An avid traveler’s dream is to turn his or her passion into a paying profession, or at least, free flights and lodging. Many lenders have capitalized on travel by offering credit cards rewarding owners with “miles” — points you can use for travel or perks with select shops. Luckily, the competition for the best travel credit cards is tight, which guarantees you get the best financial products possible. However, if you want to save time finding them, here are five great credit cards that reward you with plenty of miles points and other benefits.
BPI Skymiles Mastercard
Are you planning a trip to the United States, Canada, or anywhere in Europe? BPI has partnered with major airlines for the benefits the BPI Skymiles Mastercard offers prospective owners.
The credit card grants owners a single mile point per Php45 spent on flights, and it has no spending minimum required to obtain miles. Travelers who have cancel their flights due to an emergency or for any reason at all receive a Php10million travel insurance package, which also guarantees free medical support if anything happens during your travel.
PNB Mabuhay Miles World Mastercard
PNB’s Mabuhay Miles World Mastercard has no spending minimum and is generous by converting every Php33 spent into a single mile points. However, unlike BPI’s Skymiles’ per-reward redemption, you need to have at least 1,500 miles points before using it to obtain benefits.
The credit card gives you the advantage of dual billing. You can use the credit card to transact with Philippine shops in Philippine pesos, and without any hassles, spend on US shops in US Dollars, allowing you to avoid hefty charges most money changers source their profit through traditional exchange rates.
Standard Chartered Priority Banking Visa Infinite Card
Standard Chartered’s Priority Banking Visa Infinite Card converts every Php40 spent into a mile point and has a redemption minimum of 1,000 miles. However, it beats both PNB and BPI credit cards by offering travel insurance of up to Php20million, accident and inconvenience, and complimentary travel insurance for family included.
If you own this credit card, you have access to 600 airport lounges in 300 cities, and an astoundingly low interest rate for any payment plan subscribed to the credit card.
BDO Cathay-Pacific American Express
If you love traveling to Southeast Asian destinations especially Hong Kong, Singapore, China, and Japan, BDO’s Cathay Pacific American Express credit card is just right for you. While limited only in Asia, BDO’s credit card has partnered with Southeast Asian merchants to offer significant discounts for cardholders. If you own the card, you have the opportunity to use exclusive airfare discounts for your next Cathay Pacific flights.
The credit card is worth owning as Cathay Pacific is one of the world’s top 5 airlines for hospitality and performance.
EastWest Visa Infinite Card
Having three options to convert your miles gives you better chances of finding an excellent airfare sale from different service providers. EastWest’s Visa Infinite credit card collects one mile per Php40 you spend with the credit card. You have a choice to use your points on KrisFlyer, Asia miles, or PAL Mabuhay Miles.
Similar to Standard Chartered’s Visa Infinite Card, EastWest’s iteration allows you to use 600 airport concierges all over the world, and protects you with a Php20million travel accident and inconvenience insurance.
Each of these credit cards could have an estimated Php3,000-5,000 annual fees for its services, and they will vastly differ in interest rates if you intend to subscribe your credit card to payment plans. To find your best credit card options, visit GoBear.com today!
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