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Susan G. Komen® Cash Rewards Visa® review

Earn great cash back on everyday purchases while supporting this breast cancer foundation.

  • Get this card if you spend regularly on gas, groceries and wholesale-club purchases and want to support a charity.
  • Pick something else if you want flat-rate rewards on all purchases.
  • Apply with a good to excellent credit score of 670 or higher.
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Welcome offer

Up to 3%

Cash back


Annual fee


Intro purchase APR

for the first 15 billing cycles (then 13.99% to 23.99% variable)


Annual fee$0
Welcome offer$200 after spending $1,000 in the first 90 days
Rewards3% cash back on a chosen category and 2% at grocery stores and wholesale clubs for the first $2,500 in quarterly combined purchases, then 1% after that and on everything else
Purchase APR0% intro for the first 15 billing cycles (then 13.99% to 23.99% variable)
Balance transfer APR0% intro for the first 15 billing cycles (then 13.99% to 23.99% variable)
Minimum Credit Score670

Review by

Megan Horner is the credit cards publisher at Finder. She's passionate about helping you find the best credit cards to meet your financial needs — whether that's earning great rewards or improving your credit score. Megan's expertise has been spotlighted on Lifehacker,, American Banker and featured on news broadcasts across the country.

Expert review

The Susan G. Komen® Cash Rewards Visa® is a strong cash back card if you have high spending in everyday purchases. It also comes with a great signup bonus and solid intro APR on purchases and balance transfers.

How to apply for the Susan G. Komen® Cash Rewards Visa®

  1. Navigate to the Bank of America website and visit the Susan G. Komen® Cash Rewards Visa® page.
  2. Click Apply now.
  3. Complete the application with your personal information, employment details and financial details. Also select whether you’d like to make a balance transfer or add an authorized cardholder.
  4. Review your information and submit your application.

How long will it take to get my Susan G. Komen® Cash Rewards Visa®?

Bank of America automates conditional credit approval online, which means you could see a provisional decision on your application in minutes. If you’re approved, you’ll typically receive your card in the mail within seven to 10 business days.

The perks

  • Annual fee: None.

    This card offers strong rewards, which you can start earning for no annual fee.

  • Rewards: Up to 3% cash back.

    Earn 3% cash back on a category of your choice and 2% at grocery stores and wholesale clubs for the first $2,500 in combined purchases each quarter, then 1%. These are good reward rates for everyday purchases as long as you spend under $2,500 a quarter.

    Earn 1% cash back on everything else.

  • Signup bonus: $200 online cash bonus.

    Make at least $1,000 in purchases in the first 90 days of your account opening and earn a cash bonus of $200. This is a great deal for a no-annual-fee card. Many other competitors offer bonuses worth only $150.

  • Intro APR: 0% on purchases and balance transfers for 15 billing cycles following your account opening. After that, a 13.99% to 13.99% variable APR applies.

    This is a solid intro APR. If you’re looking for a longer one for purchases and balance transfers, you can shoot for a promotion of up to 20 months. Credit cards with rewards tend to offer intro APRs of 15 months at most.

    For balances to qualify for this card’s intro APR, you must make them within the first 60 days of card membership.

  • Donate to the Susan G. Komen foundation.

    When you make eligible purchases for the promotional period — and when you renew — Bank of America will make donations to the Susan G. Komen foundation.

    If you keep your card for at least 90 days, BoA will donate $3 and 0.08% of your eligible retail purchases to Susan G. Komen. When you renew your card, BoA will donate $3 to the foundation if your account was in good standing during the previous 12 months and your account doesn’t have a zero balance at the time of renewal.

How much cashback rewards can I earn with this card?

This card is most effective when you spend less than $2,500 a quarter in combined gas, grocery and wholesale-club purchases. This lets you maximize your rewards.

Here’s how much cash back you might earn on this hypothetical budget:

  • $300 per month on your chosen category x 3% = $108 cash back a year
  • $500 per month on groceries and wholesale-club purchases x 2% = $120 cash back a year
  • $500 per month on other expenses x 1% = $60 cash back a year

Over a year, you’d earn $288 in cash back. If you redeemed it into a BoA checking or savings account, you’d get a 10% bonus for a total deposit of $316.80.

How much donations will my card generate?

Let’s use the hypothetical budget from above. Over 90 days, you might spend $3,900 in total purchases. In that case, Bank of America would contribute 0.08% of that — or just over $3 — to Susan G. Komen. The bank would also contribute another $3.

Each year you renew your card and your account is eligible, Bank of America will donate $3 to Susan G. Komen.

You’ll also like …

  • 10% redemption bonus for Bank of America customers.

    Redeem your cash back into a Bank of America checking or savings account for a 10% bonus. If you redeem $100 in cash back, for example, you’ll receive an extra $10.

    If you’re part of Bank of America Preferred Rewards, your bonus could be 25% to 75%. For example, if you qualify for Gold tier in Preferred Rewards — which means you have $20,000 to $50,000 in combined BoA and Merrill Edge investing and trading accounts — you’ll receive a 25% credit card rewards bonus.

What to watch out for

  • Potentially high interest rate.

    The card comes with a purchase and balance transfer APR of up to 23.99% variable. You’re more likely to receive an APR around that figure if you have shaky credit. It’s high compared to the average 16% APR.

  • Penalty APR.

    If you make a late payment, Bank of America may impose a 29.99% variable penalty APR on all of your balances. The rate may apply indefinitely.

