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Pave personal loans

Get the funds you need at a reasonable rate with predictable payments through Pave.

Pave personal loans offer fixed payment terms so you know exactly how much you have to pay each month through the course of the entire loan term. Whether you’re looking to fund your education or get a new car, Pave could have a loan that suits your needs.

What does Pave offer?

Pave understands that people end up needing money for different reasons, so it doesn’t place limitations on how you can use approved funds. You can use money from this loan to consolidate existing debts, pay tuition fees, cover living expenses, buy a new vehicle or even take a vacation.

Pave allows you to borrow from $3,000 to $25,000 through a Pave personal loan, and you can repay it in 2 years or 3 years. It is important to note that while Pave takes into account more than just your credit score, you must have a FICO score of 660 or higher.

Compare Pave to other personal loan lenders

Use our comparison table to assess interest rates, lending amounts and requirements you’ll need to get a loan with our personal loan partners.

Rates last updated August 18th, 2017

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Unfortunately, none of the personal loan providers offer loans for that credit score. If you are in urgent need of a small loan, you might want to consider a short term loan.
Name Product Product Description Min. Credit Score Max. Loan Amount APR Requirements
Prosper Personal Loan
Borrow only what you need for debt consolidation, home improvements, special occasions and more — with APRs based on your credit score.
From 5.99% (fixed)
Must be 18+ years old, an American citizen or US permanent resident and have a 640+ credit score.
Lending Club Personal Loan
Borrow up to $40,000 with rates from 5.99% to 35.89% APR based on your credit score.
From 5.99% (fixed)
You must be over 18 years of age, a permanent resident of the US or an American citizen and have a steady source of income.
SoFi Personal Loan Fixed Rate (with Autopay)
Borrow up to $100,000 with a competitive APR and no fees.
Good to excellent credit
From 5.49% (fixed)
You must be a U.S. citizen or permanent resident, and 18 years or older.
Check your rate — without affecting your credit score — before applying for this unsecured personal loan.
From 9.95% (fixed)
You must have good to excellent credit, provide proof of a steady income and be a US resident who is at least 18 years old (19 years old in Alabama).
Payoff Personal Loans
Pay down your debt with a fixed APR and one monthly payment.
From 8 to 25% (fixed)
You must have a FICO score of 660 or higher, at least 3 years of credit history and a debt-to-income ratio of no more than 50%. You must live in a state where Payoff offers loans; check availability.
LendingPoint Personal Loans
Get a personal loan with reasonable rates even if you have a fair credit score in the 600s.
From 15.49% (fixed)
Must have a fair credit score of 600 or better and verifiable income. Must live in a state where LendingPoint services.
Laurel Road Personal Loans
Get a personal loan with no application or origination fees and a rate discount for autopay.
From 5.5% (fixed)
Must be a US citizen or permanent resident with a valid I-551 card
OneMain Financial Personal Loans
Get a personal or auto loan with a quick and easy application and dedicated customer support.
From 12.99% (fixed)
Eligibility for a loan is determined by your financial history, credit history, income and expenses, and whether or not you have ever filed for bankruptcy.
Even Financial Personal Loans
Get matched to the best loan offer instantly from top online consumer lenders.
From 4.99% (fixed)
Must have a minimum credit score of 580+. Must be 18+ years old and be an American citizen or permanent resident.

Compare up to 4 providers

What benefits come with a Pave personal loan?

Before you apply for a Pave personal loan, take some time to review its features:

  • Loan amount and term. Pave provides personal loans from $3,000 to $25,000. The maximum you qualify to borrow depends on multiple factors, including your existing financial situation, your ability to repay and your creditworthiness. You can choose from repayment terms of two or three years.
  • Reasonable interest rates. APRs from Pave range from 7.18% to 29.65%, which includes an origination fee. The origination fee can range from 1.00% to 6.00%.
  • Comprehensive underwriting process. When processing your application for credit Pave looks at more than just your FICO score to arrive at a decision. It also takes into account your education, employment history, existing financial condition and future earning potential.
  • Get funds quickly. Once you submit your application Pave reviews it, and upon approval it provides you with loan terms. You can accept the terms of the loan online, after which you have to provide identification documentation, along with required bank account details. Pave takes one business day to verify this information, and then transfers the money in your bank account electronically. The entire process usually takes no more than a few business days.
  • Making repayments. The simplest way to make repayments towards your Pave loan is to set up an automatic transfer of funds from your bank account. You can also send checks via regular mail, but Pave charges a $2 fee to process each physical check. If you make a repayment more than 15 days after a given due date or if your repayment is returned, you will have to pay a late fee.
  • Deferred payments. If you’re taking a Pave loan to pay for an educational course you have the option of deferring payments on your loan for the first three months. Bear in mind that interest continues to accrue during this period.

How to apply for a personal loan from Pave

If you wish to get a personal loan through Pave you can start the process by clicking on the “Go to Site” button. Make sure you meet the following eligibility criteria before applying:

  • You meet your state’s minimum age requirements
  • You’re an American citizen or a permanent resident of the US
  • Your credit score is 660 or higher
  • You have a regular source of income, a job letter or intend on attending an educational course
  • You don’t live in Arizona, Connecticut, Maine, Massachusetts, Nebraska, Nevada, North Dakota, Oregon, Pennsylvania, Tennessee, Vermont, West Virginia, Wisconsin or Wyoming

Completing the application successfully requires that you part with different types of information, which includes the following:

  • Your full name and contact information
  • Your date of birth and Social Security number
  • A valid form of government-issued ID such as your driver’s license or passport
  • Details about your employment, income and expenses
  • Your bank account details

Frequently asked questions

Yes. Just contact Pave’s customer service with your desired due date.

In some cases yes. If you do not complete the on-boarding process within 30 days of your terms being proposed, your terms will expire and you might be subject to check your rate again.

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US Personal Loans Offers

Learn about our information service
Prosper Personal Loan

Borrow only what you need for debt consolidation, home improvements, special occasions and more — with APRs based on your credit score.

Lending Club Personal Loan

Borrow up to $40,000 with rates from 5.99% to 35.89% APR based on your credit score.

SoFi Personal Loan Fixed Rate (with Autopay)

Borrow up to $100,000 with a competitive APR and no fees.

Upstart Personal Loans

This newer service looks beyond your credit score to match you with accredited investors for low-rate personal loans.