Compare Vouch personal loans to other lenders | finder.com
Vouch logo

Vouch personal loans

We value our editorial independence, basing our comparison results, content and reviews on objective analysis without bias. But we may receive compensation when you click links on our site. Learn more about how we make money from our partners.

Vouch is no longer funding loans. Find a lender like Vouch instead.

Vouch was a San Francisco-based lender that allowed borrowers to bring on multiple cosigners to qualify for more competitive rates. But it stopped issuing loans in June 2016. It’s currently servicing loans that borrowers have already taken out.

Personal loans that allow a cosigner

Vouch might be no more, but you can still find lenders that offer loans with cosigners. You might want to start by checking out these lenders.

LendingClub

LendingClub was one of the first peer-to-peer lenders in the country. It’s an online platform that connects borrowers with investors to fund their loans. And it allows cosigners.

  • Loan amounts: $1,000 to $40,000
  • APR: 6.95% to 35.89%
  • Terms: 3 to 5 years
  • Eligibility: US citizen or permanent resident, verifiable bank account, steady source of income, ages 18+.

OneMain Financial

OneMain Financial offers personal and car loans with fixed rates. However, there are some state-based restrictions on how much you can borrow and your interest rates. You can choose to receive your loan as a prepaid card or have it directly deposited into your bank account.

  • Loan amounts: $1500 (subject to state minimum size restrictions) to $30,000
  • APR: 16.05% to 35.99%*
  • Terms: Typically from 2 to 5 years
  • Eligibility: Loan approval and actual loan terms depend on your ability to meet OneMain’s standard credit criteria (including credit history, income, and debts) and if applicable, the ability to provide collateral. Collateral offered must meet OneMain’s criteria.

FreedomPlus

FreedomPlus offers personal loans for a variety of uses, but you might want to take a closer look at this one if you’re consolidating debt. That’s because you can get a discount if you use at least half of your loan for debt consolidation. It’s not available to residents of all states, however.

  • Loan amounts: $7,500 to $40,000
  • APR: 5.99% to 26.99%
  • Terms: 2 to 5 years
  • Eligibility: Must have a credit score of 620+, debt-to-income ratio of 40% or lower and annual income of at least $30,000.

Visit our personal loans page to compare even more lenders. Or compare more personal loan providers that accept cosigners.

Compare available personal loan options

A selection of personal loans you can apply for

Use our comparison table to assess interest rates, lending amounts and requirements you’ll need to get a loan with our personal loan partners

Rates last updated February 20th, 2019

Reveal your potential loan offers and rates

Answer two quick questions to filter the loan offers and get the best one for you.

Select your credit score range

I don't know my credit score

Finally, select where you live.

To get your credit score:

Experian logo

Experian is a leading provider of personal and business credit reporting. Find out your FICO score now for less than the cost of a cup of coffee.

Unfortunately, none of the personal loan providers offer loans for that credit score. If you are in urgent need of a small loan, you might want to consider a short term loan.
Name Product Product Description Min. Credit Score Max. Loan Amount APR
Credible Personal Loans
Get personalized rates in minutes and then choose a loan offer from several top online lenders.
Good to excellent credit
$100,000
5.34% to 35.99% (fixed)
Monevo Personal Loans
Quickly compare multiple online lenders with competitive rates depending on your credit.
550
$100,000
3.99% to 35.99% (fixed)
LendingClub Personal Loan
A peer-to-peer lender offering fair rates based on your credit score.
640
$40,000
6.95% to 35.89% (fixed)
Upgrade Personal Loans*
Affordable loans with two simple repayment terms and no prepayment penalties.
620
$50,000
7.99% to 35.89% (fixed)
SoFi Personal Loan Fixed Rate (with Autopay)
No fees. Multiple member perks such as community events and career coaching.
680
$100,000
5.99% to 16.49% (fixed)
Even Financial Personal Loans
Get connected to competitive loan offers instantly from top online consumer lenders.
550
$100,000
3.84% to 35.99% (fixed)
NetCredit Personal Loan
Check eligibility in minutes and get a personalized quote without affecting your credit score.
550
$10,000
34% to 155% (Varies by state) (fixed)
Best Egg Personal Loans
A prime lender with multiple repayment methods.
640 FICO®
$35,000
5.99% to 29.99% (fixed)

Compare up to 4 providers

A selection of brokers you can speak to

One way to make sure you’re getting the best rate is to let a broker find a competitive rate for you.