    Many banks don’t have penalty APRs, so don’t be afraid to shop around for another card if you tend to miss payments.

  • Fees.
    Late and returned payments come with fees. You’ll also pay fees for certain wire transfers, balance transfers, cash advances and foreign transactions.

Compare cashback cards

Name Product Filter values Rewards Purchase APR Annual fee
Blue Cash Everyday® Card from American Express
3% at US supermarkets on up to $6,000 per year (then 1%), 2% at US gas stations and select US department stores and 1% on other purchases (redeem as statement credit)
0% intro for the first 15 months (then 13.99% to 23.99% variable)
Earn a $200 statement credit after spending $2,000 in the first 6 months. This is a higher-than-average welcome offer for a card with no annual fee. Terms apply, see rates & fees
BlockFi Bitcoin Rewards Credit Card
3.5% back in Bitcoin in the first 90 days, up to a total of $100 in Bitcoin, then 1.5% on all purchases
14.99% to 24.99% variable
Earn 3.5% back in Bitcoin in the first 90 days, up to a total of $100 in Bitcoin. After that you'll earn a solid 1.5% back on all purchases.
Capital One QuicksilverOne Cash Rewards Credit Card
1.5% cash back on all purchases
26.99% variable
Get unlimited 1.5% cash back on every purchase with no limit on how much you can earn, and no changing categories.

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What should I know before I apply?

To apply for the Susan G. Komen® Cash Rewards Visa®, you must be:

  • At least 18 years old or at least 21 if you’re a permanent resident of Puerto Rico.
You’ll need to submit personal and financial information that includes:
  • Your full name and personal contact information.
  • Proof of stable employment.
  • Your date of birth and Social Security number.

What credit score do I need?

While Bank of America doesn’t specify a cutoff credit score, you’ll have better approval odds if you apply with a good to excellent score of 670 or higher .

Susan G. Komen® Cash Rewards Visa® reviews and complaints

The Susan G. Komen® Cash Rewards Visa® is modeled after the Bank of America® Customized Cash Rewards. For the latter card, many customers say they’re pleased with the rewards on gas and groceries. However, other cardholders say they’ve experienced poor communication and customer service from Bank of America.

Bank of America is accredited by the Better Business Bureau and receives an A+ rating from the agency. The average of its customer reviews is around 1 out of 5 stars. As of this writing, it has nearly 6,000 customer complaints.

I got the card. Now what?

  • Make timely payments. Register your online Bank of America account to manage your spending and check your rewards 24/7.
  • Avoid unnecessary interest. At the close of each billing cycle, you have a grace period of 25 days to pay your balance. If you consistently pay off your balances in full each month, you won’t pay interest on your purchases.
  • Avoid fees. Avoid hefty fees of up to $40 for late payments, and fees of up to $29 for returned payments. Select wire transfers, balance transfers, cash advances and foreign transactions also come with fees.
  • Customer service. Visit Bank of America’s customer service section, call 800-732-9194 for credit card support, or connect via social media on Facebook or Twitter.

How a balance transfer works with the Susan G. Komen® Cash Rewards Visa®

  1. Apply for the card.
    You can request up to three balance transfers as you apply for the card. For each request, you’ll need the name of your existing card provider, the amount you want to transfer and the account number of the existing card.Don’t want to make a request now? No worries — you can ask for a balance transfer later, after you’re approved for the card.

    For each transfer, you’ll pay fee of $10 or 3% of the transaction amount, whichever is greater.

Pro tip

This card has a higher-than-average minimum balance transfer fee. Many other card providers charge a $5 minimum fee.

  1. Wait for your balance transfer to complete.
    After opening a new BofA account, you may need to wait up to 14 days for your transfer to post. If you already have an account, your transfer could post in as soon as two to four business days.Keep paying your current creditors as you wait for your transfer to complete. This will help you avoid late fees and drops to your credit score.
  2. Keep track of your balance transfer.
    If you made your transfer within the first 60 days of opening your account, it qualifies for a special interest rate: 0% intro APR for the first 15 billing cycles.After the intro APR expires, your transfer will accrue interest at a 13.99% to 23.99% variable APR. Consider making a plan to pay off your balance before that time.

How do I redeem rewards from this card?

You can redeem your rewards when your cash rewards balance is at least $25. Simply log in to your Bank of America online account to do so. Here’s what you can redeem for:

  • Statement credit
  • A check
  • An electronic deposit into a Bank of America checking or savings account
  • A contribution to an eligible Cash Management Account with Merrill Lynch Wealth Management or Merrill Edge.

If you redeem your cash back for one of the last two options, you’ll receive a 10% bonus. And if you qualify for Bank of America Preferred Rewards, you’ll receive a bonus of 25% to 75%.

Bottom line

If you’re looking to support the Susan G. Komen foundation and earn generous rewards on gas, groceries and wholesale-club purchases, the Susan G. Komen® Cash Rewards Visa® is worth a look.

Frequently asked questions

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    Default Gravatar
    June 5, 2018

    My company formed a charity to help raise money for victims of school shootings. How do I find an affinity card issuer to see if they will make a card for us?

      Default Gravatar
      June 9, 2018

      Hi Keith,

      Thanks for your inquiry

      I’m afraid we do not have a specific page dedicated to affinity cards. It would be best if you could speak with your local banks to inquire if they can issue affinity cards on behalf of your organization and how to go about setting this up.

      Hope this information helps


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