Since summer’s just around the corner, millennials are itching for some adventure they could post on Instagram. One way you can fill your Instagram with feed goals is road tripping with the squad. But it’s undeniable that there are possibilities of accidents that may arise. In case you’re planning to go road tripping with your squad, rest assured that there’s a car insurance available that will help you cover the damages.
GoBear is here to help you be reminded of the essential things you must keep in mind and prepare for in case some accidents occur. The following is a list of the important things you should remember after an accident.
Stop the Vehicle
When accidents occur, you should never drive away from the scene, no matter how minor.
Call the Police
It’s only natural to call the attention of the Police officer when an accident occurs. You will need a police report. The insurance company may need a copy which may take months if you don’t hand it personally, so if you want the claim settled as soon as possible, get a copy yourself and send it to them.
Exchange Information with the other Driver
You must know the information of the driver involved. Make sure to get the important details such as the driver’s name, address, driver’s license, birthdate and phone number.
Get the Information of the other Vehicle
Aside from the driver’s information, you should get the make, model, license plate, and VIN number of the other car involved.
Get All the other Needed Information
Where did the accident occur? What time did it happen? You should note the location of the accident, which direction the vehicle was traveling and the condition of the vehicles involved.
If you have a dash cam on your vehicle, save it. If you don’t take out your smartphone and take pictures of the accident as soon as it happened in case something happens. It’s better to take a photo of your injuries as well.
Report the Accident
Inform your auto insurance company as soon as you get a chance. Most insurance companies have policies that require immediate reporting and full cooperation. If you have a medical benefit (medpay) included, go use it.
If anyone sees the accident happen, you can get their information to assist the insurance company find out who is at-fault in the accident.
When going for a drive, it’s best to know the essential things in case an accident occurs. Whether you’re covered by your car insurance, having the necessary details can help you through a smooth claim process.
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