The best way to send money to Greece largely depends on how much you’re sending and your payment method. Look to WorldRemit and MoneyGram for cash transfers, as Western Union is almost always more expensive. Compare digital providers to save on fees with access to strong exchange rates and fast turnaround.
Compare your options for transferring funds to Greece
Select your currency and transfer amount, and compare the fees, rates and transfer times of different providers.
What’s the best way to send money to Greece from the Philippines?
Online services will often be your cheapest and fastest way to send money to Greece. Some will let you send money straight to bank accounts in Greece, while others will help you deliver cash for pickup.
Philippine banks. The Euro (EUR) is one of the most popular currencies so it’s safe to assume that any major bank will offer it. If you’re an account holder from Citibank or Wells Fargo, these two banks have branches in the Philippines. Check out their locations online in their respective websites.
Cash transfers. Cash transfer specialists like WorldRemit and MoneyGram typically offer better rates and lower fees than Western Union, but all of these companies can handle your transfer to Greece.
How to send money to Greece
Sending money to Greece can be done in a few steps:
Create an account. Sign up for an account with a money transfer provider using your name, address, proof of ID and a payment method.
Enter your recipient’s information. You’ll need to provide your recipient’s name for cash pickups and bank account information if depositing into an account.
Choose an amount. Enter the amount you want to send and select your payment method.
Send. Confirm that your transaction is sent and then provide your recipient with a confirmation number so they can track the money transfer.
How to get the most out of your money transfer to Greece
Finding the best way to send money to Greece requires comparing multiple factors:
Exchange rates. The PHP-EUR relationship fluctuates often, so picking a service that lets you lock in exchange rates can help you save money down the line.
Transfer fees. Companies often charge more when you pay by credit card, so consider paying by bank account to save money.
Transfer limits. How much you can send varies by company, and different amounts can attract higher or lower fees. Shop around for the best deal on the amount of euros you’re sending to Greece.
Turnaround. Transferring money through a local bank can take a business week or longer. If you need the funds delivered to Greece quickly, seek out a digital specialist that offers instant transfers.
Sending limits. Comparing prices for one large transfer instead of many small transfers is typically easier, so pick money transfer providers based on your maximum sending needs.
Transfer methods. Whether you want the money sent to a bank account in Greece or to be picked up as cash at a local agent, narrow down a company that matches your preferred delivery method.
Emergency cash transfers to Greece
When urgency trumps cost to get your money to Greece quickly, look for money transfer companies that support cash pickup in minutes. You can pay with a credit or debit card for fast pickup, but fees are higher than other methods.
How to send money to Greece without a bank account
Cash transfer services can help you if you’re unbanked or marginally banked. If you don’t have a bank account, look for a local company that supports storefronts for cash payments. These services include agent locations in other countries that allow your recipient to pick up cash without a bank account.
Greece’s exchange rates explained
The exchange rate determines how much one country’s currency is worth in another country’s currency. When a country’s currency is strong, it yields more money when exchanging it in a country with a weaker currency. Greece’s exchange rate is based on the euro, which is flexible compared to the Philippine peso.
Sending money to relatives or family members in Greece may be subject to taxes on the money transfer, but it depends on a few things.
Bottom line
Sending your hard-earned money to Greece shouldn’t cost a fortune in fees, so taking a few minutes to compare your options is a good strategy to save money. There are many companies available that can help you turn your dollars into euros, so don’t settle for anything but the best.
Marc Terrano is a Lead Publisher and Growth Marketer at Finder. He has previously worked at Finder as a publisher for frequent flyer points and home loans, and as a writer, podcast host and content marketer. Marc has a Bachelor of Communications (Journalism) from the University of Technology Sydney. He’s passionate about creating honest and simple reviews and comparisons to help people around the world to get the best value for their money.
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