Rates last updated February 20th, 2019
Name Product Min. Credit Score Max. Loan Amount APR Product Description
Monevo Personal Loans
550
$100,000
3.99% to 35.99% (fixed)
Quickly compare multiple online lenders with competitive rates depending on your credit.
Credible Personal Loans
Good to excellent credit
$100,000
5.34% to 35.99% (fixed)
Get personalized rates in minutes and then choose a loan offer from several top online lenders.
Even Financial Personal Loans
550
$100,000
3.84% to 35.99% (fixed)
Get connected to competitive loan offers instantly from top online consumer lenders.
LendingTree Personal Loans
640
$50,000
Varies by lender (fixed)
Receive up to five loan offers in just minutes through LendingTree's simple online form.

Compare up to 4 providers

What happens when a lender goes out of business?

It depends on the lender. Generally, they stop issuing loans but continue servicing loans that current borrowers are already paying off. However, some lenders sell their loans to another company when they go out of business.

Find out what happens when a lender goes out of business

All loans subject to OneMain’s normal credit policies. Loan approval and actual loan terms depend on your ability to meet OneMain’s standard credit criteria (including credit history, income and debts) and the availability of collateral. Collateral requirements would include a first lien on a motor vehicle that meets our value requirements, titled in your name with valid insurance. Collateral offered must meet our criteria. The lowest annual percentage rate (APR) shown represents APRs for top 10% of loans closed. Maximum APR is 35.99%, subject to state restrictions. APRs are generally higher on loans not secured by a vehicle. Active duty military, their spouse or dependents covered under the Military Lending Act may not pledge any vehicle as collateral for a loan. OneMain loan proceeds cannot be used for postsecondary educational expenses as defined by the CFPB’s Regulation Z, such as college, university or vocational expenses; for any business or commercial purpose; to purchase securities; or for gambling or illegal purposes.

Residents in the following states are subject to the following loan size restrictions: Alabama residents: $2,100 minimum loan amount. California residents: $3,000 minimum loan amount. Florida residents: Unless you are a present customer, $8,000 maximum loan amount for unsecured loans. Georgia residents: Unless you are a present customer, $3,100 minimum loan amount. Iowa residents: Unless you are a present customer, $8,500 maximum loan amount for unsecured loans. Maine residents: Unless you are a present customer, $7,000 maximum loan amount for unsecured loans. Mississippi residents: Unless you are a present customer, $7,500 maximum loan amount for unsecured loans. North Carolina residents: Unless you are a present customer, $7,500 maximum loan amount for unsecured loans. New York residents: Unless you are a present customer, $20,000 maximum loan amount for unsecured loans. Ohio residents: $2,000 minimum loan amount. Texas residents: Unless you are a present customer, $8,000 maximum loan amount for unsecured loans. Virginia residents: $2,600 minimum loan amount. West Virginia residents: Unless you are a present customer, $7,500 maximum loan amount for unsecured loans. An unsecured loan is a loan which does not require you to provide collateral (such as a motor vehicle) to the lender.

Matt

Matt is a personal finance publisher who likes nothing more than seeing consumers get a better deal!

Was this content helpful to you? No  Yes

US Personal Loans Offers

Important Information*
Credible Personal Loans

Get personalized rates in minutes and then choose a loan offer from several top online lenders.

Even Financial Personal Loans

Get connected to competitive loan offers instantly from top online consumer lenders.

LendingClub Personal Loan

A peer-to-peer lender offering fair rates based on your credit score.

SoFi Personal Loan Fixed Rate (with Autopay)

No fees. Multiple member perks such as community events and career coaching.

Ask an Expert

You are about to post a question on finder.com:

  • Do not enter personal information (eg. surname, phone number, bank details) as your question will be made public
  • finder.com is a financial comparison and information service, not a bank or product provider
  • We cannot provide you with personal advice or recommendations
  • Your answer might already be waiting – check previous questions below to see if yours has already been asked

Finder.com provides guides and information on a range of products and services. Because our content is not financial advice, we suggest talking with a professional before you make any decision.

By submitting your comment or question, you agree to our Privacy and Cookies Policy and Terms of Use.

Questions and responses on finder.com are not provided, paid for or otherwise endorsed by any bank or brand. These banks and brands are not responsible for ensuring that comments are answered or accurate.
Go to site