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Compare personal loans like Vouch

Vouch is no longer funding loans. Find a lender like Vouch instead.

Updated

Vouch was a San Francisco-based lender that allowed borrowers to bring on multiple cosigners to qualify for more competitive rates. But it stopped issuing loans in June 2016 and is currently only servicing its old loans.

If you’re still in the market for a personal loan, these three lenders offer similar deals to Vouch – including an opportunity to apply with a cosigner. You may also want to explore more personal loan options to find a lender that works for you.

What happens when a lender goes out of business?

It depends on the lender. Generally, it stops issuing new loans but will continue to service the loans it has already extended. However, some lenders sell their loans to another company when they go out of business.


LendingClub

  • Loan amounts: $1,000 to $40,000
  • APR: 10.68% to 35.89%
  • Terms: 3 to 5 years
  • Eligibility: US citizen or permanent resident, verifiable bank account, steady source of income, ages 18+.

LendingClub was one of the first peer-to-peer lenders in the country. It’s an online platform that connects borrowers with investors to fund their loans. And it allows cosigners.

OneMain Financial

  • Loan amounts: $1,500 to $20,000
  • APR: 18% to 35.99%
  • Terms: 24, 36, 48 or 60 months
  • Eligibility: Established credit history, US citizen or permanent resident, age of majority in your state

OneMain Financial offers personal and car loans with fixed rates. However, there are some state-based restrictions on how much you can borrow and your interest rates. You can choose to receive your loan as a prepaid card or have it directly deposited into your bank account.

FreedomPlus

  • Loan amounts: $7,500 to $40,000
  • APR: 7.99% to 29.99%
  • Terms: 2 to 5 years
  • Eligibility: Must have a credit score of 620+, debt-to-income ratio of 40% or lower and annual income of at least $30,000.

FreedomPlus offers personal loans for a variety of uses, but you might want to take a closer look at this one if you’re consolidating debt. That’s because you can get a discount if you use at least half of your loan for debt consolidation. It’s not available to residents of all states, however.


Compare available personal loan options

Use our comparison table to assess interest rates, lending amounts and requirements you’ll need to get a loan with our personal loan partners

Data indicated here is updated regularly
Name Product Filter Values APR Min. Credit Score Max. Loan Amount
Credible personal loans
4.99% to 35.99%
Fair to excellent credit
$100,000
Get personalized rates in minutes and then choose an offer from a selection of top online lenders.
SoFi personal loans
5.99% to 18.53%
680
$100,000
A highly-rated lender with competitive rates, high loan amounts and no fees.
Upstart personal loans
8.69% to 35.99%
580 or 600 depending on state of residence
$50,000
This service looks beyond your credit score to get you a competitive-rate personal loan.
LendingTree personal loans
Starting from 3.99%
Good to excellent credit
$50,000
Receive up to five loan offers in just minutes through LendingTree's simple online form.
NetCredit personal loans
34% to 155%
No minimum
$10,500
Check eligibility in minutes and get a personalized quote without affecting your credit score.
Monevo personal loans
3.49% to 35.99%
None
$100,000
Quickly compare multiple online lenders with competitive rates depending on your credit.
Fiona personal loans
4.99% to 35.99%
Good
$100,000
Get loan offers from multiple lenders at once without affecting your credit score.
LightStream personal loans
Varies
Good to excellent credit
$100,000
Borrow up to $100,000 with low rates and no fees.
Even Financial personal loans
4.99% to 35.99%
550
$100,000
Get connected to competitive loan offers instantly from top online consumer lenders.
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Compare up to 4 providers

One way to make sure you’re getting the best rate is to let a broker find a competitive rate for you.
Data indicated here is updated regularly
Name Product Filter Values APR Min. Credit Score Max. Loan Amount
Fiona personal loans
4.99% to 35.99%
Good
$100,000
Get loan offers from multiple lenders at once without affecting your credit score.
LoansUnder36 personal loans
5.99% to 35.99%
All credit types welcome
$35,000
Its network of lenders offer affordable loans with reasonable rates.
Credible personal loans
4.99% to 35.99%
Fair to excellent credit
$100,000
Get personalized rates in minutes and then choose an offer from a selection of top online lenders.
Monevo personal loans
3.49% to 35.99%
None
$100,000
Quickly compare multiple online lenders with competitive rates depending on your credit.
Even Financial personal loans
4.99% to 35.99%
550
$100,000
Get connected to competitive loan offers instantly from top online consumer lenders.
LendingTree personal loans
Starting from 3.99%
Good to excellent credit
$50,000
Receive up to five loan offers in just minutes through LendingTree's simple online form.
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Compare up to 4 providers

See how other top providers compare to different lenders by checking out A-to-Z directory.

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