PopMoney Review October 2018 | Fees, safety, step-by-step use
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PopMoney review: Safety, fees, and step-by-step guide

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Connected to approximately 1,700 banks nationwide, business owners and individuals are turning to PopMoney to send cash.

So much of what we do now is digital, including sending money. Services like PopMoney try to make life a little easier for the consumer. If you need to pay rent, manage your small business or pay your employees but don’t have your checkbook, PopMoney provides a platform to get all of it done.

Popmoney money transfer

How Does PopMoney Work?

Setting PopMoney Up

To set up PopMoney, you have to sign up at your bank’s website or at PopMoney’s site. PopMoney’s personal payment service goes directly from bank account to bank account, but it doesn’t work with every bank. Check with your bank before signing up for PopMoney.

Sending Money on PopMoney

PopMoney charges a flat $0.95 per transaction. To send money, you can either go to PopMoney’s website or download their app to your phone. Then, enter the email address or phone number of whomever you’re sending money to – they don’t need to have a PopMoney account. They’ll get notified to deposit their money, enter their bank account information and the money will be directly transferred there.

Requesting Money on PopMoney

Requesting money works a lot like sending money. From your PopMoney account, enter the email address of phone number of whomever you’re sending money to, they’ll enter their debit card information and the money will go directly into your account.

Is PopMoney safe?

PopMoney has not suffered any outright security breaches, however information regarding the specifics of their security systems are sparse. Apart from verifying the account using SMS or email verification codes, PopMoney tends to skirt questions regarding how they protect user information. While most money transfer services assure their users their information is encrypted, PopMoney does not mention it anywhere.

PopMoney is also particularly susceptible to scams – you may receive texts or emails from your “friends” requesting money and payment information. If PopMoney doesn’t encrypt information, hackers can easily access who you’ve sent money to and create fake, but misleaading email accounts in their names. Plus, PopMoney doesn’t provide buyer protection like some other money transfer services (such as Venmo) do.


  • It’s easy to use! Especially for those who are not particularly smartphone savvy (or don’t have a smartphone at all), you can easily manage all of your transactions on a computer.
  • The people you send the money to don’t need to have a Pop Money account – just a bank account and an email or phone number.
  • Money moves directly from bank account to bank account. Unlike services like Venmo, there is no middle account to transfer money in or out of.


  • As with PayPal, sending money through any email service is susceptible to scams. That’s one of the reasons why choosing a trustworthy source, like Pop Money is so important.
  • They charge a flat $0.95 fee per transaction.
  • It can take awhile. Transferring from bank to bank can take several business days.

Ready to try PopMoney? Click here.

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4 Responses

  1. Default Gravatar
    edmondMay 1, 2018

    what is the transfer limit for popmoney

    • finder Customer Care
      joelmarceloMay 2, 2018Staff

      Hi Edmond,

      Thanks for leaving a question on finder.

      For Debit card it will be $500 per day and $1,000 per 30 days. From your bank account it will be $2,000 per day and $5,000 per 30 days.


  2. Default Gravatar
    BluWolfMarch 20, 2018

    What does under review mean with popmoney?

    • finder Customer Care
      joelmarceloMarch 22, 2018Staff

      Hi BlueWolf,

      Thanks for leaving a question on finder.

      Popmoney reviews all transactions to help sellers avoid risk. If they think that a payment might be risky or fraudulent, they’ll review it and ask you to wait until their review is complete before shipping. The review process usually takes less than 24 hours, but sometimes can extend to 48 hours. Money transfer usually take within 3 business days.


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