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Alternatives to Ria for international money transfers

Which money transfer companies are similar to Ria?

While Ria’s strength lies in its many cash pick-up locations, your currency may not be available or it might not be the cheapest option.

We’ve put together a list of some of the more popular alternatives to Ria below. Check them out to see if you could get lower fees and a better exchange rate elsewhere.


worldremit logo

WorldRemit

WorldRemit operates in almost the same range of countries as Ria and also has flexible options for receiving the money.

Why pick WorldRemit instead?

  • Higher daily limit of USD$2,460 if sending by bank transfer
  • Money can be sent to the recipient’s door, bank account or mobile wallet as well as to a cash pick-up location
  • Instant transfers available

Downsides

  • In some countries, you can only send money to top up your recipient’s phone credit
  • Can’t send more than USD$5,000 at a time if paying by card


InstaReM's logo

InstaReM

InstaReM uses the mid-market rate, meaning it won’t add a margin to the rate, and you’ll be getting the best exchange rate possible every time.

Why pick InstaReM instead?

  • No margin added to the exchange rate
  • Transfers typically take one business day

Downsides

  • Only supports transfers to a bank account
  • Can’t pay with cash or by card


ofx logo

OFX

If you want to send more money than Ria’s limit, OFX could be a good option for you.

Why pick OFX instead?

  • No maximum transfer amount
  • No fees if you’re sending over USD$10,000
  • Forex tools available, such as forward contracts and limit orders

Downsides

  • Adds a margin to the exchange rate
  • Only supports bank transfers
  • Recipient must have a bank account


WorldFirst logo

WorldFirst

WorldFirst doesn’t have a maximum transfer limit, so it’s a good option if you’re looking to send a large amount of money.

Why pick WorldFirst instead?

  • No fees on your transfer
  • Best rate guarantee where WorldFirst will beat a better quote
  • Forex tools
  • No limit to how much you can send

Downsides

  • Minimum transfer amount is USD$2,000
  • Both you and the receiver must have a bank account
  • Can’t send to mobile wallets or cash pick-up locations
  • Adds a margin to the exchange rate


Remitly logo

Remitly

Remitly offers a range of options for your receiver, including home delivery in some countries. Remitly also has an “on-time promise”, which means the company will refund your money if it doesn’t arrive on time.

Why pick Remitly instead?

  • Express option for instant transfers
  • Can pay with card and not just a bank transfer
  • Don’t need verification to send money
  • Can send to a cash pick-up location or home delivery

Downsides

  • Limited currencies
  • Higher fees if you want instant transfers
  • Low daily minimum of USD$18,000


MoneyGram logo

MoneyGram

MoneyGram sends money to over 200 countries and is one of the major players in the money transfer industry. If Ria doesn’t support the currency you’re after, there’s a good chance MoneyGram will.

Why pick MoneyGram instead?

  • 350,000 cash pick-up locations around the world
  • Transfers in minutes
  • Can pay by cash or in-person

Downsides

  • High transfer fees
  • Low maximum transfer limit of ₱250,000
  • Adds a larger margin to the exchange rate when compared to others on this list


Still looking for other options?

If you’re still unsure, take a look at the table below. You can input how much you want to send in the calculator and you will be able to see the transfer details for some of the most popular money transfer companies.

Name Product Minimum Transfer Transfer Time Transfer Fee
WorldRemit
PHP 1
1 - 2 days
USD 3.99
Use promo code FREE to send your first transfer with no fee. T&Cs apply.
WorldRemit sends money to 110+ countries for bank-to-bank deposits, cash pick-ups or mobile top-ups.
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