

How long will it take to get my Green Dot primor® Mastercard® Gold Secured Credit Card?

Most get a decision within a minute, but it can take up to five days in some cases.

Upon approval, you should get your card in 7 to 10 days.

I got the card. Now what?

  • Download the Green Dot app on your mobile device. Use it to pay bills, send money, set up alerts and more.
  • Pay on time. Your due date is 25 days after the close of each billing cycle. Try to pay your balance by then to avoid paying up to a $29 fee.
  • Customer support. Call Green Dot customer support at 866-795-7597 if you have any questions.

What is Green Dot?

Green Dot Corporation is the largest prepaid debit card company in the world. Their technology is used by Apple Pay Cash, Uber and Intuit.

Bottom line

The Green Dot primor® Mastercard® Gold Secured Credit Card can be a good choice if you’re looking to build your credit. You’ll also get a low fixed APR on purchases, which can be useful for those who carry a balance.

Read the card’s fine print to avoid paying more than needed as the card comes with many fees.

If you’re not sure whether this is a good card for you, check out other similar credit cards to compare your options.

Apply now

Frequently asked questions

Credit-building cards and secured card ratings

★★★★★ — Excellent

★★★★★ — Good

★★★★★ — Average

★★★★★ — Subpar

★★★★★ — Poor

Our team evaluates credit cards to determine their value against similar cards on the market.

We rank card types — travel, cash back, business — on a set of factors that are most relevant to that type of card. We create these rankings to help you narrow down a credit card that best suits your spending and budget.

Learn the details of our methodology and scoring.

Was this content helpful to you? No  Yes

Ask an Expert

You are about to post a question on

  • Do not enter personal information (eg. surname, phone number, bank details) as your question will be made public
  • is a financial comparison and information service, not a bank or product provider
  • We cannot provide you with personal advice or recommendations
  • Your answer might already be waiting – check previous questions below to see if yours has already been asked provides guides and information on a range of products and services. Because our content is not financial advice, we suggest talking with a professional before you make any decision.

By submitting your comment or question, you agree to our Privacy and Cookies Policy and Terms of Use.

Questions and responses on are not provided, paid for or otherwise endorsed by any bank or brand. These banks and brands are not responsible for ensuring that comments are answered or accurate.

2 Responses

  1. Default Gravatar
    PrimorDecember 23, 2018

    I applied for a primor secured credit card and paid security deposit but I never received an email or any information on card

    • Avatarfinder Customer Care
      JoshuaDecember 23, 2018Staff

      Hi Primor,

      Thanks for getting in touch with finder. I hope all is well with you. :)

      I’m sorry to hear about the trouble you are having. After paying the security deposit, you should receive further instruction on what to do next. What you can do is to directly get in touch with your provider and check the status of your card application.

      I hope this helps. Should you have further questions, please don’t hesitate to reach us out again.

      Have a wonderful day!


Go to site