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Compare personal loans like Vouch
Vouch is no longer funding loans. Find a lender like Vouch instead.
If you’re still in the market for a personal loan, these three lenders offer similar deals to Vouch – including an opportunity to apply with a cosigner. You may also want to explore more personal loan options to find a lender that works for you.
What happens when a lender goes out of business?
It depends on the lender. Generally, it stops issuing new loans but will continue to service the loans it has already extended. However, some lenders sell their loans to another company when they go out of business.
- Loan amounts: $1,000 to $40,000
- APR: 10.68% to 35.89%
- Terms: 3 to 5 years
- Eligibility: US citizen or permanent resident, verifiable bank account, steady source of income, ages 18+.
LendingClub was one of the first peer-to-peer lenders in the country. It’s an online platform that connects borrowers with investors to fund their loans. And it allows cosigners.
- Loan amounts: $1,500 to $20,000
- APR: 18% to 35.99%
- Terms: 24, 36, 48 or 60 months
- Eligibility: Established credit history, US citizen or permanent resident, age of majority in your state
OneMain Financial offers personal and car loans with fixed rates. However, there are some state-based restrictions on how much you can borrow and your interest rates. You can choose to receive your loan as a prepaid card or have it directly deposited into your bank account.
- Loan amounts: $7,500 to $40,000
- APR: 7.99% to 29.99%
- Terms: 2 to 5 years
- Eligibility: Must have a credit score of 620+, debt-to-income ratio of 40% or lower and annual income of at least $30,000.
FreedomPlus offers personal loans for a variety of uses, but you might want to take a closer look at this one if you’re consolidating debt. That’s because you can get a discount if you use at least half of your loan for debt consolidation. It’s not available to residents of all states, however.
Compare available personal loan options
See how other top providers compare to different lenders by checking out A-to-Z directory.
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